Rewards cards had the highest average
annual fee of cards with fees that were included in our study.
Rewards cards had the highest average
annual fee of cards with fees that were included in our study.
Not exact matches
The
cards each come
with different new member offers, and while there are a few other differences between them, they each have
annual fees of $ 95, which is waived the first year.
Buying products and services
with your
card, in most cases, will count as a purchase; however, the following types
of transactions won't count and won't earn points: balance transfers, cash advances and other cash - like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and
fees of any kind, including an
annual fee, if applicable.
Even when we add in the
annual fee in the second year, our model cardholder still earns a larger amount
of cash back
with the Capital One Spark Cash
card:
Of course, the Capital One Spark Cash
card comes
with a $ 95
annual fee.
The Bank
of America Platinum Visa is a straightforward business credit
card with no
annual fee and free employee
cards.
Some worthwhile contenders include the «Discover it»
card, which will double your cash back at the end
of the first year, or Citi Double Cash, which gives you 2 percent cash back on everything
with no
annual fees, or Chase Freedom, which offers a $ 150 bonus if you spend $ 500 in the first three months, Schulz said.
If you run some calculations, you'll often find that you'll get far more value out
of a
card with an
annual fee than a
card without one.
In that case, it might be worth getting one
of the
annual -
fee cards with better rewards.
This
card comes
with a $ 95
annual fee that's waived the first year
of card membership.
One
of the big negatives
with most reward
cards that offer large signup bonuses, is that often times they have an
annual fee.
This
card comes
with an
annual fee of $ 39, which isn't too lofty, but it's an added cost nonetheless.
In return for using their loyalty brand credit
card, Canadian consumers typically receive about 2 %
of their spending, back in terms
of rewards, unless they use a credit
card with an
annual fee.
With a generous welcome bonus, ongoing rewards for all
of your purchases and no
annual fee, the Discover it ® Miles credit
card has a lot going for it.
The Chase Sapphire Preferred
card is meant for high spenders, and comes
with an introductory
annual fee of $ 0 the first year, then $ 95 every year after that.
We've found that it the Bank
of America Travel rewards credit
card is one
of the few to not charge a foreign transaction
fee in conjunction
with no
annual fees.
If you're in the market for a rewards
card with no annual fee, Bank of America has your back with its Bank of America ® Travel Rewards Credit C
card with no
annual fee, Bank
of America has your back
with its Bank
of America ® Travel Rewards Credit
CardCard.
The
card comes
with a $ 0.00
annual fee, an intro APR
of 0 % for 9 billing cycles, and is available to applicants
with excellent credit.
Part
of the IHG lineup is the brand new IHG Rewards Club Traveler
Card with a $ 29
annual fee.
Add in the big sign - up bonus, and this
card can easily pay for itself and then some, even
with an
annual fee of Earn 50K bonus points after you spend $ 4,000 on purchases in the first 3 months from account opening.
It doesn't require a minimum credit score — making it one
of the easiest
cards to get — and comes
with no
annual fees.
One
of the best low -
annual -
fee credit
cards to start off
with is the Chase Sapphire Preferred ®
Card, but take a look at our other travel reward credit
cards too.
However, you need to spend at least $ 9,000 in order to come out ahead
of cards with lower
annual fees - such as the Capital One ® Spark ® Cash for Business.
Along
with an
annual fee of $ 0, the Bank
of America ® Travel Rewards credit
card boasts no foreign transaction
fees.
On top
of all
of that, the credit
card processing plan comes
with a $ 9.95 monthly
fee, bringing your total
annual fees to $ 178.80.
Chase Sapphire Preferred ® offers one
of the largest sign - up bonuses we know
of for a
card with a low
annual fee.
Airline and hotel
cards had the highest concentration
of cards with annual fees — 88 % and 89 % respectively.
It's important to note that some
of these
cards may come
with an
annual fee, but the
cards we recommend do not.
Some financial establishments also offer
cards with low intro rates and perks such as cash back, a long introductory period
of 18 months, no
annual fee or
annual fee waivers, and many others.
If you have one
of the premium Ultimate Rewards
cards (i.e. one
with an
annual fee), this 5 % cash - back can become 5X Ultimate Rewards points per dollar.
That matches some
of the top rewards
cards and is very good for a
card with no
annual fee.
Chase Sapphire Preferred ® offers one
of the largest sign - up bonuses we know
of for a
card with an
annual fee below $ 100.
The current bonus on the Chase Freedom Unlimited ® is one
of the best, when you compare it against other
cards with no
annual fee.
The Citi ThankYou ® Preferred
Card lets you earn ThankYou ® Points on life's everyday adventures, including dining out, entertainment and more — all with a low intro APR and no annual fee.1 Plus choose from a great selection of ThankYou ® credit card redemption options including Shop with Points for eligible purchases at Amazon.com or at BestBuy.
Card lets you earn ThankYou ® Points on life's everyday adventures, including dining out, entertainment and more — all
with a low intro APR and no
annual fee.1 Plus choose from a great selection
of ThankYou ® credit
card redemption options including Shop with Points for eligible purchases at Amazon.com or at BestBuy.
card redemption options including Shop
with Points for eligible purchases at Amazon.com or at BestBuy.com.
If the final result is higher than the net value
of your rewards
card, then the cash back
card with no
annual fee is the better option.
Chase Sapphire Preferred ® offers one
of the largest sign - up bonuses we know
of for a
card with low
annual fee.
Cards that come
with annual fees offer higher rewards and an assortment
of travel perks and shopping benefits, but if you don't spend enough to maximize on rewards or travel enough to take advantage
of the additional perks, the
annual fee is an unjustifiable cost.
That's one
of the highest bonuses on
cards with no
annual fee.
The Barclays Arrival ™ World MasterCard ® is one
of the best no -
annual -
fee credit
cards,
with a 2.1 % rewards rate.
With the high
annual fee of $ 250 a year, you'd have to spend over $ 16,000 annually on the
card just to break even.
Additionally, as is the case
with all
of the credit
cards on this list
of 10 best credit
cards for your wallet, there's no
annual fee for this member
of the 10 best credit
cards collection.
Main salient features
of each
card: the Venture ® Rewards earns 2 miles per dollar charged
with an
annual fee of $ 95 (waived in the first year) while the VentureOne ® is a free credit
card and earns 1.25 miles per dollar swiped.
Annual fee can significantly add to the cost
of a bad credit credit
card with a low APR..
Here are the main features
of each
card: the Venture ® Rewards gets you 2x miles per dollar (10x on hotels.com/Venture)
with an
annual fee of $ 95 (waived in Y1) while the Quicksilver ® Cash Back is a no -
fee credit
card that gets you a straightforward 1.5 % cash back.
Barclaycard Ring ™ Mastercard ® — Vote on product features and terms
with this unique
card that charges no balance transfer
fees, has an
annual fee of $ 0 and offers a low ongoing variable APR..
Blue Cash Everyday ®
Card from American Express — You get great U.S. supermarket and U.S. gas station rewards for a card with an annual fee of
Card from American Express — You get great U.S. supermarket and U.S. gas station rewards for a
card with an annual fee of
card with an
annual fee of $ 0.
The Discover it ® Secured
Card — No Annual Fee treats its secured credit card holders just like it would its traditional cardholders, which is what makes it one of the best options for people with poor cre
Card — No
Annual Fee treats its secured credit
card holders just like it would its traditional cardholders, which is what makes it one of the best options for people with poor cre
card holders just like it would its traditional cardholders, which is what makes it one
of the best options for people
with poor credit.
At the other end
of the spectrum are the Citi HHonors ™ Reserve and the American Express Honors ™ Surpass, both
cards that come
with annual fees.
With a $ 450
annual fee, The Citi Prestige ®
Card is one
of the most expensive credit
cards on the market.