Sentences with phrase «annuity subaccounts»

Find information on how annuity subaccounts work.

Some share classes are only for variable annuity subaccounts, variable universal life insurance subaccounts, and institutional accounts.

Please Note: Variable annuities and variable annuity subaccounts do not have CUSIP numbers or stock tickers associated with them.

Variable annuity subaccounts fluctuate with changes in market conditions; thus, the principal may be worth more or less than the original amount invested when the annuity is surrendered.

Because variable annuity subaccounts fluctuate with changes in market conditions, the principal may be worth more or less than the original amount invested when the annuity is surrendered.

Not exact matches

While the value of underlying subaccounts of variable annuities fell through the floor like everything else in the market in 2008, the guaranteed income withdrawal rate (not to be confused with the rate of return of the investment portfolio) did not.

Unlike fixed annuities, VAs provide an opportunity to invest contributions in mutual fund subaccounts during the intervening years.

Buffered variable annuities stick with index allocations, few subaccounts, no living benefits and no lifetime income riders.

Deferred variable annuities * invest in subaccounts (similar to mutual funds), which fluctuate with the market.

IOVAs are variable annuities that do not have lifetime income guarantee features but do have a wide assortment of subaccounts, including alternative options.

Earnings based on the performance of the investment options (or «subaccounts») you select from among those offered under the annuity.

You (the annuity owner) make a lump - sum payment or a series of premium payments to an annuity issuer (the insurance company), which will accumulate earnings at a fixed interest rate (a fixed annuity) or a variable rate determined by the growth (or losses) in investment options known as subaccounts (a variable annuity).

For example, a deferred variable annuity may guarantee that your beneficiary will receive at least the amount of your original principal if you die, even if the value of the annuity has declined due to poor performance of the subaccounts you selected.

The prospectus contains details on the variable annuity, the subaccounts, contract features, fees, expenses, and other pertinent information.

Morningstar RatingTM The Morningstar RatingTM for funds, or «star rating», is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange - traded funds, closed - end funds, and separate accounts) with at least a three - year history.

The Morningstar Rating ™ for funds, or «star rating,» is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange traded funds, closed - end funds, and separate accounts) with at least a three - year history.

Many variable annuities offer investment portfolios that are actively managed by professional money managers, thereby allowing you to create your own investment strategy among the various subaccounts.

During the accumulation phase of a variable annuity, money paid into the contract (called a premium) is allocated to investment portfolios (called subaccounts) where earnings have the potential to grow tax - deferred.

Visit our variable annuity performance center to review the performance of subaccounts offered by Annuity Investors Life Insurance Company's variable annuity products.

The underlying funds in a variable annuity are invested in subaccounts, which are professionally managed investment options that invest in stock and / or bond markets.

Because variable life subaccounts fluctuate with changes in market conditions, the principal may be worth more or less than the original amount invested when the annuity is surrendered.

But instead of investing your money in the insurance company's general account, as with a fixed annuity, your money is invested in a separate account made up of a number of different investment subaccounts.

You specify how much of your annuity will be invested in the various subaccounts and your return will be based on the performance of the investments you select.

Variable annuities» interest rates are based on their underlying investment accounts, known as subaccounts.

The Morningstar RatingTM for funds, or «star rating», is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange - traded funds, closed - end funds, and separate accounts) with at least a three - year history.

The Morningstar Rating ™ for funds, or «star rating», is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange - traded funds, closed - end funds, and separate accounts) with at least a three - year history.

The owner of a variable annuity allocates premiums among his or her choice of investment subaccounts, which can range from low risk to very high risk.

A variable annuity invests your funds in a variety of subaccounts that are similar to mutual funds.

The initial payment you receive with this arrangement is typically smaller than what you would receive with an immediate annuity, but the idea is that you also get to invest in mutual fund - like «subaccounts» that can boost the size of the payment you receive over time.

You can also keep your obsolete variable annuity or variable life insurance product, and then use asset allocation modeling techniques to optimize its performance, using only the existing subaccount choices that you're stuck with.

Fixed annuities paid well too (and still do), but investors wanted to participate in the stock, bond, and international markets via variable subaccounts, so that's what was sold.

It has 374 subaccount choices, which results in having more than twice the number of asset classes than most variable annuities.

Earnings in a variable annuity are based on performance of investment subaccounts that range from stocks and bonds to equity and money market funds.

Earnings based on the performance of the investment options (or «subaccounts») you select from among those offered under the annuity.

Variable annuities offer a variety of funds («subaccounts») from various money managers.

As opposed to a fixed annuity that offers a guaranteed interest rate and a minimum payment at annuitization, variable annuities offer investors the opportunity to generate higher rates of returns by investing in equity and bond subaccounts.

Regardless of how the subaccounts perform, a variable annuity death benefit ensures the annuity owner's beneficiaries receive no less than the initial investment.

However, investors assume the risk of their subaccounts not outperforming the guaranteed return of a fixed annuity, which can result in less capital accumulation and a smaller income stream.

The subaccount fee covers the cost of managing your annuity's investment accounts.

There are three elements to a variable annuity fee: the «mortality and expense» (or M&E) fee, the subaccount fee, and the annual contract maintenance charge.

Because variable life subaccounts fluctuate with changes in market conditions, the principal may be worth more or less than the original amount invested when the annuity is surrendered.

Potential for superior returns: Investors who hold variable annuities for the long term can reap the commensurate growth in the fund subaccounts over time.

Those who put their money in stock subaccounts and leave it there for 20 years or more will probably see a higher return on their investment than can be had from any other type of annuity.

Those that have a variable annuity in one segment are designed to allow a portion of the client's money to grow in the mutual fund subaccount portion of the contract while providing guaranteed income that the client can not outlive on the fixed side.