Sentences with phrase «anticipated health costs»

I basically had a small one based on my anticipated health costs for the year and used it all each year.

Not exact matches

Yes, there are huge changes coming in health care, but should you jump into services where costs may be higher than expected and demand, lower than anticipated?

Several of the services will focus on population health management, including a predictive system that analyzes patient health records and insurance claims to anticipate patients» future needs (and health care providers» costs).

Health savings accounts are assuming greater prominence in retirement planning as anticipated retiree health costsHealth savings accounts are assuming greater prominence in retirement planning as anticipated retiree health costshealth costs rise.

Companies anticipate average per - employee health costs to increase by 4.3 percent in 2018, the highest rate since 2011.

Sure, if you anticipate a lot of health / medical costs, go for it.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

«Although many assume their savings will cover all of their expenses in retirement, health care costs are often higher than anticipated.

Reduced Costs, Better Outcomes Anticipated as Primary Health Care Services Return to Underserved Community

At last week's workshop meeting, town supervisor Marybeth Majestic presented the town board with a tentative municipal budget for 2018 that reflects anticipated cost increases for attorneys» and consultants» fees, in addition to the usual increases in health and retirement benefits costs for town employees.

These include lowering expense projections for retirement and health insurance expense to reflect lower projected usage and rates not available at the time the budget request was prepared; lowering utility cost estimates to reflect the significant decline in energy demand and prices resulting from reduced economic activity and lowering other operating cost estimates to reflect lower anticipated price changes.

Thanks to changes Miner implemented during the past year, city officials anticipate that health care costs will increase less than 1 percent in 2015 - 16, to $ 46 million.

However, implementation of the regulation may require 54 million research animals and $ 9.5 billion ($ 13.4 billion) over the next 10 years, which represents 20 times the number of animals and six times the cost anticipated in previous estimates, according to an analysis led by researchers at the Johns Hopkins Bloomberg School of Public Health.

As early as October 2013, Lembo's office — which administers the health care benefits for retired state workers and their dependents — warned the governor of a likely surge in costs in the 2014 - 15 fiscal year, largely because of an anticipated jump in retirements among prison guards.

As you can see, since this couple is anticipating the major health costs of pregnancy and delivery, they are best off with the platinum plan in this scenario.

If either you or your new spouse have already met your deductible or paid significant out - of - pocket costs in your current plan year, you might not want to start a new plan with new limits, especially if you're anticipating additional health care expenditures.

The president's reserve fund for health care covers roughly two - thirds of the anticipated 10 - year cost of universal health care — projected at $ 1 trillion.

«The improvements we've seen over the years in the Hudson River are a nice example of where environmental quality and public health have been improved, and at much lower cost than originally anticipated.

Platinum plans are much less popular than the other metal levels (platinum plans accounted for less than 1 percent of total exchange enrollment during the 2017 open enrollment period), and tend to have high costs for insurers, as the people likely to select them tend to be those with health conditions who anticipate significant utilization of healthcare during the year.

Also, learn about the value of a health savings account (HSA), and whether this program can help you manage your anticipated healthcare costs.

The premium for health insurance might rise depending on the severity of the disease or because the insurer faces a higher than anticipated cost of insuring a person prone to some form of risk.