The American Express P remier Rewards Gold Card waives the $ 195
annual fee for the first year on signup.
Delta is offering incentives to encourage WorldPerks cardholders to switch over, including waiving
the annual fee for the first year on the Gold SkyMiles Card and giving out 25,000 bonus miles.
Not exact matches
It has a much higher
annual fee than the Preferred — $ 450 — but in exchange
for that, you'll get a $ 300 statement credit each cardmember
year to cover your
first $ 300 of travel charges, and a higher earning rate of 3x points
on travel and dining purchases.
On a $ 100,000 account,
for example, the
fee would be $ 212.50
for a full
year — the
first $ 15,000 is excluded from their
annual fees, using our exclusive promotional link.
The Capital One ® Venture ® Rewards Credit Card from Capital One ® has a $ 95
annual fee (free
for the
first year), but
on an ongoing basis, its higher earnings rate will outpace the Capital One ® Quicksilver ® Cash Rewards Credit Card.
The Plum Card ® from American Express OPEN costs an
annual fee of $ 250 dollars, waived
for the
first year, that offers small business owners a discount
on their monthly bills.
No Foreign Transaction
Fees on international purchases and $ 0 introductory
annual fee for the
first year, then $ 95.
Although many Amex cards carry an
annual fee, the company often runs a promotion waiving the
annual fee on some of its cards
for the
first year.
The Plum Card ® from American Express OPEN costs an
annual fee of $ 250 dollars, waived
for the
first year, that offers small business owners a discount
on their monthly bills.
Benefits of this card includes a student identity theft protection program that is free
for the
first 4
years and a competitive APR
on purchases and balance transfers, and no
annual fee.
Its rewards rate varies from 2.4 % to 4.8 %, depending
on how it's used, and it has a $ 95
annual fee (waived
for the
first year).
The card lets you earn FOUR extra percentage points
on the
first $ 6,000 in U.S. supermarket spending alone in the
year: this surplus above the BankAmericard more than pays
for the
annual fee of $ 95.
While it does have a higher
annual fee than the IHG ® Rewards Club Traveler Credit Card — $ 95 (waived
for the
first year) compared to $ 29 — the increased rewards earned
on restaurant and travel will make up
for this if you can make over $ 5,410 in non-IHG purchases per
year within these categories.
Anyone who signs up
for the Scotiabank Momentum Visa Infinite card now can get a $ 100 gift card (your choice of Amazon, Best Buy, Starbucks or Ultimate Dining Card) and pay no
annual fee for the
first year, while earning 4 % cash back
on all gas and grocery purchases.
This card has an
annual fee of $ 36
for the
first year, and payments are made
on a monthly basis at $ 3 per month.
On the other hand, if you use your business credit card more to pay
for your business's inventory, or employee meals, then the 2 % rewards you'll get from the Capital One ® Spark ® Cash
for Business ($ 0 intro
annual fee for the
first year; $ 95 after that) is better.
Annual fees are waived
for both cards
on the
first year.
Earning rates: 2 miles per dollar spent
on Delta purchases; 1 mile per dollar spent everywhere else Other benefits: No foreign transaction
fees; Priority (Zone 1) boarding; free checked bag; discounted Sky Club access; in - flight savings
Annual fee: $ 95 (waived
for the
first year)
On the surface, the Starwood Preferred Guest ® Credit Card from American Express is just an excellent hotel credit card with a $ 95
annual fee (waived
for the
first year).
On top of that, some of the
annual fees are waived
for the
first year, and others are not.
Another benefit of the card is that you get a great sign - up bonus, you don't have to pay interest
on balance transfers
for the
first 12 months, and you don't have to pay an
annual fee in the
first year.
The
annual fee is waived
for the
first year on this card but they also have a no
fee option.
The
annual fee ($ 0 intro
for the
first year, then $ 95) is easy to recoup if you use the Sapphire Preferred often to earn 2X points
on travel and dining at restaurants & 1 point per dollar spent
on all other purchases worldwide.
Current Offers Just out of curiosity,
on August 23, 2013 I checked which offers are currently
on it and found several special Amex offers including one 45,000 SkyMiles
for the Gold Delta SkyMiles Amex when you spend $ 5,000 in 6 months with the $ 95
annual fee waived the
first year versus the public offer of just 30,000 SkyMiles after $ 500 in spend - a 50 % difference!
Processing
Fee: $ 125 - only charged if approved Up - front Deposit: None — this is an unsecured card and your credit limit is determined by your credit score and debt - to - income ratio
Annual Fee: $ 100 per
year - billed @ $ 25 / month
for first 4 months Credit: Limit Ranges between $ 1,100 and $ 6,500 depending
on your qualifications Reporting: Reports to all 3 bureaus (Equifax, Experian, TransUnion) within 2 weeks Interest Rate: 21 % APR
on purchases only (not
fees)
If you spend at least $ 3,000 in the
first 90 days, you can qualify
for the 40,000 mile bonus
on the Arrival Plus, which will cover the
annual fees on the card
for 4
years.
Like the DBS Altitude, it's very easy to avoid paying an
annual fee for the HSBC Revolution as not only are the
first two
years»
annual fee waived, as long as you spend S$ 12,500
on the card annually, you can continue to have that
fee waived in the following
years.
Though it does charge an
annual fee of S$ 160.5, you can get this waived quite easily, as the
first 2
years are waived and subsequent
years are waived
for those who maintain an
annual expenditure of S$ 12,500
on the card.
The Capital One ® Spark ® Cash
for Business will reward your company with both a bigger bonus and 2 % cash back
on purchases in exchange
for a $ 95
annual fee (waived the
first year).
While there is no cap
on how much you can earn back by paying early, there is a $ 250
annual fee ($ 0 introductory
annual fee for the
first year) to keep in mind.
For example, Gold Delta SkyMiles ($ 0 introductory annual fee for the first year, then $ 95) lets you check your first bag free on Delta fligh
For example, Gold Delta SkyMiles ($ 0 introductory
annual fee for the first year, then $ 95) lets you check your first bag free on Delta fligh
for the
first year, then $ 95) lets you check your
first bag free
on Delta flights.
No Foreign Transaction
Fees on international purchases and $ 0 introductory
annual fee for the
first year, then $ 95.
At that level of spending, the rewards
on the Capital One ® Spark ® Cash
for Business will outweigh those from the other cards we recommend, despite the card's $ 95
annual fee, which is waived in the
first year.
If your business is able to spend this much, then the increased rewards — of 2 % unlimited cash back
on all purchases — makes up
for this card's
annual fee of $ 95 (waived
for the
first year).
Another introductory perk
on credit cards is
for the
annual fee to be waived during the
first year.
Delta: The Gold Delta SkyMiles credit card from American Express (a CreditDonkey partner) has a higher
annual fee of $ 95 ($ 0 introductory
annual fee for the
first year), but that
annual fee gets you a free checked bag
for up to 9 people
on your reservation
for Delta flights and priority boarding.
This business card earns at a flat 2 % cash back
on all purchases and it's
annual fee of $ 59 is waived
for the
first year.
There is an
annual fee of $ 25, this is
on the lower side of
annual fees for secured cards but there are a number of cards that have lower
annual fees (six of which have no
annual fee for the
first year, three of these have no
annual fee ever).
-- Discounts
on Delta and Song ® flights
for as few as 3,000 SkyPoints1 — Get up to 2,500 SkyPoints with your
first purchase — Always Double SkyPoints TM
on everyday purchases — One SkyPoint
for every other eligible dollar spent — No
Annual Fee for the
first year — a $ 49 savings
Note, that this is one of the most valuable signup bonuses among travel credit cards which can compensate expenses
on annual fee for 6
years (
annual fee is waived
for the
first year).
Just would like to sum up with this question to your fellow editor about a curious number (pardon the pun): Under the «NO foreign transaction
fee» Marriott Rewards Premier Visa section recommending it, it reads «Out of the three cards, this is the only one that's seriously worth considering
for everyday use» despite it being «one of only two» cards listed side by side that have «
annual fees» after the
first year (with Barb's choice the second one that loves charging 2.5 % «foreign transaction
fees» upfront / from the start
on all foreign transactions rebating «afterwards» as «reward points» statement all of them «except
on returns and cash advances» where the
fees remain); however this article shows «more than three cards» (though granted the Amazon.ca Visa is unavailable now
for the new applicant plus the missing Mogo Visa is a prepaid one and whereas this
year's (2017) new $ 149
annual fee HSBC Premier World Elite MC is exclusively
for their premier clients only) so which «three cards» in that statement there would we talking about here?
Depending
on your travel and spending habits, this card may or not make sense
for you after the
first year when you start paying the
annual fee, but earning 40,000 miles after meeting the minimum spend and earning 2X miles
on all purchases are tremendous benefits.
Better yet,
for a $ 95
annual fee (waived the
first year), Chase Sapphire Preferred offers two points per dollar spent
on airfare, hotel stays, car rentals and restaurants — and an additional point per dollar if you book through UltimateRewards.com.
But an important caveat that often goes unmentioned is that the
annual bonus miles
on this card
for spending $ 15,000 to $ 25,000 only kick in at the end of the
first year and after you pay the $ 90 second
year annual fee.
On the other hand, if you don't want to do all this extra thinking, or if you don't spend enough to justify the hefty
annual fee of $ 95 per
year (waived the
first year), this might not be the card
for you.
For instance, the Chase United MileagePlus Explorer card (annual fee: $ 95, waived first year), allows a free checked bag for you and one traveling companion on United fligh
For instance, the Chase United MileagePlus Explorer card (
annual fee: $ 95, waived
first year), allows a free checked bag
for you and one traveling companion on United fligh
for you and one traveling companion
on United flights.
Both cards have an
annual fee of $ 95, but Chase waives the
fee for the
first year on the United business card.
For instance, the American Express Blue Cash Preferred card ($ 75
annual fee) gives 6 percent back
on groceries but only
on the
first $ 6,000 per
year, which translates to $ 360 cash back.
On the other hand the standard offer now has no
annual fee for the
first year.
One well - known business reward card with a high flat rate is the Capital One Spark Cash
for Business (
annual fee: $ 59, waived
first year), which offers 2 percent back
on everything with no cap.