Sentences with phrase «appear in my credit file»

That detail does not appear in my credit file.

If you've been told that you were denied credit because of an «insufficient credit file» or «no credit file» and you have accounts with creditors that don't appear in your credit file, ask the consumer reporting companies to add this information to future reports.

If you've been told you were denied credit because of an «insufficient credit file» or «no credit file» and you have accounts with creditors that don't appear in your credit file, you might consider asking your creditors to begin reporting your credit information to credit bureaus.

Not exact matches

You are entitled by law to correct any inaccurate information that appears in your credit bureau file.

While, in most cases, the credit bureaus combine all files accurately under the same person, there are many instances where incomplete files or inaccurate data (social security numbers, addresses, etc.) cause one person's credit information to appear on someone else's credit report.

«If a civil suit is filed specifically against her, a judgment resulting from the suit likely would appear in her credit report,» says Experian's director of public education, Rod Griffin.

Additionally, the bankruptcy filing and bankruptcy discharge listings themselves (separate from those included in bankruptcy listings) will also appear in the court records section of your credit report.

A Chapter 7 appears on a credit report for up to 10 years after the filing date, while a Chapter 13 must be removed in 7 years.

While, in most cases, the credit bureaus combine all files accurately under the same person, there are many instances where incomplete files or inaccurate data (social security numbers, addresses, etc.) cause one person's information to appear on someone else's credit report.

A bankruptcy filing appears in the public record section of an individual's credit report and should not be reported on the non-filing spouse's credit report.