Sentences with phrase «annual interest cost»

Going back to our example above of having a credit card with an average balance of $ 5,000 and an interest rate of 10 %, we can see that our annual interest cost on the card will be in the neighborhood of $ 500, right?

If that rate holds, that means an eventual $ 61 billion additional, annual interest cost to taxpayers.

This suggests a return to the normalized rate of 5.5 %, which would result in Ontario's annual interest costs moving from $ 12 billion to $ 13 billion and climbing to $ 17 billion once all debt is refinanced.

At that point, assuming the bridge that lasts 50 years, the government would charge the federal budget $ 100 million a year for 50 years, along with the annual interest costs associated with the borrowing.

If you have poor credit your new credit may be costing you almost 30 % interest and if you are rolling over payday loans your annual interest costs are more like 548 %.

Not exact matches

Many lenders and business owners only focus on the APR (Annual Percentage Rate) or AIR (Annual Interest Rate), but you should also ask about the total cost of financing so you can see exactly how much you're paying back.

Annual Percentage Rate (APR) is a reflection of the interest cost and fees charged expressed in an annual percentageAnnual Percentage Rate (APR) is a reflection of the interest cost and fees charged expressed in an annual percentageannual percentage rate.

Look for the cost of a payday loan in dollars and annual interest rate for a 14 - day $ 100 loan.

Performance is based on annual «total returns,» which includes reinvested dividends but not interest, capital gains, taxes, or transaction costs.

On an annual basis we have largely minimized the associated interest rate risk cost.»

When all these costs are added to the interest expense and then expressed as a percentage of your loan on an annual basis, the rate you get is known as annual percentage rate (apr).

The way I like to calculate net operating income is by taking your annual gross rent minus mortgage interest, insurance, property taxes, HOA dues, marketing, and maintenance costs.

Under the arrangement, ECMC would then repay the county and share its interest savings with us via a credit for the annual payment the county makes to the hospital for the cost of care to the indigent.

First - time homebuyers will be eligible to claim a tax credit equal to 20 percent of their annual mortgage interest costs through the New York State Mortgage Credit Certificate.

The education secretary told the Association of School and College Leaders annual conference in Birmingham today that she was «very interested» in the idea of a central website which allowed school leaders to avoid the high costs of using supply agencies.

[35] The reduced interest rate is only available to TIFIA direct loans for Rural Projects where the subsidy cost of such loans is funded out of amounts set aside from the TIFIA Program's annual budget authority specifically for such reduced interest rate loans.

[36] The TIFIA Program may set aside up to 10 percent of its annual budget authority to fund the subsidy costs of TIFIA direct loans to Rural Projects at the reduced interest rate.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

On every such contract will be some important numbers: the total amount financed, the interest rate, the annual percentage rate, the total cost of credit, and the repayment period.

Figure out how much you are likely to earn through the rewards program based on your expected credit card use; and then subtract the cost of the annual fee and amount of interest paid if you carry a balance from month to month.

Interest rate refers to the annual cost of a loan to a borrower and is expressed as a percentage APR is the annual cost of a loan to a borrower — including fees.

Annual Percentage Rate (APR)-- APR is a more accurate reflection of the total annual cost of a loan that includes the actual interest rate, plus any other charges or fees that are incurred (such as upfront origination Annual Percentage Rate (APR)-- APR is a more accurate reflection of the total annual cost of a loan that includes the actual interest rate, plus any other charges or fees that are incurred (such as upfront origination annual cost of a loan that includes the actual interest rate, plus any other charges or fees that are incurred (such as upfront origination fees).

The APR (Annual Percentage Rate) is an interesting variable as it gives an idea of the overall cost of your credit cards.

You will be able to accumulate enough points to offset the cost of the annual fee and higher interest rates.

The decision to cancel a credit card may stem from what's unnecessarily costing you money (cards that have high interest rates or annual fees).

In short, the annual cost would be 10 % of what you owe (4 % interest rate, plus 6 % total penalty for the year).

And if instead of spending that $ 1,600 on self - indulgence every year, she'd used it to make a regular annual prepayment against her mortgage, over 20 years she'd knock almost $ 33,000 off her interest costs.

Costs of using a credit card include the interest rate charged on balances as well as fees, such as the annual fee, late payment fee, and the fee charged when cardholders go over their stated limit.

The annual percentage rate (APR) reflects the total cost of a loan by taking into consideration the interest rate plus any points and fees paid.

Compare the annual percentage rate and the finance charges (this includes interest rate and other credit costs, and all loan fees) of credit offers to obtain the lowest cost loan.

Performance is based on annual «total returns,» which includes reinvested dividends but not interest, capital gains, taxes, or transaction costs.

Variable APR: Annual Percentage Rate [APR] is the cost of credit calculating the interest rate, loan amount, repayment term and the timing of payments.

Over the course of the loan, borrowers are also expected to incur a cost of 1.25 percent annual MIP on the loan balance, and interest accrues on the balance.

Annual Percentage Rate (APR) is the cost of credit, as an annual rate, that takes into consideration interest and prepaid finance charges over the term of theAnnual Percentage Rate (APR) is the cost of credit, as an annual rate, that takes into consideration interest and prepaid finance charges over the term of theannual rate, that takes into consideration interest and prepaid finance charges over the term of the loan.

It's also important to look for a card without an annual fee; otherwise, some of the money you save on interest payments will be swallowed up by the cost of just owning the card.

As such, the annual interest rate on a loan or other form of debt is a percentage that describes the yearly cost of borrowing money.

VTR is currently my top pick for my Empire portfolio mainly for the reasons you mentioned and also because they have some built - in protection against rising interest rates (cost of living adjustments / annual rent increases).

Effective July 23, 2015, the Advisor has entered into an Expense Limitation Agreement with the Fund that limits the Fund's annual operating expenses to 1.25 %, exclusive of distribution and / or service (12b - 1) fees, brokerage fees and commissions, taxes, interest and borrowing costs, and acquired fund fees and expenses.

Annual Percentage Rate (APR) is a reflection of the interest cost and fees charged expressed in an annual percentageAnnual Percentage Rate (APR) is a reflection of the interest cost and fees charged expressed in an annual percentageannual percentage rate.

The calculator computes a single flat percentage of income as the monthly payment for both saving and borrowing based on the anticipated college costs, the number of years of savings before matriculation, the number of years in repayment on the loans, the interest rate on savings, the interest rate on debt, current adjusted gross income (AGI) and annual salary growth rate.

Annual Percentage Rate (APR) reflects the yearly cost of a loan, including the interest, mortgage insurance and lender and third - party fees.

The annual percentage rate is the total of all costs of a mortgage loan including interest, lender fees, and closing costs, expressed as an interest rate.

Even though there's no annual fee, this card could cost you big bucks in interest if you're carrying a balance from month to month.

When an interest rate reflects your total cost of borrowing (both interest and prepaid finance charges), it is known as an Annual Percentage Rate, or APR..

FIXED APR: Annual Percentage Rate [APR] is the cost of credit calculating the interest rate, loan amount, repayment term and the timing of payments.

Many lenders and business owners only focus on the APR (Annual Percentage Rate) or AIR (Annual Interest Rate), but you should also ask about the total cost of financing so you can see exactly how much you're paying back.

The Citi Simplicity ® card has no annual fee, no hidden costs like fees and penalties for late payments, and what's even more pleasant, it waives interest for the whole 18 - month long introductory period not just defers it.

You can say goodbye to interest fees, annual premiums, and enrollment costs.

Requires that most categories of lenders disclose the annual interest rate, the total dollar cost and other terms of loans and credit sales.