Take for instance the statement that since they used
an annual mean value, they should use discrete wavelet anaysis (post on Moberg's work).
In
the annual mean values and particularly for the temperatures since the Second World War, the corrections are minimal, as the following graph shows:
However, a new study by Doblas - Reyes and co-authors at the European Centre for Medium - Range Weather Forecasts (ECMWF)-- the «European weather centre» — suggests that by updating the greenhouse conditions with the observed
annual mean values, the skill of the seasonal forecasts improve noticeably.
All data are rolling
annual mean values.
Annual mean values are given for each ensemble member (r15) and the ensemble average.
Not exact matches
Say you opened the card in February — you can earn the full $ 200 credit before the calendar year ends, then once the credit resets on January 1, get it again before your next
annual fee posts,
meaning you can get up to $ 400 in
value from this credit each year.
A B2B customer has a higher
annual customer
value, which
means you can spend more money to win them back.
The average effective rate in Washington is 1.06 %, which
means homeowners can expect to pay about $ 1,060 in
annual property taxes for every $ 100,000 in home
value.
Also, many advisers promote this as well —
annual tweaking based upon recent changes — as a
means of adding
value.
Ethereum on the other hand has no maximum supply, and is capped at an
annual rate of 18 million ether —
meaning that the purchasing power of a deflationary currency (bitcoin) is expected to rise over time, whereas the
value of an inflationary currency (ether) will drop.
However, home
values in the county are very high, which
means annual property tax payments for many homeowners are too.
That
means the average homeowner pays
annual property taxes equal to 0.77 % of their home's market
value.
That
means a homeowner in Illinois can expect to pay about $ 2,130 in
annual property taxes per $ 100,000 in home
value.
Annual means or totals for each pixel were averaged across all three reanalysis data sets to produce an ensemble
mean value.
The review by O'Gorman et al (3) reports that a 1C increase in global
mean temperature will result in a 2 % — 7 % increase in the precipitation rate; the lower
values are results of GCM output, and the upper
values are results from regressing estimated
annual rainfalls on
annual mean temperatures.
Long - Term
Value: The Chase Sapphire Preferred ® Card comes with a $ 95
annual fee (waived the first year), which
means you have to be a big spender in order to justify signing up for it.
We estimate the
value of this welcome bonus to be $ 75 — which
means it will be more than enough to cover the card's $ 59
annual fee, once it hits in the second year of card membership.
Both cards also have no
annual fee,
meaning it won't cost you anything extra to squeeze out a lot of
value out of these two products.
The account
value will remain invested, with the potential to grow in positive market conditions, which
means the Guaranteed
Annual Withdrawal Amount also has the potential to increase.
The ThankYou Prestige card's
annual fee is $ 450, which
means that you have to get a lot of
value out of the card to cover the cost.
As a note, when I back tested this portfolio formation strategy covering 5,509 unique companies for the period May 1, 1969 to April 30, 2011, I found that
value firms with the lowest SCORE had a
mean annual return of 54.38 %, while the highest SCORE
value firms had a
mean annual return of 13.32 %.
Using Canadian non-interlisted stock data, I find that
value firms with the highest Score had a
mean annual return of 36.89 %, whereas the lowest Score portfolio had a
mean annual return of -11.35 % from 1985 to 2009.
For comparison, the
mean annual return of all
value stocks in my sample was 22.36 %.
Using US stock data, I find that
value firms with the highest Score had a
mean annual return of 54.38 % from 1969 to 2011.
For comparison, the
mean annual return for all
value stocks was 22.36 %.
the interest rate a bond's issuer promises to pay to the bondholder until maturity, or other redemption event, generally expressed as an
annual percentage of the bond's face
value; for example, a bond with a 10 % coupon will pay $ 100 per $ 1000 of the bond's face
value per year, subject to credit risk; when searching Fidelity's secondary market fixed income offerings, customers can enter a minimum coupon, maximum coupon, or enter both to specify a range and refine their search; when viewing Fidelity's fixed - income search results pages, the term «Step - Up» instead of a numeric coupon rate
means the coupon will step up, or increase over time at pre-determined rates and dates in the future; clicking Step - Up will reveal the step - up schedule for that security
To calculate the insurance cost per dollar of
value we divided the
mean annual insurance price in each borough by the average
value of the homes we received quotes for.
For the growth firms, while the overall sample
mean and median returns are 6.32 % and 0.00 %, respectively, growth stocks with SCORE
values of 1 or 2 have a
mean annual return of about 30 % and a median
annual return of about 15 %.
For
value firms, the lowest SCORE indicator portfolio had a
mean annual return of 36.89 %, whereas the highest SCORE indicator portfolio had a
mean annual return of -11.35 %.
The median
annual returns were consistent with the
mean values.
Whereas the overall sample
mean and median
annual returns for
value firms over 1985 - 2009 are 16.86 % and 8.90 %, respectively,
value stocks with SCORE
values of 1 or 2 have a
mean annual return of about 40 % and a median
annual return of about 28 %.
That paper demonstrates a purely mechanical
annual rebalancing of stocks meeting Graham's net current asset
value criterion generated a
mean return between 1970 and 1983 of «29.4 % per year versus 11.5 % per year for the NYSE - AMEX Index.»
I find that
value firms with the lowest SCORE indicator had a
mean annual return of 54.38 %.
For comparison, the
mean annual return for all
value stocks in my sample was 22.36 %.
The highest SCORE indicator
value firms had a
mean annual return of 13.32 %.
Median
annual returns were consistent with the
mean values.
The Morningstar «Large
Value» category, in which many basic U.S. dividend mutual funds can be found, averages 1.05 % in
annual expenses — that
means for every $ 10,000 one invests, $ 105 is going toward paying managers, office personnel, building costs and the like.
This
means that your pet must receive an
annual physical examination and their health status be updated regularly, including certain blood chemistries and
values to ensure proper medical care.
If you find you are no longer receiving enough
value from a card to justify the
annual fee, then by all
means you should cancel.
The ThankYou Prestige card's
annual fee is $ 450, which
means that you have to get a lot of
value out of the card to cover the cost.
The 100,000 point bonus along with the guaranteed 1.5 cent per point travel redemption
value, plus the $ 300 travel credit in each calendar year
means you'll get at least $ 2,100 in
value in exchange for the first year's $ 450
annual fee.
Amex's fantastic Membership Rewards program coupled with a long list of benefits has long
meant that the high
annual fee could easily be eclipsed by the
value you would get out of the card.
At 2 cents per point, that would come out to a
value of $ 95,
meaning that you would have earned enough points to offset the
annual fee.
For 30,000 Hyatt points per night, I received 2.6 cents per point, which
means that 40,000 those points gave me $ 1,040 of
value... not a bad trade off for a $ 75
annual fee.
Effectively, this
means the 100k offer is only really a 90,500 offer when compared to the 80k offer with no
annual fee the first year, depending on how you
value the points.
American Express is also waiving the
annual fee the first year ($ 150
value) which
means there's zero cost to you, making this an unbelievable freebie!
Admittedly, this
means if you want to compensate for the $ 95
annual fee and
value the points at 2 cents each, you need to earn almost 70,000 each year.
We figured out that even when the
annual fee kicks in this
means we'll be getting a hotel room for the
value of $ 75 a night, which is pretty decent considering they're usually 4 - 5 stars.
Long - Term
Value: The Chase Sapphire Preferred ® Card comes with a $ 95
annual fee (waived the first year), which
means you have to be a big spender in order to justify signing up for it.
The cards with the
annual fee carry a higher
value rate of rewards
meaning you can accumulate rewards quicker.