Some times you get better results after the annual fee is posted (you usually have at least 30 days to cancel the card and get the full
annual fee refunded)
Cancelling after the Annual Fee comes due and has been paid could put a phone agent on alert that you're serious about cancelling, and could indeed end up getting
you the annual fee refunded.
Annual fee refund was rejected, However, I escalated this to a manager and got $ 50 one statement credit (for giving false information) and 7,500 club Carlson points (for the loss of benefit)
[PSA] Customer - Unfriendly
Annual Fee Refund Policy for City National Bank Crystal Visa Infinite Card
Does anyone else have an experience to share on Citi's stance that there will be no prorated
annual fee refund on the Citi Hilton Reserve card?
See below for Citi's noncommittal response to my direct question if it is Citi's intention to not offer prorated
annual fee refunds (if applicable to the card holder) towards the end of the year:
Not exact matches
If you've signed on for a prepaid
annual membership, we'll happily
refund the prorated unused part of your membership (less a $ 250 admin
fee).
If you've signed on for a prepaid
annual membership, you will be
refunded the prorated unused portion of your membership less a $ 250 admin
fee.
Please note: No
fees (including
annual and income facility
fees) will be
refunded when transferring to another provider.
«Net Purchases» means authorized purchases of goods and services minus any returns or
refunds, and does not include Advances (as defined in the Agreement, including wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements),
Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges,
fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.
«Net Purchases» means authorized purchases of goods and services minus any returns or
refunds and does not include Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements),
Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges,
fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.
If you've been assessed an
annual fee and want to cancel the card as a result, you can call the customer service line to see if they can
refund you the
fee and then close your account.
While the Discover it ® Secured Card — No
Annual Fee has a steep minimum security deposit, $ 200, you have a chance to get it
refunded after some time.
Once that happens you will no longer have to put up with an
annual fee and your security deposit will be
refunded.
There's no
annual fee and minimal upfront costs with the Capital One ® Secured Mastercard ®, allowing you to rebuild credit and possibly qualify for a deposit
refund and higher credit line.
Richardson could use that tax
refund and the money he'll be saving in daycare
fees ($ 5,700) to pay down his line of credit, bringing down the net
annual amount he's borrowing for his RRSP to about $ 2,000.
«Net Purchases» means authorized purchases of goods and minus any returns or
refunds and does not include Advances (as defined in the Agreement, including wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements),
Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges,
fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.
Even if it is a new requirement you have ~ 2 months after the
Annual Fee hits to convert and still be
refunded the AF by Chase.
If you cancel your Amex Platinum or Amex Premier Rewards Gold, Amex will issue you a pro-rated
refund of the
annual fee based on when you cancel.
Plus if you were going to pay for Global Entry the $ 100 covered by that
refund would still cover the cost of the
Annual fee ($ 475 for the 50k MBZ link).
Chase allows you to cancel within 30 days of the date the statement containing your
annual fee closes to receive a full
refund.
$ 300
annual travel credit; $ 100 Global Entry / TSA Precheck credit; no foreign transaction
fee; complimentary access to more than 1,000 airport lounges; select Visa Infinite hotel, air and car rental perks; trip cancellation and interruption insurance; car rental insurance; baggage delay insurance; lost luggage insurance; trip delay insurance; purchase protection;
refund price differences; return protection; extended warranty; 24/7 customer service; exclusive events and experiences; zero fraud liability; year - end summary
Other Notable Features: $ 300
annual travel credit; $ 100 Global Entry / TSA Precheck credit; no foreign transaction
fee; complimentary access to more than 1,000 airport lounges; select Visa Infinite hotel, air and car rental perks; trip cancellation and interruption insurance; car rental insurance; baggage delay insurance; lost luggage insurance; trip delay insurance; purchase protection;
refund price differences; return protection; extended warranty; 24/7 customer service; exclusive events and experiences; zero fraud liability; year - end summary
I make sure to Secure message the card issuer and find out the final day I can cancel and be
refunded my
annual fee.
However, at the bottom of the letter, Barclaycard states that current cardmembers have until November 3rd to either change or close the card and receive a pro-rated
refund of any
annual fee you paid.
If you've already paid your
annual fee, ask if you can get it prorated back to you; they may be able to
refund some of the cost.
Where applicable a proportional
refund of the
annual fee / enrollment
fee (whichever is applicable) will be made provided revocation has not been made because of fraud or misuse by the cardholder.
The main difference between the two is that the $ 95
annual fee is not waived for the first year with the Red Aviator card, and Aviator Card offers a 10 percent mile
refund for all redemptions.
Card issuers also should
refund charges, such as
annual fee or interest payments above the 6 percent rate cap, that service members incurred before they applied for benefits.
If you cancel a Chase card within 30 days of the
annual fee hitting you'll be
refunded but if you wait longer than 30 days, you won't get a prorated
refund.
If you product change your card within 60 days of paying the
annual fee, you'll be
refunded 100 %.
They probably noticed the large amounts of spending in the bonus categories and after nearly 2 months, it looks like Diners Club is finally closing customers» accounts and
refunding the $ 300
annual fee.
American Express is changing its
refund policy for
annual fees so that they will no longer allow for prorated
refunds.
Closing your Account Effective September 1, 2016, in Part 2 of the Cardmember Agreement, we are amending the Closing your Account sub-section in the Other important information section by inserting a new paragraph after the first sentence: If an
Annual Membership
fee applies, we will
refund this
fee if you notify us that you are voluntarily closing your Account within 30 days of the Closing Date of the billing statement on which that
fee appears.
So it looks like in the future you could still close your card and get the
refund within 30 days of the closing date when your
annual fee appears but that you will no longer get the prorated
refund after those 30 days.
Other Notable Features: $ 100
annual travel credit; $ 100 Global Entry or TSA Precheck credit; no foreign transaction
fee; complimentary access to more than 900 airport lounges; select Visa Infinite hotel, air and car rental perks; trip cancellation and interruption insurance; car rental insurance; baggage delay insurance; lost luggage insurance; trip delay insurance; purchase protection;
refund price differences; return protection; extended warranty; 24/7 customer service; exclusive events and experiences; zero fraud liability; year - end summary
Karen: personally I do keep some cards with
annual fees, but only when the
fees are
refunded to me.
Even better, the
fee is also
refunded to additional cardholders, and the
annual fee for up to three additional Platinum cardholders is just $ 175 ($ 175 per cardholder after that), so if just two of your friends / family members gets Global Entry, you'll earn that
fee back and then some.
The
refund will be a prorated amount of the
annual membership
fee calculated based on the number of days remaining on such primary cardmember's current Admirals Club ® membership as of the date his or her Citi ® / AAdvantage ® Executive World Elite ™ Mastercard ® card account is approved by Citi ®.
Cardmembers are getting a prorated
refund on their
annual fees based on the date of account close or until 12/31/17 (when benefits end), whichever is later.
You should see the
refund on your
annual fees in next 3 - 5 business days.
I reached out to Citi to inquire if I would be offered a prorated
refund of the
annual fee when the account is closed by Citi in January.
The version with an $ 89
annual fee waived the first year comes with a 40,000 - mile sign - up bonus and earns 2X miles per $ 1 on all purchases, plus a 10 % mileage redemption
refund, bringing its payback potential to around 2.2 % when you redeem miles for travel.
You have 30 days after the
annual fee posts to close the card for a full
refund of the
annual fee.
In addition to the Walmart news, Google has also ditched its $ 10 per month membership
fee for free delivery (and anybody who took out an
annual subscription to this will be
refunded their current difference).
a) Cancellation Policy for 2017
Annual Conference: Upon receipt of written notice of cancellation postmarked or faxed by February 25, 2017, the registration
fee will be
refunded except for a fifty - dollar service
fee.