Sentences with phrase «appeal of a consumer proposal»

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People are frustrated by the lack of a workable appeals process over disputed items and the fact that consumers — not creditors — bear the burden to prove the accuracy of credit information.So it's no surprise that a major legislative proposal has surfaced on Capitol Hill that seeks to disrupt much of the American system of gathering, reporting and using credit information, including potentially significant changes in the credit scores that lenders use to evaluate most home mortgage applications.

So, on appeal, Mr. Justice H. J. Wilton - Siegel of the Superior Court of Justice — Ontario ruled on March 15, 2013 that the hardship provisions apply in a consumer proposal and in a bankruptcy (the case citation is Eric Joseph Sitler (Re): 2013 ONSC 1576.