Sentences with phrase «annual point total»

For super point accumulators like Lau, bonus point promotions and transfer bonuses that come with converting points to other loyalty programs pay off big - time, often accounting for as much as 20 % of a credit card churner's annual point total.

Not exact matches

Among their findings is that robots contributed 0.37 percentage points annual to gross domestic product growth, or one tenth of total GDP expansion in the time period.

But while shorting can add up to three percentage points to his annual return, he says, that's not the main reason his fund is outperforming the S&P / TSX composite total return index.

The Montreal Economic Institute, a right - leaning think tank, also points out that the total annual pay to the top 100 CEOs, at slightly under $ 1 billion total, is tiny compared to the size of the economy overall and in comparison to the size of the federal government.

Even the 4 % annual total return of the S&P 500 in the 15 years since the 2000 peak has been made possible only by driving current valuations to the second most extreme point in U.S. history.

The federal bureau of Alcohol, Tobacco and Firearms is out with its annual weapon survey, and found a total of 7,801 weapons recovered at New York crime scenes and traced to their point of origin in 2015.

It pointed out the total # 1.4 billion being spent over three years was less than the annual spending of its regional development agencies, which were scrapped by the coalition.

But those smaller totals still amount to an average annual increase of 7 % over the promised doubling period, Gordon pointed out.

We begin with an oft - cited data point: after controlling for differences in education, experience, race, gender, marital status, and other earnings - related characteristics, public school teachers receive considerably lower total annual salaries than private workers.

I differ on this point as to the weight of its contributing impact, because this one - time decrease in state funding for public education doesn't alter the fact that for the past 20 years in Texas, total annual public education funding from all sources — local, state, and federal — has increased by almost twice the sum of inflation and enrollment growth over that period, even after an adjustment for the growth in special education students.

Teacher job satisfaction has plummeted to its lowest level in 25 years, from 62 percent in 2008 to 39 percent in 2012 — a total of 23 points, according to the annual Metlife Survey of the American Teacher, released today.

The Bowling Green - assembled Corvette earned a total of 92 points in Consumer Reports» annual rating of vehicles, highest out of all American sports cars.

Kindle Unlimited KENP rate for December 2017 leaps by 9 % to hit high point for the year as annual fund total paid out rises 20 % to $ 222 million

If he cuts his annual expenses by half a percentage point to 1 % a year, his nest egg would total just over $ 1.2 million at retirement.

The annual percentage rate (APR) reflects the total cost of a loan by taking into consideration the interest rate plus any points and fees paid.

If a loans meets the following tests, it is covered under the law: 1) For a first - lien loan otherwise referred to as the original mortgage on the property - the Annual Percentage Rate (APR) exceeds by more than 8 percentage points compared against the rates on Treasury securities of comparable maturity; 2) For a second - lien loan otherwise referred to as a 2nd mortgage - the APR (Annual Percentage Rate) exceeds by more than 10 percentage points compared to the rates in Treasury securities of comparable maturity; or the total points and fees payable by the borrower at or before closing exceed the larger of $ 561 or 8 % of the total loan amount.

So you'd spend about $ 650 in airfare from Vegas to Hawaii + $ 325 companion less $ 89 annual fee, or $ 886 total, plus whatever Southwest points you spend.

But by the 10 - year crossover point for Starbucks to pass AT&T in annual dividends, AT&T has amassed a huge lead in total dividends paid.

You can redeem 27,500 Points towards $ 275 in travel purchases + $ 150 HSBC Advance Relationship Bonus4 = $ 425 in Total Annual Rewards

Truth in Lending Act — Requires lenders to disclose the terms and costs of all loan plans, including the annual percentage rate, points and fees, miscellaneous fees, the total of the principal amount being financed; payment due date and terms, late payment fees; features of variable - rate loans, including the highest rate the lender would charge, how it is calculated and the resulting monthly payment; total finance charges; whether the loan is assumable; application fee; annual or one - time service fees; pre-payment penalties; to the member.

Your annual percentage yield can be as high as 1.25 % based on the following combined rate rewards: direct deposits (not including intrabank transfers from another account) totaling $ 1,000 or more each month will earn.4166 %; at least ten (10) point - of - sale transactions per month using your Rewards Checking VISA Debit Card for normal everyday purchases with a minimum of $ 3 per transaction will earn.4166 %; and adding five (5) or more point - of - sale transactions per month using your Rewards Checking VISA Debit Card for normal everyday purchases with a minimum of $ 3 per transaction will earn.4166 %.

Annual percentage rate (APR): Also referred to as the «finance rate», this represents the total cost of credit including interest, points and loan fees and is expressed in the form of an annual percentageAnnual percentage rate (APR): Also referred to as the «finance rate», this represents the total cost of credit including interest, points and loan fees and is expressed in the form of an annual percentageannual percentage rate.

Morningstar estimates that over the past five years, the average investor fell behind Pimco Total Return's 5.6 % annual gain by 1.6 points a year — largely as a result of buying high and selling low.

So then with just one annual fee charge, you could easily get two $ 300 travel credits for a total of $ 600 in credits, in addition to all of the other points and benefits.

Annual Percentage Rate (APR) and Monthly Payment The APR is the annual cost of the loan and includes fees (such as mortgage insurance, most closing costs, discount points and loan origination fees) indicating the total cost of theAnnual Percentage Rate (APR) and Monthly Payment The APR is the annual cost of the loan and includes fees (such as mortgage insurance, most closing costs, discount points and loan origination fees) indicating the total cost of theannual cost of the loan and includes fees (such as mortgage insurance, most closing costs, discount points and loan origination fees) indicating the total cost of the loan.

Interesting too that the report notes an inflection point that occurred in 2012: that year total annual TFSA contributions hit $ 33.5 billion, exceeding RRSP «deductions» of $ 32.4 billion that year.

To calculate the Net Rewards Rate, we take the value of points earned (100,000 points x $ 0.01125), subtract the annual fee ($ 50) and divide by the total money spent ($ 100,000).

Agility In each Agility category the member whose Westie earned the greatest total number of Annual Agility Award Points for calendar year receives the award for that year.

Or, I can take these points as an almost total waiver of my annual fee.

If I wrote a blog, it would be to educate readers about the impact of points / $ earned, $ / point redeemed, total annual spend, and yearly fees on net annual return relative to a no annual fee cash back card.

Since the combined welcome bonuses total 85,000 points, you more than cover the annual fee for the first year.

Using the popular American Express Premier Rewards Gold as an example, $ 30,000 in annual spend results in a bonus of 15,000 Membership Rewards points for a total of 45,000 points (including the base points).

Buying 50,000 (the full annual allowance) costs $ 550 and will net the buyer 70,000 points in total (after the bonus has been factored in):

And because the points can be used as cashback for anything, not just for a specific airline or hotel chain, this card is very flexible, making it interesting if your total annual spend is not high enough to earn the large number of points you need for free hotel nights or flights!

Clean bonus: The total value of reward points or miles earned on a card in a given year minus the card's annual fee.

Break - even point level: The total number of reward points or miles that need to be earned in order to match the annual fee.

Annual Fee: $ 49, waived first year Value: I value IHG Rewards points at about.7 cents a piece so 70,000 = $ 490 plus the 10 % return on all award bookings would be at a minimum 70,000 from the sign - up bonus, so 7,000 points ($ 49) and Platinum status ($ 50) for a total value of about $ 589.

To calculate the Net Rewards Rate, we take the value of points earned (100,000 points x $ 0.01125), subtract the annual fee ($ 50) and divide by the total money spent ($ 100,000).

So then with just one annual fee charge, you could easily get two $ 300 travel credits for a total of $ 600 in credits, in addition to all of the other points and benefits.

Why # 3: The 60K + 5K for total of 65,000 points is a better offer than the prior 50,000 points offer (55K points including the 5000 bonus for adding an authorized user) BUT the $ 95 annual fee is not waived.

If you know that the total mass of fossil fuel emissions is roughly double the total annual atmospheric accumulation it's a little easier to realize that all the other possible explanations are besides the point, even if there is a little source here and a little sink there.

Regardless of how well renewables are or are not doing, the point Rob and I are trying to make is that fossil infrastructure is still expanding in a big way: the total committed emissions represented by power plants is growing even faster than annual emissions.

The paper actually talks about total snowfall, not extent and it does point out that it is autumn sea ice extent that is the important factor, whereas Willis has looked at total annual sea ice area and snow extent as opposed to total fall.

Launched in September of 2010, the U.S. Environmental Protection Agency's (EPA) first annual Green Power Community Challenge has already reached the halfway point, with Washington D.C. in the lead for its total green power usage and Brookeville, Maryland taking the number one spot for the percentage of its total electricity that comes from green power, each community working hard to earn the lead in these respective categories.

Professor Salby makes the point that, on a year - to - year basis, there is very little correlation between the annual change in the atmospheric CO2 concentration and the total annual amount of CO2 emitted by humans from all sources.

They might add 25 % (give or take some percentage points) to your total annual premium.

Overall, the Greensboro - High Point area has 349,130 total employed workers according to the US Bureau of Labor Statistics, with a 1.1 % unemployment rate, $ 18.78 / hr average worker wage, and a $ 39,060 average annual salary.

According to the 2015 IPD South Africa Annual Green Property Indicator released by MSCI in August last year, commercial properties in South Africa with top - quartile energy efficiency delivered a total return of 12.5 %, 140 basis points (bps) above the balance of the sample which delivered an 11.1 % total return for the same 12 - month period.

To figure the annual deduction amount, divide the total points paid by the number of payments to be made over the life of the loan.

For those willing to take additional homeowner courses after closing and make on - time payments for the first two years of the loan FHA will reduce the amount of the annual MIP by an additional 15 basis points (another $ 42 a month on that $ 350,000 loan, for a total of a $ 72 reduction in monthly payment).