Sentences with phrase «applicant answer some health questions»

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Rather, the applicant is required to answer just a few health questions on the application for coverage.
These policies have no health questions on the application for coverage for the applicant to answer.
With LBL's pre-arranged funeral coverage, the following coverages are based upon health questions answered by the applicant:
Therefore, all that an applicant needs to do to qualify for the coverage is answer just a few health - related questions on the application for coverage.
This type of insurance does not require an applicant to undergo a medical exam or even answer any questions about their health.
They will typically rely on the age of the applicant and the answers to some more important health - related questions as well as a few other non-medical issues that could influence the ideal rates for the benefits provided.
Most insurance companies require applicants to answer health questions and receive a physical examination to help determine how much they'll pay for their policy.
There are, however, usually at least some health related questions that the applicant must answer on the application for coverage.
All an applicant needs to do is answer a few health related questions that are on the application for coverage.
The prices are consistent with applicants who would answer «no» to all the health questions on the application with each respective insurer.
All prices are only available to applicants that answer no to all the health questions with each insurance company (except AIG because they have no health questions).
The company's guaranteed acceptance whole life insurance is available to applicants who are between the ages of 50 and 85 — and there is no medical exam or health questions to answer to be approved.
Most policies only require the applicant to simply answer 10 - 12 basic health questions.
Most applicants can save money and avoid the mandatory waiting period by answering brief health questions over the phone.
Guaranteed issue (or «guaranteed acceptance») life insurance is unique in that it does not require an applicant to undergo a physical examination or answer health questions for approval.
In order to qualify for final expense insurance from Senior Life Insurance Company, applicants are only required to answer just a few simply health - related questions — and there is no medical examination needed.
I hope that this article has answered many of your questions concerning life insurance health classes and how an applicant is placed in a specific rate class.
However, applicants must answer a series of questions regarding their health.
The overwhelming majority of applicants can answer health questions and get approved with some funeral insurance company.
The majority of applicants can get a lower price and avoid a waiting period by answering some health questions.
To answer that question, we would need to know a lot more about the health and financial well being of the actual applicant.
Unlike traditional life insurance policies, which require an investigation into your health — including a paramedical exam — guaranteed policies don't require such in - depth research and applicants will often be insured after answering only a few questions.
In order to qualify for the AAA Traditional Term Life Insurance policy, it is required that an applicant for coverage answer several medical / health related questions.
Regardless of whether term or permanent coverage is selected, it is likely that a senior will be required to answer a number of health related questions on the application — and in many instances, a senior may also need to have a medical exam in order to determine whether there are any adverse health issues that may deem the applicant as uninsurable.
It is important to note that, even though a medical exam is not always required, the insurance company may still obtain a copy of an applicant's health records and / or require that an individual answer certain health - related questions.
In order to qualify for most term life insurance policies, applicants will need to take a physical examination (or look into a no medical exam life insurance policy) and answer several questions about their health and the health of their families.
Some of these policies will require the applicant to undergo a physical and to also answer an extensive list of health - related questions as a part of the underwriting and approval process.
These are life insurance policies that will require an applicant to take a medical exam and answer a series of health - related questions.
These are life insurance policies that won't require an applicant to take a medical exam or answer any health related questions.
This is a simple cost - control measure; medical exams may confirm or refute policy applicants» written answers to health - related survey questions.
In addition, the applicant will answer many health and life style questions prior to being approved for life insurance policy.
These policies require no medical exam, though applicants do have to answer a few health questions and can be turned down.
This is because these types of policies may not require the applicant to take a medical exam, and may not even require them to answer a great deal of health - related questions.
With a simplified issue policy, there will be some health questions that the applicant must answer in order to be considered for the policy.
Guaranteed issue life insurance policies won't require an applicant to take a medical exam or answer any health - related questions in order to qualify.
All an applicant has to do is just simply answer a few health related questions.
Therefore, all the applicant needs to do is just answer some health questions on the application for coverage.
And while it can be considered a pro that no physical exam is required (applicants only have to answer three questions about their health), the lack of thoroughness means that even if you are very healthy, you will not get competitive, low rates because of it.
Applicants are required to answer only 12 health related questions on the application.
That applicant, as a result, just needs to answer a few health questions to get his policy.
In most cases like these (excluding some less aggressive myelodysplastic syndromes), clients may find it necessary to pursue a guaranteed issue life insurance policy that won't require the applicant to take a medical exam or answer any health related questions in order to qualify, simply because they will not be eligible for any type of life insurance policy which would require them to «medically» qualify.
But again, before we get too upset, we need to remember that the insurance companies are taking a HUGE risk by not requiring applicants to answer any health related questions or take a medical exam in order to qualify for these types of life insurance policies.
Even if a medical exam is not required, applicants will need to answer some questions about their health and insurance companies may check information available from the Medical Insurance Bureau (MIB).
But before we get too upset, we need to remember that the insurance companies are taking a HUGE risk by not requiring applicants to answer any health related questions or take a medical exam in order to qualify for these types of life insurance policies.
A guaranteed issue life insurance policy is a life insurance policy that will not require an applicant to take a medical exam or answer any health related questions in order for him or her to qualify.These policies are typically reserved for those who can not qualify for any other type of life insurance.
These individuals, they will either need to simply go without any life insurance or will need to purse an «alternative» life insurance product like a guaranteed issue life insurance policy which will not require an applicant to take a medical exam or answer any health - related questions in order to qualify.
Guaranteed issue life insurance policies are life insurance policies which will not require an insurance applicant to answer any health - related questions or take a medical exam in order to qualify for them.
Guaranteed issue life insurance policies are life insurance policies that will not require an applicant to take a medical exam or answer any health - related medical questions.
These individuals however may still be eligible for what are called guaranteed issue life insurance policies, which are life insurance policies that will not require an applicant to take a medical exam or answer any health - related questions.
Guaranteed issue life insurance policies are insurance policies that won't require an applicant to take a medical exam or answer any health - related medical questions.
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