By comparison, if you used your Blue Cash Preferred ® Card from American Express at U.S. supermarkets for nine months of the year and a 5 % rotating category card during the three months when it offers a bonus on groceries,
your annual grocery rewards would total a little over $ 430.
Not exact matches
It would take approximately $ 17,000 + in
annual spending to make up for this $ 116 deficit in value (assuming a $ 100 hotel stay, plus the $ 16 difference in
annual fees), year - to - year - that is the point at which the 2.4 %
rewards rate of the SPG beats out the 1.5 % rate users get from gas station, restaurant, and
grocery spending.
The two cards that impose
annual fees starting in the second year have higher payouts in year one for heavier
grocery store spenders because they offer more points per dollar (and the Capital One ® Venture ®
Rewards Credit Card has the highest bonus to qualifying new cardholders).
There is a $ 95
annual fee, but if you have a big
grocery budget, the
rewards would be more than enough to cover this yearly cost.
So, if you spend at least $ 3,167 per year in
groceries, you will earn enough additional cash back
rewards to justify the current (2018) $ 95
annual fee for Preferred version.
Overall, if you are someone who spends roughly $ 100 per week on
groceries and makes other transactions to obtain the 50 % bonus point level, then you'll likely easily make up the $ 95
annual fee and obtain ample
rewards from the card.
If you're looking for a card that gives you great
rewards on
grocery shopping and gas station purchases while having no
annual fee, look no further than the Blue Cash Everyday ® Card from American Express.
Keep these three factors in mind when comparing
grocery credit cards:
Rewards,
Annual Fee and Interest Rates.
If you don't want to pay an
annual fee but still want high - rate
rewards for
grocery shopping, the Blue Cash Everyday ® Card from American Express can be a better fit.
While few cards without an
annual fee can beat the 3 percent U.S. supermarket bonus on American Express's most popular
grocery card — the Blue Cash Everyday card — the American Express Everyday card offers a good alternative for card members who prefer to collect American Express
rewards points over cash back.
In addition to offering a 20,000 - point bonus for a limited time, the More
Rewards American Express card offers a generous rewards rate on everyday purchases, such as groceries and gas — all without charging an annu
Rewards American Express card offers a generous
rewards rate on everyday purchases, such as groceries and gas — all without charging an annu
rewards rate on everyday purchases, such as
groceries and gas — all without charging an
annual fee.
If you're someone that spends a fair amount of money on
groceries and gas, there are few other no
annual fee cards that will be as
rewarding as the Wells Fargo Propel, especially if you also have a Wells Fargo checking or savings account.
So does the BankAmericard Cash
Rewards card (no
annual fee, 2 percent back on
groceries, 3 percent on gas, 1 percent on all else).
As I mentioned last month in my post on product changes, I recently changed one of my two US Bank Flexperks Travel
Rewards cards into a US Bank Cash + card (apply in - branch only, or ask for a product change), which has no
annual fee and offers 5 % cash back on up to $ 2,000 in spending per quarter in two categories of your choosing (and 2 % cash back in your choice of gas stations,
grocery stores, or drug stores).
Both the Scotiabank Gold American Express and Scotiabank Momentum Visa Infinite earn ~ 4 % in cash equivalent return on gas and
groceries for lower
annual fees than this American Express Gold
Rewards card.
Thanks to its generous bonuses on
grocery and restaurant purchases, the Capital One Savor card offers a high
rewards rate for a no -
annual - fee card.
American Express, like most major card issuers, offers a wide variety of
reward credit cards — from cash back cards with no
annual fees, to cards that earn extra points at
grocery stores to co-branded airline and hotel cards to upscale travel
reward cards that cost $ 450 a year.
This no
annual fee hotel card offers a fair
rewards rate with bonus earnings on gas and
groceries and a simple redemption structure you can use to your advantage if you aspire to stay in a luxury hotel.
With a high
rewards rate on gas and U.S.
grocery store purchases and a large sign - up bonus, the Blue Cash Everyday card is one of the best no -
annual - fee cards.
Overall, if you are someone who spends roughly $ 100 per week on
groceries and makes other transactions to obtain the 50 % bonus point level, then you'll likely easily make up the $ 95
annual fee and obtain ample
rewards from the card.
Annual Fee: $ 195 ($ 0 the first year) Reasons to Consider: $ 100 annual air travel credit, 1:1 point transfers, 3x points on air travel, 2x points on gas, dining, and groceries The Amex Premier Rewards Gold offers the same $ 100 air travel credit as the Pathfinder Rewards, but you also get these ben
Annual Fee: $ 195 ($ 0 the first year) Reasons to Consider: $ 100
annual air travel credit, 1:1 point transfers, 3x points on air travel, 2x points on gas, dining, and groceries The Amex Premier Rewards Gold offers the same $ 100 air travel credit as the Pathfinder Rewards, but you also get these ben
annual air travel credit, 1:1 point transfers, 3x points on air travel, 2x points on gas, dining, and
groceries The Amex Premier
Rewards Gold offers the same $ 100 air travel credit as the Pathfinder
Rewards, but you also get these benefits:
The MLB, World Wildlife Fund, U.S. Pride and Bank Americard Cash
Rewards cards all have no
annual fee and offer 3.0 percent cash back on gas, 2.0 percent back at
grocery stores and wholesale clubs and 1.0 percent back for all other purchases.
The Blue Cash Preferred's $ 95
annual fee will cut into your cash back a bit, but if you spend about $ 35 or more a week on
groceries, you'll still come out ahead, even before you add on gas and other purchase
rewards.
Even with the card with the largest cash back
rewards on
groceries, the Blue Cash Preferred, you would take in just $ 565 on $ 36,000 in
annual spending (after subtracting the
annual fee).
In short, if you want to earn extra cash back for dining and
groceries without paying an
annual fee, the Dining
Rewards card is the way to go.
Each card offers a substantial amount of cash back on the purchases you're likely to make the most, such as
groceries and gas, and neither card charges an
annual fee — unlike some
rewards cards with similar perks.
The Platinum
Rewards Visa Signature card offers a 5 percent rewards rate on gas purchases, a 3 percent rewards rate on grocery purchases, plus some pretty decent travel perks for a no - annual - fe
Rewards Visa Signature card offers a 5 percent
rewards rate on gas purchases, a 3 percent rewards rate on grocery purchases, plus some pretty decent travel perks for a no - annual - fe
rewards rate on gas purchases, a 3 percent
rewards rate on grocery purchases, plus some pretty decent travel perks for a no - annual - fe
rewards rate on
grocery purchases, plus some pretty decent travel perks for a no -
annual - fee card.
For example, some credit cards with an
annual fee offer high
rewards such as 6 % cash back on
groceries and 3 % cash back on gas.
The Barclaycard
Rewards MasterCard (no
annual fee) gives you 2 points per $ 1 spent on gas,
grocery and utility purchases; 1 point per dollar everywhere else.
A good card to use for everyday purchases, the affordably priced IHG
Rewards Club Select card offers double points on gas, restaurant and
grocery store purchases, five points for every dollar spent on IHG hotels such as Holiday Inn or Crowne Plaza and a generous suite of benefits, including an
annual free night's stay at an IHG hotel.
The American Express EveryDay Preferred card can be a great choice for frequent users and families who spend a lot on gas and
groceries, but a high
annual fee and an onerous requirement to reap the card's full
rewards rate diminish its overall appeal.
For people who are unfamiliar, the BankAmericard Cash
Rewards card (no
annual fee) offers 3 percent back on gas, 2 percent back on
groceries and 1 percent back on everything else.
Your BankAmericard Cash
Rewards card (no
annual fee) gives you 3 percent back at gas stations, 2 percent at
grocery stores and 1 percent everywhere else.
When it comes to
rewards cards for
grocery shopping, the American Express EveryDay Preferred card's rate of 3 percent on U.S. supermarket purchases — with an
annual cap of $ 6,000 — ranks near the top of the list, even without factoring in the opportunity to score bonus points on the category.
Cash - back cards typically have no
annual fees, and they're best for
rewarding everyday purchases, like gas and
groceries.
If you don't want to pay an
annual fee but still want high - rate
rewards for
grocery shopping, the Blue Cash Everyday ® Card from American Express can be a better fit.
U.S. Bank FlexPerks Travel
Rewards Visa Signature Card Current Sign - up Bonus: 20,000 FlexPoints with $ 2,000 spend in the first 5 months
Annual Fee: $ 49 waived the first year Other Benefits: Earn triple FlexPoints on qualifying charitable donations and double FlexPoints on the category you spend the most on (gas,
groceries or airline) and most cell phone expenses during each billing cycle.
There is a $ 95
annual fee, but if you have a big
grocery budget, the
rewards would be more than enough to cover this yearly cost.
The card earns unlimited cash back
rewards on dining,
groceries and all other purchases for no
annual fee.
Its
grocery rewards are unmatched, and you'll get to bypass the $ 95
annual fee.
With a 5 percent bonus rate on gas purchases and a 3 percent bonus rate on
groceries for the first 6 months of card ownership, the Sears Shop Your Way Mastercard offers one of the most valuable sign - up offers among no -
annual - fee cards, though the
rewards only apply to merchandise at participating stores, and the regular
rewards rate is less than impressive.
With no
annual fee and an average
annual savings of $ 332 for cardholders, the card's a no - brainer if you already frequent a Meijer
grocery store or are willing to switch for the
rewards.