Not exact matches
They should easily be able to use their free hotel
night to recoup value greater than $ 55 (the difference in
annual fees after factoring in the hotel statement
credit).
The Starwood Preferred Guest ® American Express Luxury Card will be worth more than its $ 450
annual fee for those who can use its $ 300 hotel
credit (good for Starwood or Marriott purchases) as well as the free
annual hotel
night, which can be redeemed for a stay worth up to $ 500.
While the difference in
annual fee may seem striking — $ 450 compared to $ 95 (waived for the first year) for the Starwood Preferred Guest ®
Credit Card from American Express — Starwood Preferred Guest ® American Express Luxury Card cardholders who can utilize the free anniversary night and $ 300 travel credit should actually come out
Credit Card from American Express — Starwood Preferred Guest ® American Express Luxury Card cardholders who can utilize the free anniversary
night and $ 300 travel
credit should actually come out
credit should actually come out ahead.
However, if you won't be able to use the hotel statement
credit and the free annual night, then you should go with the Starwood Preferred Guest ® Credit Card from American Ex
credit and the free
annual night, then you should go with the Starwood Preferred Guest ®
Credit Card from American Ex
Credit Card from American Express.
Let's look at a comparison of the SPG Amex
credit card, Hilton Honors Surpass from American Express and the IHG Rewards Club Select
credit card (free
night certificate, low
annual fee, and low minimum spend helps separate this hotel card).
Extend your trip with a 4th
night hotel benefit and receive an
annual $ 250 air travel
credit.
Consider looking into the AMEX Starwood Preferred Guest
credit card (if you'd like to earn hotel
nights as well), the AMEX Platinum (if you're a very frequent traveler), and the AMEX Everyday (for a no
annual fee option).
Holders of Marriott - branded
credit cards receive 15
annual elite qualifying
nights that grant Silver status, and provide a boost to reaching Gold or Platinum by stays.
They should easily be able to use their free hotel
night to recoup value greater than $ 55 (the difference in
annual fees after factoring in the hotel statement
credit).
While the difference in
annual fee may seem striking — $ 450 compared to $ 95 (waived for the first year) for the Starwood Preferred Guest ®
Credit Card from American Express — Starwood Preferred Guest ® American Express Luxury Card cardholders who can utilize the free anniversary night and $ 300 travel credit should actually come out
Credit Card from American Express — Starwood Preferred Guest ® American Express Luxury Card cardholders who can utilize the free anniversary
night and $ 300 travel
credit should actually come out
credit should actually come out ahead.
This benefit alone can justify the
annual fee, but some brands like Hilton, require so many
credit purchases to earn the free
night.
The Starwood Preferred Guest ® American Express Luxury Card will be worth more than its $ 450
annual fee for those who can use its $ 300 hotel
credit (good for Starwood or Marriott purchases) as well as the free
annual hotel
night, which can be redeemed for a stay worth up to $ 500.
The king of hotel
credit cards, the Starwood Preferred Guest ® Credit Card from American Express offers amazing rewards that can turn into free night stays or free airline flights all for a $ 95 annual fee (waived for the first
credit cards, the Starwood Preferred Guest ®
Credit Card from American Express offers amazing rewards that can turn into free night stays or free airline flights all for a $ 95 annual fee (waived for the first
Credit Card from American Express offers amazing rewards that can turn into free
night stays or free airline flights all for a $ 95
annual fee (waived for the first year).
Regarding hotel
credit cards that offer a free
night annually, the actual cost of the hotel room ($ 100 +) is usually more expensive than the
annual fee.
Holders of Marriott - branded
credit cards receive 15
annual elite qualifying
nights that grant Silver status, and provide a boost to reaching Gold or Platinum by stays.
Charging an
annual fee allows companies to award additional perks like a $ 100 travel
credit to reimburse checked baggage expenses, airport lounge access, or one free hotel
night each year.
These include
annual free
nights (valued at $ 256), a Global Entry or TSA Precheck
credit every four years (valued at $ 100) and automatic Platinum Elite status in the IHG Rewards Club.
The Marriott Rewards ® Premier Plus
Credit Card is the best Marriott credit card you can get if you use its annual free night benefit to its full potential: That means redeeming it for a night that would normally be worth 35,000 p
Credit Card is the best Marriott
credit card you can get if you use its annual free night benefit to its full potential: That means redeeming it for a night that would normally be worth 35,000 p
credit card you can get if you use its
annual free
night benefit to its full potential: That means redeeming it for a
night that would normally be worth 35,000 points.
Getting the Marriott Rewards ® Premier Plus
Credit Card will cost you just $ 10 more per year than the other option, so it's well worth the investment for anyone that will be consistently taking full advantage of the card's
annual free
night.
In other words, the
annual free
night reward on the Marriott Rewards ® Premier Plus
Credit Card is worth up to $ 280, while on the Marriott Rewards ® Premier
Credit Card it is worth just $ 200.
The Citi Prestige ® Card comes with an impressive package of air travel
credits, free lounge access, free hotel
nights, and a rewards program for an
annual fee.
While my
annual fee expense on the cards I'm keeping is ~ $ 2,400 (really ~ $ 1,300 after statement
credits), I get amazing perks like free hotel
nights and
annual travel
credits with several cards.
That's because it has unbelievably generous benefits, like the 4th
night free at nearly any hotel (including hostels), airport lounge access with guest privileges, and an
annual $ 250 airfare
credit.
One Radisson RewardsTM Visa ® Reward Card Free
Night E-Certificate («E-Cert») is available for the business owner / authorized officer if you charged US $ 10,000 or more in Net Purchases (purchases minus
credits and returns) on the Account during the 12 - month statement cycle period immediately prior to the
annual anniversary of your Account opening date.
Bottom Line: The Chase Marriott Rewards ® Premier
Credit Card holds value with a free
night each year, which is worth more than the
annual fee of the card.
Cardholders who can use the
annual free
night should easily be able to recoup value equal to or greater than the IHG ® Rewards Club Premier
Credit Card's $ 89
annual fee.
Cardmembers get up to $ 500 in
annual travel
credit, up to two free weekend
nights, and complimentary Diamond status with Hilton.
While the Prestige and other cards offer
annual travel
credits or an
annual free
night with restrictions, no other
credit card offers anything close to this.
Better to either cancel or keep the Marriott Rewards Premier Visa with $ 85
annual fee after first year, because of benefits: free
night stay in a category 1 - 5 hotel, 5 points per $ 1 spent at Marriott, 15
nights credit toward elite status
One Radisson RewardsTM Visa ® Reward Card Free
Night E-Certificate («E-Cert») is available per Account if you charged US $ 10,000 or more in Net Purchases (purchases minus
credits and returns) on the Account during the 12 - month statement cycle period immediately prior to the
annual anniversary of your Account opening date.
While my
annual fee expense on the cards I'm keeping exceeds $ 2,000, I get amazing perks like free hotel
nights or
annual travel
credits with several cards.
$ 300
annual travel
credit, $ 100 hotel
credit on paid stays of two
nights or longer, 3 club upgrades Ritz - carlton club level (paid stays only), complimentary airport lounge access, J.P morgan premier concierge service
Sure, you still get a $ 250 airline
credit, a $ 250 resort
credit, and a free
annual weekend
night each year, but the intro bonus is only a one - time thing.
If you're concerned about the $ 99
annual fee, remember you get 15 elite
credits each year, 1 free
night's stay, and 80,000 sign - up points in return!
I don't carry the Chase Ritz - Carlton Visa since I don't pay $ 450
annual fees, but it has a number of features that may offer genuine value: a $ 100 hotel
credit every time you book a paid Ritz - Carlton stay of 2 or more
nights and three lounge upgrades on paid stays annually.
Those can be combined, and if you're aggressive about maximizing both benefits then three paid 2 -
night stays, each with a $ 100 hotel
credit and lounge upgrade, during lower - cost or off - peak periods could handily offset a big part of that $ 450
annual fee, especially if you're traveling with a large family.
For example, my husband and I both hold the Hyatt
credit card * ($ 75
annual fee) because we both wanted the sign - up bonus — an
annual award
night valid at any Category 1 - 4 Hyatt hotel.
The IHG
credit card provides IHG platinum status, 10 percent of your redeemed points back (up 100,000 annually), as well as an
annual award
night you can use at virtually any IHG property around the world, including Intercontinental Hotels in expensive cities such as New York, London or Paris.
My post on Tuesday comparing the
annual free
night certificates of the Chase IHG and Hyatt
credit cards elicited a lot of well - thought - out responses in the comments section.
On the hotel side of things, you often can expect the co-branded
credit cards to provide at least mid-tier elite status that may get you late checkout or a room upgrade, and the best ones even give you an
annual award
night that can offset the cost of the
annual fee!
But look at what you would get: $ 300 each in
annual travel
credits, plus two
nights each at a Ritz - Carlton of your choosing, such as the Ritz - Carlton Lake Tahoe.
Chase Ritz - Carlton Rewards
Annual fee: $ 450 Free night: 2 free nights in tier 1 - 4 after spending $ 4,000 in three months Other perks: $ 300 annual travel credit, 5 points / $ 1 at Ritz hotels, 2 points per $ 1 on plane tickets, car rentals and resta
Annual fee: $ 450 Free
night: 2 free
nights in tier 1 - 4 after spending $ 4,000 in three months Other perks: $ 300
annual travel credit, 5 points / $ 1 at Ritz hotels, 2 points per $ 1 on plane tickets, car rentals and resta
annual travel
credit, 5 points / $ 1 at Ritz hotels, 2 points per $ 1 on plane tickets, car rentals and restaurants
So if you used the travel
credits to cover the airfare, and had four
nights at the Ritz, your cost for flights and hotel have dropped from $ 1,520 to $ 900 (the card
annual fees).
Citi Prestige
Annual fee: $ 450 Free night: Free fourth night at any hotel when booked through Citi portal Other perks: $ 250 annual airline credit, Global Entry credit (worth $ 100), Priority Pass airport lounge access, 3 points / $ 1 on air travel and hotels, 2 points / $ 1 on dining and enterta
Annual fee: $ 450 Free
night: Free fourth
night at any hotel when booked through Citi portal Other perks: $ 250
annual airline credit, Global Entry credit (worth $ 100), Priority Pass airport lounge access, 3 points / $ 1 on air travel and hotels, 2 points / $ 1 on dining and enterta
annual airline
credit, Global Entry
credit (worth $ 100), Priority Pass airport lounge access, 3 points / $ 1 on air travel and hotels, 2 points / $ 1 on dining and entertainment
However, holding the IHG ® Rewards Club Select
Credit Card does provide an
annual free
night certificate that can be used at any IHG property, which is a huge benefit.
Annual Bonus: 1 free
night (category 1 - 5) starting year 2, and 15
nights credit toward elite status every year
While the Prestige and other cards offer
annual travel
credits or an
annual free
night with restrictions, no other
credit card offers anything close to this.
The Marriott Rewards Premier
credit card also provides an
annual free
night at a Marriot Category 1 - 5 hotel.
The SPG card, for example, gives you an
annual credit of two stays and four
nights toward your
annual requalification of SPG status at the start of each year.
The Chase
credit card's
annual free
night certificate can be redeemed for a
night at a property up to Category 4, worth up to 15,000 Gold Passport points.