Sentences with phrase «annual fee differences»

These extra bonuses are what causes the major annual fee differences among the cards.

If you're only looking to compare the Premier Rewards Gold to the Chase Sapphire Preferred, you need to look beyond the annual fee difference.

Therefore, we get that to make up the annual fee difference, one needs to spend at least $ 36 / (2.4 % - 2 %) = $ 9,000 annually.

The math generally works as follows: divide the annual fee (or annual fee difference) by the difference in rewards rate.

The math generally works as follows: divide the annual fee (or annual fee difference) by the difference in rewards rate.

Therefore, we get that to make up the annual fee difference, one needs to spend at least $ 36 / (2.4 % - 2 %) = $ 9,000 annually.

If that's the case, the annual fee difference between the two cards becomes negligible for the first two years.

If you view this benefit in isolation, you would need to spend over $ 3,333 each year on purchases outside of the United States in order to come out ahead of the annual fee difference between the cards.

At that point, the Capital One ® Spark ® Cash for Business overcomes the annual fee difference, even when the bonus points are considered.

Due to the annual fee difference, choosing between the cards comes down to how much you spend at restaurants versus grocery stores.

If you're only looking to compare the Premier Rewards Gold to the Chase Sapphire Preferred, you need to look beyond the annual fee difference.

Since the Reserve makes your Ultimate Rewards an extra 0.25 % more valuable, we can simply take $ 55 divided by 0.25 % and come up 22,000 UR as the break - even amount of points that need to be redeemed through the portal to make up the annual fee difference.

The annual fees difference is almost a wash considering other factors.

If that's the case, the annual fee difference between the two cards becomes negligible for the first two years.

Not exact matches

The cards each come with different new member offers, and while there are a few other differences between them, they each have annual fees of $ 95, which is waived the first year.

That difference effectively covers the annual fee for five years.

They should easily be able to use their free hotel night to recoup value greater than $ 55 (the difference in annual fees after factoring in the hotel statement credit).

While the difference in annual fee may seem striking — $ 450 compared to $ 95 (waived for the first year) for the Starwood Preferred Guest ® Credit Card from American Express — Starwood Preferred Guest ® American Express Luxury Card cardholders who can utilize the free anniversary night and $ 300 travel credit should actually come out ahead.

The inflection point between these two cards is governed by the difference between their annual fees and their redemption rates: ($ 95 - $ 0) / (0.02 travel rate - 0.015) = $ 19,000.

The underlying equation is the difference in annual fees divided by the difference in redemption rates: 95 / (0.02 - 0.0125) = $ 12,666.

Vouchers grant up to $ 8,653 for elementary and middle school annual tuition, and up to $ 12,981 for high school tuition.33 If the tuition or other fees exceeds the voucher amount, parents must cover the difference.34

The FlexPerks Select + does offer users no annual fee, though if your spending habits justify applying for the FlexPerks Travel Rewards, redeeming bonus miles will make up for that difference.

However, this Barclays comes with an $ 89 annual fee, so there is a minimum amount you would have to spend in order to make up for this difference in cost.

To calculate the point at which it pays to earn 2 % back versus the 1.3 % you get through The Blue for Business ® Credit Card from American Express, we divided the annual fee by the difference in rewards rates.

That's a big difference, compared to the SavorSM card, which has a $ 0 annual fee.

However, the difference is that those frequently have high cash back percentages or other rewards that nullify the annual fee's cost.

Here is a chart illustrating the differences between annual fees and interest rates between someone with good credit and someone with a credit score of 565.

One more difference is that most charge cards have an annual fee.

The underlying equation is the difference in annual fees divided by the difference in redemption rates: 95 / (0.02 - 0.0125) = $ 12,666.

The inflection point between these two cards is governed by the difference between their annual fees and their redemption rates: ($ 95 - $ 0) / (0.02 travel rate - 0.015) = $ 19,000.

The most obvious difference is the cost of owning the card; the premium card will cost you $ 100 more every year ($ 149 annual fee vs $ 49 annual fee).

At that point, the difference in annual fees between the two cards becomes negligible, and you should go with the Aspire.

Is such a difference in the annual fee worth of it?

It would take approximately $ 17,000 + in annual spending to make up for this $ 116 deficit in value (assuming a $ 100 hotel stay, plus the $ 16 difference in annual fees), year - to - year - that is the point at which the 2.4 % rewards rate of the SPG beats out the 1.5 % rate users get from gas station, restaurant, and grocery spending.

However, as long as you spend at least $ 2,730 annually, the difference in annual fees is more than made up for with the greater rewards.

The first difference between the two cards that will stand out to most people is the annual fee.

They should easily be able to use their free hotel night to recoup value greater than $ 55 (the difference in annual fees after factoring in the hotel statement credit).

To further break down these differences, an airline card may look like more cost upfront, because you typically have to pay an annual fee.

If the value of these rewards and benefits comfortably exceeds the difference in annual fees, then the card will be worth it for your needs.

While the difference in annual fee may seem striking — $ 450 compared to $ 95 (waived for the first year) for the Starwood Preferred Guest ® Credit Card from American Express — Starwood Preferred Guest ® American Express Luxury Card cardholders who can utilize the free anniversary night and $ 300 travel credit should actually come out ahead.

The difference in anniversary points more than makes up for the higher annual fee.

One major difference between the Capital One ® Spark ® Cash for Business and the Ink Business Cash ℠ Credit Card is that the former comes with an $ 0 intro annual fee the first year, and $ 95 after that.

While the annual $ 80 difference between the two cards is significant, if a card's price point is a major concern, one should in general avoid charge cards — which all fall onto the expensive side of annual fees.

While The Platinum Card ® from American Express comes with a significantly higher annual fee, its value to frequent travelers more than makes up for the price difference.

a $ 200 value), this difference in annual fees can be made up for, over approximately four years.

For customers who charge at least $ 1,000 to their card when travelling abroad per year, the difference in annual fees between the two cards is covered.

The only difference in rates and fees between the Gold and Platinum Delta credit cards is the annual fee.

The other main difference between these cards is the annual fee.

The biggest difference is the annual fee, which is $ 195 after the first year.

The extra 1 % difference in everyday awards will make up for more than the annual fee of the more expensive card at that point.