And, per the terms and conditions, points never expire as long as you have the card open, and you'll get a 10 %
annual points bonus if you have a bank account with Wells Fargo (more if you have an investment account).
Not exact matches
If you want to earn
bonus points on gas station and office supply store purchases, you will need to apply for the no
annual fee Chase Ink Business Cash which is very similar to the former Chase Ink Plus, but with a few more restrictions.
Among premium travel cards, check out Chase Sapphire Reserve ($ 450
annual fee), with an initial
bonus of 50,000
points (worth $ 750 in travel bookings through Chase)
if you spend $ 4,000 in the first three months, and American Express's Platinum card ($ 550
annual fee), which offers 60,000
points (worth $ 600 in certain travel redemptions)
if you spend $ 5,000 in the first three months.
The Propel World is a great card
if you are an existing Wells Fargo PMA client who is constantly in the air - the 3x airfare
points and relationship
bonus of 25 - 50 % on the base
points will make a difference over a large
annual spend.
For example,
if you get the no -
annual - fee Chase Freedom ®, you can earn 5
points per dollar on up to $ 1,500 in combined purchases in
bonus categories each quarter you activate.
Each year,
if you make $ 1000 in purchases for stays within Hilton hotels, you will get an
annual 10,000
point bonus for your loyalty to the Hilton name.
If you've got excellent credit, you can always contact the credit card company and ask if they can either waive the annual fee, or give you additional bonus points to offset i
If you've got excellent credit, you can always contact the credit card company and ask
if they can either waive the annual fee, or give you additional bonus points to offset i
if they can either waive the
annual fee, or give you additional
bonus points to offset it.
At no
annual fee, this card is an easy choice
if you prefer the cash sign - up
bonuses for simple statement credits in favor of
points and frequent flyer miles.
Criteria used: Credit needed, rewards rates, rewards categories, sign - up
bonus,
point values (
if any), redemption options and flexibility,
annual fee, other rates and fees, customer service, application process, miscellaneous benefits
Current
bonus: 60,000 Membership Rewards
points after you use your new Card to make $ 5,000 in purchases in your first three months (be sure to check the Card Match Tool and alternate browsers to see
if you get a targeted offer of 75,000 or 100,000
points) Earning rates: 1
point per dollar spent Other benefits: $ 200 airline fee credit; airport lounge access; no foreign transaction fees; Global Entry fee credit; automatic SPG and Hilton Gold status
Annual fee: $ 550
Add an additional cardholder as an authorized user (with no extra
annual fee) and you'll get an additional 5,000
bonus points if they also make a purchase within the first 3 months from account opening.
If you spend at least $ 10,000 annually on your credit card (average $ 833 / month), you will earn a
bonus 5,000 Expedia + rewards
bonus points, which can have a value of up to $ 70, thus covering most of the
annual fee.
You can earn an
annual bonus of 10 % on non-
bonus rewards
points if you maintain a consumer checking, savings, or PMA Package account with Wells Fargo.
If you've been a good customer thus far, spend a lot and pay your account on time, there's a good chance that your credit card company will either waive your
annual fee or give you a
bonus miles /
points to keep you as a customer.
This means that
if you choose to earn
bonus points with the OPEN Savings partners, you are guaranteed to earn 4X
points per dollar on your purchases up to the $ 50,000
annual limit on this card (and the specific spending limits attached to some of the partners).
Overall,
if you are someone who spends roughly $ 100 per week on groceries and makes other transactions to obtain the 50 %
bonus point level, then you'll likely easily make up the $ 95
annual fee and obtain ample rewards from the card.
If you want
point flexibility, a lower
annual fee, or you aren't able to meet the spending requirements for the
bonuses, there are other options that could be more beneficial for your business.
The only things you will be missing out on,
if you choose to go with the Starwood Preferred Guest ® Credit Card from American Express over the Virgin Atlantic World Elite MasterCard ® Credit Card, is things the discounted companion fare, and
annual point bonuses.
Earn an
annual relationship
bonus of 10 % on non-
bonus rewards
points if you maintain a qualifying Wells Fargo account
I'm not sure
if the 10 %
annual points bonus will be calculated on
points earned from spending only.
With a 10,000 -
point sign - up
bonus and no
annual fee, Citi Preferred is a cheap and easy way to get acquainted with the program and see
if it's right for you.
If you also have a Wells Fargo checking or savings account, you can earn an
annual bonus of rewards
points on
points you've earned throughout the year (
bonuses not included).
We estimate as a general guideline that
if you're spending at least $ 10,000 annually on your card, the Expedia ® + Voyager Card will provide a 5,000
point anniversary
bonus which offsets a majority of the
annual fee.
If you cancel inside of one year (say 11 months from initial card opening), is there any type of clawback for the
bonus points or 300.00
annual travel credit?
Even with a $ 450
annual fee, the 100,000
point bonus on this card makes a lot of sense to try even
if you chose to forget all its features and benefits and focus only on its upfront value.
The Chase Freedom and Freedom Unlimited cards are Ultimate Rewards cards that offer a large
bonus with a low spending threshold and no
annual fee: You get 15,000
points ($ 150)
if you spend $ 500 in first three months and 2,500
points ($ 25)
if you add an authorized user and make a purchase in the first three months.
And
if you think Chase won't be willing to cut benefits from this card, just remember the old Chase Freedom 10 %
annual point bonus for having a checking account, or the per - transaction
bonus, or Sapphire Preferred's First Friday 3x dining category.
Criteria used: Credit needed, rewards rates, rewards categories, sign - up
bonus,
point values (
if any), redemption options and flexibility,
annual fee, other rates and fees, customer service, application process, miscellaneous benefits
If, for example, you applied for the Chase Sapphire Reserve ($ 450
annual fee) before its huge sign - up
bonus expired in early 2017, you could save more than $ 350 a year by switching to the still -
points - rich - but - less - expensive Chase Sapphire Preferred (
annual fee: $ 95) before the Reserve renews.
The Amex PRG is the better option
if you want to earn
bonus points on airline purchases and everyday spending like gas, groceries, and restaurants for a lower
annual fee.
Now's a good time to sign up for the Citi ThankYou Premier card, since the card recently boosted its sign - up
bonus offer:
If you can manage to spend $ 4,000 within the first three months of opening your account, you'll receive 50,000
bonus points that are worth up to $ 625 in airfare or $ 500 in gift cards, more than making up for the card's $ 95
annual fee (waived the first year).
If you are primarily interested in the card for its 100,000 -
point bonus, take note: The Hilton Ascend card offers the same 100,000 -
points with a mere $ 3,000 threshold stretched over six months, and charges a much lower
annual fee.
Basically, you need to estimate how much you're likely to spend in each of the card's
bonus categories over the year, multiply that amount by the rewards value (don't to forget to figure in the value of
points if it's a
points or miles card), add in the sign - up
bonus and subtract the
annual fee.
Overall,
if you are someone who spends roughly $ 100 per week on groceries and makes other transactions to obtain the 50 %
bonus point level, then you'll likely easily make up the $ 95
annual fee and obtain ample rewards from the card.
This means that
if you choose to earn
bonus points with the OPEN Savings partners, you are guaranteed to earn 4X
points per dollar on your purchases up to the $ 50,000
annual limit on this card (and the specific spending limits attached to some of the partners).
If you're mainly interested in receiving a fourth free night, saving 20 percent on
points purchased and earning a
bonus rate on gas, groceries and restaurants, then the Traveler card's lower
annual fee makes the card a better choice.
If so, the annual bonuses are worth far more than the annual fee, and if you use this card a fair amount for your business, you'll only accelerate the rate at which you earn Gold Point
If so, the
annual bonuses are worth far more than the
annual fee, and
if you use this card a fair amount for your business, you'll only accelerate the rate at which you earn Gold Point
if you use this card a fair amount for your business, you'll only accelerate the rate at which you earn Gold
Points.
The Basics
Annual fee: $ 65, waived the first year Foreign - transaction fee: 2.7 percent
Points bonus: 10,000 points after your first purchase, plus 15,000 if you spend $ 5,000 within six months Transfer partners: 32 airlines (including Delta, American, and United), along with Avis, Amtrak, and other com
Points bonus: 10,000
points after your first purchase, plus 15,000 if you spend $ 5,000 within six months Transfer partners: 32 airlines (including Delta, American, and United), along with Avis, Amtrak, and other com
points after your first purchase, plus 15,000
if you spend $ 5,000 within six months Transfer partners: 32 airlines (including Delta, American, and United), along with Avis, Amtrak, and other companies
The major selling
point of the Alaska Airlines card is the
bonus miles and companion fare, which
if used each year will help justify the card's
annual fee.
The Basics
Annual fee: $ 450 Foreign - transaction fee: none
Points bonus: 40,000 points if you spend $ 3,000 in the first three months Transfer partners: Sixteen airlines, including Delta, JetBlue, Singapore, British Airways, and Emirates, plus four hotel
Points bonus: 40,000
points if you spend $ 3,000 in the first three months Transfer partners: Sixteen airlines, including Delta, JetBlue, Singapore, British Airways, and Emirates, plus four hotel
points if you spend $ 3,000 in the first three months Transfer partners: Sixteen airlines, including Delta, JetBlue, Singapore, British Airways, and Emirates, plus four hotel brands
The Basics
Annual fee: $ 89, waived the first year Foreign - transaction fee: none
Points bonus: 40,000
if you spend $ 3,000 within three months Transfer partners: none
On the other side lie
points - and - miles gamers, credit card churners, etc., who are doing all they can to get approved for as many cards as possible to earn sign up
bonuses, and possibly close the card
if the
annual fees can't be otherwise offset by card benefits; this group tries to maintain their balances at $ 0, which is not what the banks want.
But,
if you're getting at least 0 in value per
point, the 2
points sign - up
bonus is worth $ 1,080, covering the
annual fee for ten years (first year waived plus nine years).
Even
if your current refer - a-friend balance is 45,000
points and a new friend applies through your referral link, you will only earn 5,000
points instead of the full 10,000
points if your
annual referral
bonus balance was 40,000
points or less.
If you don't want to mess with the $ 450
annual fee there's the Chase Sapphire Preferred ® Card, which waives the $ 95
annual fee for the first year, and still comes with a
bonus of 50,000 Ultimate Rewards
points.
I made a visit to the local branch to check
if there is a different / better offer, and the banker acknowledged the increased signup
bonus of 60,000
points for Ink Plus and confirmed that there would be no
annual fee for the first year,
if applied in the branch.
More importantly it now sounds as
if I'm actually looking to do a trip just to use up my
annual points bonus... and that's just idiotic.
Since this card is usually offered with $ 0
annual fee for the first year, you can get signup
bonus (25 — 50K
points), airline fee credit (potentially $ 200) and evaluate
if it make sense to pay $ 195
annual fee after the first year.
ANZ are again offering their range of Qantas Frequent Flyer cards, with an
annual fee waiver for the first year, and a sign up
bonus of 50,000
points if you spend $ 3,000 in the first -LSB-...]
If you'd rather skip the
annual fee altogether, the basic EveryDay card is a solid option with a 10,000 -
point sign - up
bonus and double
points for groceries.