No annual rate of change in either dataset exceeded the 0.0075 degree per year change in HadCRUTv3 [2].
Meanwhile
the annual rate of change jumps around from about -0.4 to +0.4 C / year.
In three year periods ending in 1954 to 1978, which overlaps with the Great Inflation, the 12 quarter standard deviations of the compounded
annual rate of change in NGDP are significantly * negatively * correlated with the average rate of change in NGDP.
It ranks fourth for the average
annual rate of change in education expenditures from 1992 to 2002, with an average annual increase of 3.2 percent over that period, after adjusting for inflation.
(A set of 29 denominations that published data in the Yearbook of American and Canadian Churches provides the basis for calculating such
an annual rate of change.)
Residential rents across Dubai registered no change during the first quarter of 2018, helping improve
the annual rate of change to -3.1 %, from -7.7 % at the end of last year.
I saw a study that showed
the annual rate of change in real wages, where «real wages» is calculated using a «real» inflation rate, is declining.
And what happens if you estimate the time series of
annual rates of change of temp and model that?
Miami and Tampa are two other Sunbelt cities that were hard - hit in the downturn, but are now showing positive
annual rates of change.
In terms of
annual rates of change, all 20 cities as well as both Composites posted positive change.
Not exact matches
Such factors include, among others, general business, economic, competitive, political and social uncertainties; the actual results
of current and future exploration activities; the actual results
of reclamation activities; conclusions
of economic evaluations; meeting various expected cost estimates;
changes in project parameters and / or economic assessments as plans continue to be refined; future prices
of metals; possible variations
of mineral grade or recovery
rates; the risk that actual costs may exceed estimated costs; failure
of plant, equipment or processes to operate as anticipated; accidents, labour disputes and other risks
of the mining industry; political instability; delays in obtaining governmental approvals or financing or in the completion
of development or construction activities, as well as those factors discussed in the section entitled «Risk Factors» in the Company's
Annual Information Form for the year ended December 31, 2017 dated March 15, 2018.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate
change affecting the operations
of the Company or its customers and suppliers; (2) the Company's credit
ratings and its cost
of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange
rates and fluctuations in those
rates; (5) the timing and market acceptance
of new product offerings; (6) the availability and cost
of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact
of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation
of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's
Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
At the World Economic Forum's
annual meeting in Davos, Switzerland, the focus on accelerating the pace and
rate of change for women has driven many
of the sessions and conversations.
Chinese dairy production and consumption has soared in the past three decades, averaging a 12.8 %
annual growth
rate since 2000 as a result
of changing diet trends that are shifting more toward Western foods, according to a report by the Institute
of Agriculture and Trade Policy.
Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure
of DBRS to
rate the Notes at the anticipated
ratings levels, which is a closing condition, or at all;
changes in the financial markets, including
changes in credit markets, interest
rates, securitization markets generally and our proposed securitization in particular; the willingness
of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any
of which could impact what credit
ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our
Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.
Factors that could cause actual results to differ include general business and economic conditions and the state
of the solar industry; governmental support for the deployment
of solar power; future available supplies
of high - purity silicon; demand for end - use products by consumers and inventory levels
of such products in the supply chain;
changes in demand from significant customers;
changes in demand from major markets such as Japan, the U.S., India and China;
changes in customer order patterns;
changes in product mix; capacity utilization; level
of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; delays in the completion
of project sales; continued success in technological innovations and delivery
of products with the features customers demand; shortage in supply
of materials or capacity requirements; availability
of financing; exchange
rate fluctuations; litigation and other risks as described in the Company's SEC filings, including its
annual report on Form 20 - F filed on April 27, 2017.
Factors that could cause actual results to differ include general business and economic conditions and the state
of the solar industry; governmental support for the deployment
of solar power; future available supplies
of high - purity silicon; demand for end - use products by consumers and inventory levels
of such products in the supply chain;
changes in demand from significant customers;
changes in demand from major markets such as Japan, the U.S., India and China;
changes in customer order patterns;
changes in product mix; capacity utilization; level
of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; continued success in technological innovations and delivery
of products with the features customers demand; shortage in supply
of materials or capacity requirements; availability
of financing; exchange
rate fluctuations; litigation and other risks as described in the Company's SEC filings, including its
annual report on Form 20 - F filed on April 20, 2016.
The indicated
rates of return are the historical
annual rates of return and reflect
changes in unit value, reinvestment
of all distributions and the operating expenses
of the fund but do not take into account sales charges or administrative fees or income taxes payable by any securityholder that would have reduced returns.
Indicated
rates of return in this site are the historical
annual compounded total returns including
changes in unit value and reinvestment
of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any security - holder that would have reduced returns.
Factors that could cause actual results to differ include general business and economic conditions and the state
of the solar industry; governmental support for the deployment
of solar power; future available supplies
of high - purity silicon; demand for end - use products by consumers and inventory levels
of such products in the supply chain;
changes in demand from significant customers;
changes in demand from major markets such as Japan, the U.S., India and China;
changes in customer order patterns;
changes in product mix; capacity utilization; level
of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; cancelation
of utility - scale feed - in - tariff contracts in Japan; continued success in technological innovations and delivery
of products with the features customers demand; shortage in supply
of materials or capacity requirements; availability
of financing; exchange
rate fluctuations; litigation and other risks as described in the Company's SEC filings, including its
annual report on Form 20 - F filed on April 27, 2017.
IMF estimates
of annual growth
rate of world real GDP (in red, right scale) and year - over-year percent
change in commodity prices as measured by the quarterly average CRB / BLS raw industrials price index (in green, left scale).
Premium
rates for 2011 were to be set by the «independent» Canada Employment Insurance Financing Board, subject to an
annual change of no more than 15 cents (employee
rate) per year.
So it has no real role in the setting
of EI premium
rates, given the current legislation, as it has no option but to recommend
annual changes of 10 cents.
In the event
of an ownership
change, utilization
of the Company's pre-charge NOLs would be subject to
annual limitation under Section 382, which is generally determined by multiplying the value
of the Company's stock at the time
of the ownership
change by the applicable long - term tax - exempt
rate (which is 3.50 % for December 2013).
In the event
of an ownership
change, utilization
of our pre-
change NOLs would be subject to
annual limitation under Section 382 determined by multiplying the value
of our stock at the time
of the ownership
change by the applicable long - term tax - exempt
rate, increased in the five - year period following such ownership
change by «recognized built - in gains» under certain circumstances.
The indicated
rates of return (other than for each money market fund) are the historical
annual compounded total returns for the period indicated including
changes in unit value and reinvestment
of distributions.
Hence, it will be some time before the CPI will provide a completely unambiguous reading
of the
annual inflation
rate unaffected by the tax
changes.
The Wage Cost Index continues to record wages growth at an
annual rate of around 3 1/4 per cent, and there has been little
change in the wage increases being negotiated under enterprise bargaining, which continue to yield average annualised increases in the 3 1/2 to 4 per cent range.
Examples
of these risks, uncertainties and other factors include, but are not limited to the impact
of: adverse general economic and related factors, such as fluctuating or increasing levels
of unemployment, underemployment and the volatility
of fuel prices, declines in the securities and real estate markets, and perceptions
of these conditions that decrease the level
of disposable income
of consumers or consumer confidence; adverse events impacting the security
of travel, such as terrorist acts, armed conflict and threats thereof, acts
of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread
of epidemics and viral outbreaks; adverse incidents involving cruise ships;
changes in fuel prices and / or other cruise operating costs; any impairment
of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount
of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion
of our assets pledged as collateral under our existing debt agreements and the ability
of our creditors to accelerate the repayment
of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange
rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss
of key personnel; future
changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price
of, or major
changes or reduction in, commercial airline services; seasonal variations in passenger fare
rates and occupancy levels at different times
of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability
of attractive port destinations; pending or threatened litigation, investigations and enforcement actions;
changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed
Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Lenders will also typically display the interest
rates on the loans as APR, rather than the interest
rate, so what you see is what you get — the APR, or Annual Percentage Rate of change, reflects the interest you'll actually pay each y
rate, so what you see is what you get — the APR, or
Annual Percentage
Rate of change, reflects the interest you'll actually pay each y
Rate of change, reflects the interest you'll actually pay each year.
According to the 1998 book Maternity Care in the Netherlands: the
changing home birth
rate by T.A. Wiegers, 30 percent
of births in the Netherlands are home births which likely makes it the country with the most
annual natural births.
Among the important factors that could cause Rio Tinto's actual results, performance or achievements to differ materially from those in the forward - looking statements include, among others, levels
of actual production during any period, levels
of demand and market prices, the ability to produce and transport products profitably, the impact
of foreign currency exchange
rates on market prices and operating costs, operational problems, political uncertainty and economic conditions in relevant areas
of the world, the actions
of competitors, activities by governmental authorities such as
changes in taxation or regulation and such other risk factors identified in Rio Tinto's most recent
Annual Report on Form 20 - F filed with the United States Securities and Exchange Commission (the «SEC») or Form 6 - Ks furnished to the SEC.
Kellogg said that for her and her running mates, the big challenges facing Hurley are, «Making a
change in our local government, protecting the quality
of life that we have in Hurley as development pressures move up the Thruway, protecting our water and the beautiful scenic qualities
of our town, and maintaining our low tax
rates as NYS mandates additional responsibilities to the localities without providing funding (at the same time that they cap our
annual budget increases) and as we get additional pressures from New York City to reduce their tax contributions for the reservoir property.»
Researchers can measure
annual changes in how the melt
rate occurs, for example, or the effects
of a single pulse
of warm deep - ocean water.
It is an estimation
of the current (as
of 2000) existing
rate of annual deaths reasonably attributable to climate
change, albeit from a limited subset
of climate - related health impacts: malaria due to an increase in the geographic range
of disease - bearing mosquitoes, malnutrition associated with loss
of agricultural productivity, water - borne diarrheal diseases, and deaths from flooding, McMichael says.
In fact, the expected
annual fatality
rate due to climate
change is estimated to be far higher than that due to an asteroid or comet impact — 150,000 versus 91, per the World Health Organization (WHO) and Alan Harris
of the Space Science Institute, respectively.
ACPI assumes a 1 percent
annual increase in the
rate of greenhouse gas concentrations through the year 2100, for little
change in precipitation and an average temperature increase
of 1.5 to 2 degrees centigrade at least through the middle
of 21st century.
The robust design model enabled us to test the hypothesis that the population remained constant, while the Pradel's model allowed us to assess the
rate of change in abundance (λ) over the four
annual intervals (2009 — 2012).
Heart attacks aren't the only cardiovascular risk associated with
changing clocks: Preliminary research presented at the 2016 American Academy
of Neurology's
annual meeting found that stroke
rates in Finland are 8 % higher, on average, in the two days following both time
changes — spring and fall — compared to the two weeks before or after.
Charter teachers surveyed in 2011 — 12 were actually
changing schools or leaving teaching at the somewhat higher
annual rate of 28.8 percent.
Because
of changing military assignments, the maximum amount
of time most children spend in one school is three years; the
annual mobility
rate is 35 percent.
As a result, it has been difficult for observers to determine which factor or group
of factors was most responsible for these gains: a revised and strengthened licensing system; revised or new licensure tests; the use
of first -
rate standards in most classrooms, in
annual state student tests, and in the professional development programs all teachers took for license renewal; and / or the major
changes in K - 12 governance and finance introduced by the Massachusetts Education Reform Act
of 1993.
This graph is
of interest in its own right (see our paper), but it does not represent the
annual change of pension wealth (known as the accrual
rate).
Likewise, recent VED
changes mean that while some first - year
rates are still low for low - CO2 cars, the
annual rate is # 140 for most conventional cars - or # 450 a year if your car has a list price
of more than # 40,000.
Such statements reflect the current views
of Barnes & Noble with respect to future events, the outcome
of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping
rates or interruptions in shipping service, effects
of competition, possible risks that inventory in channels
of distribution may be larger than able to be sold, possible risks associated with
changes in the strategic direction
of the device business, including possible reduction in sales
of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels
of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the
rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest
rates, the performance
of Barnes & Noble's online, digital and other initiatives, the success
of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews
of strategic alternatives and the potential separation
of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess
of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution
of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing
of, and the material weakness in internal controls described in Barnes & Noble's
Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits
of such efforts and associated risks and other factors which may be outside
of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's
Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Such statements reflect the current views
of Barnes & Noble with respect to future events, the outcome
of which is subject to certain risks, including, among others, the effect
of the proposed separation
of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping
rates or interruptions in shipping service, effects
of competition, possible risks that inventory in channels
of distribution may be larger than able to be sold, possible risks associated with
changes in the strategic direction
of the device business, including possible reduction in sales
of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels
of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the
rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest
rates, the performance
of Barnes & Noble's online, digital and other initiatives, the success
of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews
of strategic alternatives and the potential separation
of the Company's businesses (including with respect to the timing
of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess
of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution
of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction
of international operations following termination
of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination
of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing
of, and the material weakness in internal controls described in Barnes & Noble's
Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits
of such efforts and associated risks and other factors which may be outside
of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's
Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
The indicated
rates of return are the historical
annual compounded total returns as
of the date indicated, including
changes in unit value and reinvestment
of all distributions, but do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns.
All savings
rates are variable, which means the dividend
rate and
annual percentage yield may
change at any time as determined by the Board
of Directors.
The
rate and Annual Percentage Rate (APR) shown are as of publication date and are subject to cha
rate and
Annual Percentage
Rate (APR) shown are as of publication date and are subject to cha
Rate (APR) shown are as
of publication date and are subject to
change.
The
annual interest
rate changes of a 5/1 ARM are tied to a specific index.