Sentences with phrase «annual mileage driven»

However, auto insurance underwriters calculate premiums based not only the driver's age, but also on the driver's state, the driver's zip code, the driver's marital status, the type of car being driven, the average annual mileage driven, particular state laws, and quite a few other considerations.

The year, make, model and body style are standard things you'll need to enter, along with the primary usage of your vehicle and the average annual mileage driven.

In the same vein, your auto insurance premium rate may increase if your annual mileage driven increases.

Not exact matches

These days, any automobile 25 years of age or older is eligible for «classic car» insurance — meaning dramatically lower rates for the customer at the price of use restrictions (no driving to work, for example) and annual mileage limits.

There are five sections that ask for your basic home address, any group / company affiliation, your license and insurance duration history, vehicle safety and security features, annual mileage, any driving record incidents.

Mileage charge The cost you pay when you drive your vehicle you lease more than the annual mileage Mileage charge The cost you pay when you drive your vehicle you lease more than the annual mileage mileage limits.

If you are planning to drive more than the average, you can agree a higher maximum annual mileage up front, but this will likely end up costing you a little extra up front.

While some factors that influence what you pay are in your control, such as the vehicle you drive and your annual mileage, many are not.

To keep up with a 2 % annual reduction target in this case might involve other stategies such as hypermiling or eco-driving (i.e. fuel - saving driving techniques), or simply reducing annual mileage accordingly.

For instance, because of the growing trend of telematics, or «pay as you go» programs that use onboard devices to monitor your driving, any estimates you're asked to give for your annual or weekly mileage may not matter as much.

PAYD means that a vehicle's insurance premiums are based directly on how much it is driven during the policy term, providing additional savings when motorists reduce their annual mileage.

means that a vehicle's insurance premiums are based directly on how much it is driven during the policy term, providing additional savings when motorists reduce their annual mileage.

Optional odometer - based PAYD would probably attract 20 - 40 % of total policies, representing a significant portion of motorists who expect to drive less than 80 % of average annual mileage in their rate class, representing 10 - 20 % of total mileage, and GPS - based pricing would probably attract 2 - 4 % of motorists, representing 1 - 2 % of total mileage, due to its significantly higher financial costs and privacy concerns.

As some companies eliminate or reduce the significance of annual mileage as a rating factor, a new study reports a «strong correlation» between miles driven and auto insurance claim costs.

If you reduce your total annual driving mileage enough, you may lower your premiums.

Driving Habits: What is the annual mileage for a driver on the policy?

The less you drive, the less likely you are to be in an accident, so many insurers will give you a break if your annual mileage is low enough.

Companies including State Farm, Auto Club of Southern California and Progressive have begun offering pay - as - you drive discounts, with premiums tied to your annual mileage, with a cap at approximately 19,000 miles.

To get motor insurance in the UK you will need the vehicle make and model, the registration number for the vehicle, post code, who you have no - claims discount with and the number of years, details of any other drivers, what the car is used for, annual mileage you plan to drive, type of coverage you need, and details of any claims or convictions in the last three years.

Others might drive an older car or reduce the annual mileage they put on their car.

You will be asked like in any other quote form to input information on your vehicle (make, model, type, year, annual mileage), your driving history (accidents, and incidents), and then information about yourself (age, marital status, driver's license status, and occupation).

The «how you drive» component of your insurance breakdown covers 3 main aspects: primary vehicle use, annual mileage, and driving violations.

Of course, the amount of coverage you need besides the mandatory bodily injury liability is very much a personal choice and depends on the car you drive, your annual mileage, your location, and the number of dependents you have.

While some factors that influence what you pay are in your control, such as the vehicle you drive and your annual mileage, many are not.

Antitheft Devices Auto and Homeowners Coverage with the Same Company College Students away from Home Defensive Driving Courses Drivers Ed Courses Good Credit Record Higher deductibles Low Annual Mileage Long - Time Customer More than 1 car No Accidents in 3 Years No Moving Violations in 3 Years Student Drivers with Good Grades

NerdWallet looked at auto insurance quotes for women and men in New York with the same clean driving record, car, annual mileage and coverage.

However, if you currently receive a premium reduction for low estimated annual mileage (under 7,500 miles annually for personal use) and your vehicle is actually driven more than that, your premium may increase at a future policy renewal period.

For example, seniors who drive less than a specified maximum annual number of miles can often qualify for a discount simply based on their age and mileage.

The type of coverage you need for your commercial trailer will depend on the make and model of the trailer, the types of materials that you carry, the annual mileage, where the trailer is kept, how far it travels, and the ages and driving records of your employed drivers.

Other smaller factors that are taken into consideration for your Oregon car insurance rates are your occupation, your annual mileage count, your years of driving experience, and whether or not you have ever allowed your coverage lapse.

The middle - aged couple drives a 2008 Honda Civic LX and a 2005 Ford Taurus for a combined annual mileage of 35,000, and have only racked up one violation or accident in the past five years.

However, if you currently receive a premium reduction for low estimated annual mileage (under 7,500 miles annually for personal use) and your vehicle is actually driven more than that, your premium may increase at a future policy renewal.

The factors about your child that an insurance company takes into consideration include his or her age, the amount of time he or she has possessed his or her license, his or her driving history, and the estimation of the annual mileage of the vehicle.

For instance, if you are employed in Dallas and have cut back your drive time by taking the DART, you could qualify for discounts for lowering your annual mileage.

Include your driving history, distance to work, approximate annual mileage and present coverage.

Insurers base premium prices on a wide variety of details that include personal information like age, gender, marital status, and address, as well as other data like vehicle information, driving record, or annual mileage.

The Annual Mileage Discount: Some insurance carriers write policies with premiums based on the average number of miles driven in a year by the policyholder.

Your driving record, annual mileage and the number of years licensed are the three most important factors for California insurance rates.

To offset the cost, you can lower your premium by increasing your deductibles for comprehensive and collision coverage, taking a defensive - driving course (if your insurer offers a discount for that), taking public transportation to work (less annual mileage means lower premiums), buying a homeowners or renters insurance policy from the same company that insures your auto or buying a safer car.

Individuals who drive more are at higher risk for accidents, so car insurance companies are likely to request an estimate of your annual mileage when you are shopping around for auto insurance.

High - risk drivers — young ones, senior citizens, those who have a bad driving history, and those whose driving annual driving mileage are high — are obviously charged more expensive rates because insurers believe these are the people that will most likely make claims while.

These are the factors that can affect your car insurance rating: annual mileage, driving record and years of driving.

2) Drive less Your insurance company likely factors your annual mileage into its pricing.

Your actual rates will depend on various factors such as your own driving history, the amount of liability protection you need, where you live and garage your car, the type of car you drive, the annual mileage and usage of the car - just to give a few examples.

Cut back your drive time by carpooling or riding the bus when possible to cut down your annual mileage.

According to the Insurance Information Institute, discounts may be offered for factors like anti-theft devices, defensive driving courses, good credit record, low annual mileage, being a long - time customer, insuring multiple vehicles, no accidents in three years, no moving violations in three years, being a student drivers with good grades, among others.

Factors like your vehicle, gender, driving record and average annual mileage should all be considered when finding an auto policy.

The kind of car you drive, where you drive and you're average annual mileage can affect your rate.

Other factors that determine the cost of auto insurance are your driving record, credit score, annual mileage and what you drive.

Your Duluth policy is based on your car's age and model, your credit score and your previous claims, as well as annual mileage and driving history.