Sentences with phrase «annuity contracts offer»

Most variable annuity contracts offer a death benefit to the beneficiary of the policy if the policyholder or annuitant were to die.

Some annuity contracts offer a death benefit, while others do not.

Many variable annuity contracts offer «living benefit» guarantees.

Variable annuity contracts offer tax - deferred growth potential and optional features such as living and death benefits.

Thus, in the same way that life insurance companies offer alternatives such as guaranteed universal life insurance, indexed universal life insurance OR variable life insurance, annuity contracts offer similar options.

Variable annuity contracts offer the insurance component of an income guarantee with the possibility of increasing the payout if markets do well.

Each annuity contract we offer is different, so make sure to read the terms carefully and work with a financial professional who understands the specifics of these products.

Second, if an annuity is part of funding a qualified retirement plan, it may be deemed a qualified annuity contract offering certain tax advantages.

According to case documents, until the end of 2011, a core investment of the fund was a group annuity contract offered by a company which at that time was a subsidiary of CNA Financial.

Each annuity contract we offer is different, so make sure to read the terms carefully and work with a financial professional who understands the specifics of these products.

Second, if an annuity is part of funding a qualified retirement plan, it may be deemed a qualified annuity contract offering certain tax advantages.

Not exact matches

While immediate annuities are easy enough to understand, more complicated variable annuity contracts or fixed index contracts that offer the potential for participation in market upside can get very complicated.

Variable annuities offered by other companies usually offer either a buffer or a floor, but few offer both options in the same contract as Capital Choice does, Carlson said.

Voya previously conducted four «enhanced annuitization» offers, which enabled contract holders to receive additional guaranteed income if they chose to annuitize their variable annuity contracts.

Variable annuities, sometimes called shield annuities, are contracts that offer a rate of return depending on the stock, bond, or money market investment.

Also, variable annuities today typically offer a range of options, features, and guarantees at an additional cost, so you can tailor the contract to help meet your personal needs.

When selecting long - term investments for variable annuity and variable life insurance products, many investors choose contracts that offer the funds in the American Funds Insurance Series.

In lieu of soliciting competitive bids or issuing a request for proposals, the program administrator may authorize the purchase of annuity contracts under the optional retirement program from those companies currently selected by the department to offer such contracts through the State University System Optional Retirement Program, as set forth in s. 121.35.

It is a fixed annuity by legal statute, but it has offerings inside of it that allow the contract holder to invest in stock market indices such as the S&P 500, Dow Jones, and Nasdaq 100.

The AXA Retirement 360SM defined contribution program consists of a custodial account offered through Reliance Trust Company, LLC, within which plan participants» chosen mutual fund shares are held, as well as a group fixed annuity contract (Generic Form Number 2016FA - MFrev, 2016FA - MF403b) issued by AXA Equitable Life Insurance Company («AXA Equitable»).

A variable annuity, like ALL other annuities, offer a guaranteed payment of income for the life of the annuitant (who may be different from the contract owner).

Also, variable annuities today typically offer a range of options, features, and guarantees at an additional cost, so you can tailor the contract to help meet your personal needs.

At the same time, mutual funds and annuities now offer a tax advantage, «because fees [paid on them] are netted against the fund's or annuity contract's distributable taxable income,» Friedman tells ThinkAdvisor.

Fixed annuities offer a standard death benefit of a lump sum payment or withdrawals under an income option of the full value of the contract at time of death.

Fixed annuities earn a guaranteed † rate of return over the life of the contract, and offer contract owners the predictability of a guaranteed income stream and a way to grow assets without exposure to market volatility.

REALITY: Provided you haven't annuitized your contract, annuities offer a guaranteed * death benefit that would pass on to your beneficiaries.

Visit our variable annuity compliance documents page to access prospectuses, which contain information about contract charges and fees for the variable annuity products offered by Annuity Investors Life Insurance Company.

(Some financial products offered through certain banks are not FDIC insured, such as mutual funds and annuity contracts.)

Most states afford some level of asset protection for the cash value in annuity contracts and with states like Texas and Florida offering the highest level of protection.

This fixed index annuity offers the same traditional fixed annuity benefits such as guaranteed minimum interest and death benefits, flexible retirement income options, and tax - deferred * earnings, but has the added feature of a 2.5 % or 5 % bonus to give your contract value an instant boost.

-- An annuity is a contract offered by Life Insurance Companies.

Variable annuities, sometimes called shield annuities, are contracts that offer a rate of return depending on the stock, bond, or money market investment.

The Retirement segment manufactures and distributes products and provides administrative services for qualified and non-qualified retirement plans and offers guaranteed investment contracts, funding agreements, institutional and retail notes, structured settlement annuities and group annuities.

Our deferred annuities offer several ways to withdraw funds during the surrender - charge period without ending the contract or paying surrender fees.

Most insurance companies offer riders — enhancements that meet an individual's specific needs — for their annuity contracts.

The qualified longevity annuity contract (QLAC), a newer offering, is available inside of 401 (k) s and IRAs.

Many employer retirement plans offer annuity contracts as investment alternatives for participants because of their insurance guarantees and flexible terms.

A feature that may be offered under an annuity contract in which the insurance company promises an individual may withdraw a specified amount from an account, even if the account balance is reduced to zero: (1) for the life of the individual, or the joint lives of two individuals (e.g., the individual and spouse); or (2) for a specified period of time.

While there is risk associated with a variable annuity, many offer guarantees of principal and downside protection at an additional cost and depending on contract rider availability.

Indexed annuity contracts also offer a specified minimum which the contract value will not fall below, regardless of index performance.

Many employer retirement plans offer annuity contracts as investment alternatives for participants because of their insurance guarantees and flexible terms.

Modified Endowment Contracts still offer a tax - free death benefit to the insured (this being their primary advantage over an annuity or other investment) but policy owners can no longer access their investment gains on a tax - free basis.

These contracts might guarantee your principal plus an interest earning (in the case of a fixed annuity) or they may offer you the potential for higher investment earnings through mutual fund investments.

We offer contracts with products such as final expense, life insurance, medicare supplements, medicare advantage, annuities, long term care, critical illness, cancer, and hospital indemnity.

Guaranteed withdrawal benefit riders and lifetime income riders are features offered with some variable annuity contracts - and they can be quite appealing because they do just that; they guarantee lifetime income.

National Western Life caters more to wealthy individuals as many of their product offerings are interest sensitive such as universal life, whole life and annuity contracts.

4 Amounts below this value will only be offered where the proceeds are from a contract issued or administered by the Company where compulsory purchase of an annuity is required and to the subscribers of the National Pension System regulated by the Pension Fund Regulatory and Development Authority (PFRDA)

These contracts also typically offer a death benefit as well as all of the other features that come standard with modern annuity products.

Advanced Product Offerings — NWL offers a diverse selection of life insurance interest sensitive life insurance products and annuity contracts for asset accumulation and retirement needs.

Ironically, IRC Section 72 (h) actually does provide that a contract which pays a lump sum can avoid constructive receipt if it offers the option to pay an annuity instead (and the policyowner exercises that option within 60 days)... except, of course, an annuity isn't necessarily a very appealing purchase for someone who just turned 100!