The sign - up bonus in conjunction with the waived
annual fee for the first year makes it a risk - free proposition.
The sign - up bonus in conjunction with the waived
annual fee for the first year makes it a risk - free proposition.
Chase Sapphire is a great card to have and the 45K bonus and
no annual fee for the first year makes it even better.
Not exact matches
After the
first year, you have to spend $ 2,950 just to
make up
for the
annual fee.
For example, the Capital One ® Spark ® Cash for Business's $ 500 bonus — for making $ 4,500 in purchases within the first three months of account opening — is enough to cover its $ 95 ongoing annual fee for five yea
For example, the Capital One ® Spark ® Cash
for Business's $ 500 bonus — for making $ 4,500 in purchases within the first three months of account opening — is enough to cover its $ 95 ongoing annual fee for five yea
for Business's $ 500 bonus —
for making $ 4,500 in purchases within the first three months of account opening — is enough to cover its $ 95 ongoing annual fee for five yea
for making $ 4,500 in purchases within the
first three months of account opening — is enough to cover its $ 95 ongoing
annual fee for five yea
for five
years.
For as little value as there is in the Spirit Airlines credit card, the offer is
made all the worse by the $ 59
annual fee (waived the
first year).
The downside of this option is that the cards that allow you to
make these transfers come with
annual fees, such as the Chase Sapphire Preferred ® Card which has a $ 95 ongoing
annual fee which is waived
for the
first year.
The Starwood Preferred Guest ® Credit Card from American Express is one of the best as far as hotel and travel rewards credit cards go, and easily
makes up
for its $ 95
annual fee (waived
for the
first year).
While it does have a higher
annual fee than the IHG ® Rewards Club Traveler Credit Card — $ 95 (waived
for the
first year) compared to $ 29 — the increased rewards earned on restaurant and travel will
make up
for this if you can
make over $ 5,410 in non-IHG purchases per
year within these categories.
This card has an
annual fee of $ 36
for the
first year, and payments are
made on a monthly basis at $ 3 per month.
But since there's no
annual fee the
first year, it
makes sense to keep the card
for at least one
year.
Current bonus: 25,000 bonus Starpoints after you use your new card to
make $ 3,000 in purchases within the
first three months Earning rates: 2 points per dollar spent at SPG hotels; 1 point per dollar spent everywhere else Other benefits: No foreign transaction
fees; 2 stays and 5 nights toward SPG elite status every
year; free in - room premium internet; Boingo Wi - Fi
Annual fee: $ 95 (waived
for the
first year)
Even though the
annual fee — $ 0
for the
first year, then $ 99 — is about typical
for this type of airline card, you'll want to be sure it
makes sense
for you.
Most cards that charge a sizable
annual fee also help
make up
for the expense with valuable perks and an impressive sign - up bonus in the
first year.
If your business is able to spend this much, then the increased rewards — of 2 % unlimited cash back on all purchases —
makes up
for this card's
annual fee of $ 95 (waived
for the
first year).
The creditor shall pay to the administrator a civil penalty equal to three times the amount of the investigation
fee and the
annual license
fee for each
year or portion thereof, the creditor, in violation of Section 5-19-22, has engaged in the business of
making consumer loans or taking assignments of consumer credit contracts without
first having obtained a license, but in no event shall a civil penalty exceed one hundred thousand dollars ($ 100,000).
The
annual fee is not waived the
first year, but the generous bonus easily
makes up
for it in our opinion.
But after the
first year, do the benefits and rewards
make up
for the $ 450
annual fee?
Depending on your travel and spending habits, this card may or not
make sense
for you after the
first year when you start paying the
annual fee, but earning 40,000 miles after meeting the minimum spend and earning 2X miles on all purchases are tremendous benefits.
Most cards that charge a sizable
annual fee also help
make up
for the expense with valuable perks and an impressive sign - up bonus in the
first year.
But since there's no
annual fee the
first year, it
makes sense to keep the card
for at least one
year.
The equivalent sign - up bonus, coupled with the Sapphire Preferred's lower
annual fee — a $ 95
annual fee that is waived the
first year compared to the Reserve's $ 450 upfront
fee — may
make the Sapphire Preferred card a more attractive option
for some.
It's also a calendar
year benefit, which means
for the
first cardmember
year you can actually
make $ 50 by using the
annual fee twice.
Now's a good time to sign up
for the Citi ThankYou Premier card, since the card recently boosted its sign - up bonus offer: If you can manage to spend $ 4,000 within the
first three months of opening your account, you'll receive 50,000 bonus points that are worth up to $ 625 in airfare or $ 500 in gift cards, more than
making up
for the card's $ 95
annual fee (waived the
first year).
With this card, you won't really have to spend an exorbitant amount to
make up
for the
annual fee, especially in the
first year since there's no
annual fee to try out the card.
While the
annual fee isn't waived the
first year, the two free nights at any Hyatt property more than
make up
for it.
That
makes it easy to cover the $ 59
annual fee, which, by the way, is waived
for the
first year.
The two night are part of the standard offer but the statement credit
makes this better since it takes care of the
annual fee of $ 95 which is not waived
for the
first year.
Sometimes, an offer with a sign - up bonus
for 70K rolls around with the
annual fee waived the
first year but this card is still valuable with the $ 85
annual fee as the
annual free night could more than
make - up
for it.
And while the
annual fee is not waived on the BA card the
first year, the larger bonus more than
makes up
for it.
Annual Fee is Waived the First Year The Barclaycard Arrival Plus annual fee is a reasonable $ 89 but Barclaycard waives it for the first year, which really makes you wonder: Why shouldn't I get this
Annual Fee is Waived the First Year The Barclaycard Arrival Plus annual fee is a reasonable $ 89 but Barclaycard waives it for the first year, which really makes you wonder: Why shouldn't I get this ca
Fee is Waived the
First Year The Barclaycard Arrival Plus annual fee is a reasonable $ 89 but Barclaycard waives it for the first year, which really makes you wonder: Why shouldn't I get this
First Year The Barclaycard Arrival Plus annual fee is a reasonable $ 89 but Barclaycard waives it for the first year, which really makes you wonder: Why shouldn't I get this c
Year The Barclaycard Arrival Plus
annual fee is a reasonable $ 89 but Barclaycard waives it for the first year, which really makes you wonder: Why shouldn't I get this
annual fee is a reasonable $ 89 but Barclaycard waives it for the first year, which really makes you wonder: Why shouldn't I get this ca
fee is a reasonable $ 89 but Barclaycard waives it
for the
first year, which really makes you wonder: Why shouldn't I get this
first year, which really makes you wonder: Why shouldn't I get this c
year, which really
makes you wonder: Why shouldn't I get this card?
I
made a visit to the local branch to check if there is a different / better offer, and the banker acknowledged the increased signup bonus of 60,000 points
for Ink Plus and confirmed that there would be no
annual fee for the
first year, if applied in the branch.
Since this card is usually offered with $ 0
annual fee for the
first year, you can get signup bonus (25 — 50K points), airline
fee credit (potentially $ 200) and evaluate if it
make sense to pay $ 195
annual fee after the
first year.
The Amtrak World card has a $ 79
annual fee that is not waived
for the
first year, but cardholders get a complimentary companion ticket annually that can more than
make up
for the cost.
But there was still another use
for the card to
make this
first year even more worth the
first year annual fee.
And to
make this offer even better, the
annual fee is waived
for the
first year and it will be $ 85 after that.
And to
make it easier to see if the card works
for you or not, the
annual fee is waived
for the
first year.
I had to deal with
making the 1st
year worth it
for my Amex Business Platinum card, which carries a $ 450
annual fee beginning on the
first year.
Since the
annual fee waived
for the
first year, you have time to see if the card is right
for you before
making a long - term decision.
(Upon further reflection, the
first -
year annual fee is waived on this current offer and will probably be waived
for the updated $ 89 version coming soon so I guess the reduced
annual fee wouldn't
make much difference here.)
I know that some readers have criticized me
for keeping the Chase Sapphire Preferred after the
first year because the 7.5 %
annual dividend on earned points is rarely enough to
make up
for the $ 95
annual fee.
This travel category covers just about every legitimate travel purchase you will incur, so it
makes the Premier one of the best bonus earning credit cards
for travel, especially since it offers 3X with only a $ 95
annual fee (that's usually waived the
first year).
Many cards will even waive the
annual fee for the
first year,
making the sign - up bonus even more valuable.
Since AMEX is already losing money by offering points and waiving the
annual fee for the
first year, they have to be hoping that they will
make this loss up in future
years.
Scotiabank also
made some recent changes to the signup bonus
for the Gold American Express Card which is now lower and the
annual fee is no longer waived
for the
first year.
While this bonus is relatively small, ZERO
annual fee for the
first year helps a bit, and three upgrade coupons — that are (supposedly) valid even on redeemed flights — are a very nice touch and might be worth $ $ $ $ if you
make them work.
With a $ 95
annual fee (waived
for the
first year), you can break even by
making at least $ 4,750 in purchases with your card each
year — which comes out to less than $ 400 a month.
Although the card's
annual fee of $ 450 is not waived
for the
first year and the minimum - spending requirements are high, the card's perks and benefits, such as the $ 200 airline
fee credit, hotel elite status and access to a wide network of airport lounges, more than
make up
for it.
The sign - up bonus of 25,000 points is worth $ 480 and the
annual fee is waived
for the
first year,
making this card a no - brainer
for the
first year.
[+] There is a sign - up bonus that earns you 60,000 points [+] You have to spend $ 1000 in the
first three months to earn the points [+] Earn an extra 5000 points if you add an authorized user who then
makes purchases [+] The
annual fee is waived
for the
first year [+] You get five points per dollar spent at IHG hotels [+] Get two points per dollar you spend at gas stations and in restaurants [+] Earn two points per dollar when you spend in most grocery stores [+] Get one point per dollar spent when you spend with most other merchants [+] You get a free night's stay at one of their hotels
for having your card a full
year [+] There are over 5000 hotels worldwide where you may use your free night's stay [+] Opt in
for platinum elite status that continues while your account is open and active