Not exact matches
Rather, the
applicant is required to
answer just a few
health questions on the application for coverage.
These policies have no
health questions on the application for coverage for the
applicant to
answer.
With LBL's pre-arranged funeral coverage, the following coverages are based upon
health questions answered by the
applicant:
Therefore, all that an
applicant needs to do to qualify for the coverage is
answer just a few
health - related
questions on the application for coverage.
This type of insurance does not require an
applicant to undergo a medical exam or even
answer any
questions about their
health.
They will typically rely on the age of the
applicant and the
answers to some more important
health - related
questions as well as a few other non-medical issues that could influence the ideal rates for the benefits provided.
Most insurance companies require
applicants to
answer health questions and receive a physical examination to help determine how much they'll pay for their policy.
There are, however, usually at least some
health related
questions that the
applicant must
answer on the application for coverage.
All an
applicant needs to do is
answer a few
health related
questions that are on the application for coverage.
The prices are consistent with
applicants who would
answer «no» to all the
health questions on the application with each respective insurer.
All prices are only available to
applicants that
answer no to all the
health questions with each insurance company (except AIG because they have no
health questions).
The company's guaranteed acceptance whole life insurance is available to
applicants who are between the ages of 50 and 85 — and there is no medical exam or
health questions to
answer to be approved.
Most policies only require the
applicant to simply
answer 10 - 12 basic
health questions.
Most
applicants can save money and avoid the mandatory waiting period by
answering brief
health questions over the phone.
Guaranteed issue (or «guaranteed acceptance») life insurance is unique in that it does not require an
applicant to undergo a physical examination or
answer health questions for approval.
In order to qualify for final expense insurance from Senior Life Insurance Company,
applicants are only required to
answer just a few simply
health - related
questions — and there is no medical examination needed.
I hope that this article has
answered many of your
questions concerning life insurance
health classes and how an
applicant is placed in a specific rate class.
However,
applicants must
answer a series of
questions regarding their
health.
The overwhelming majority of
applicants can
answer health questions and get approved with some funeral insurance company.
The majority of
applicants can get a lower price and avoid a waiting period by
answering some
health questions.
To
answer that
question, we would need to know a lot more about the
health and financial well being of the actual
applicant.
Unlike traditional life insurance policies, which require an investigation into your
health — including a paramedical exam — guaranteed policies don't require such in - depth research and
applicants will often be insured after
answering only a few
questions.
In order to qualify for the AAA Traditional Term Life Insurance policy, it is required that an
applicant for coverage
answer several medical /
health related
questions.
Regardless of whether term or permanent coverage is selected, it is likely that a senior will be required to
answer a number of
health related
questions on the application — and in many instances, a senior may also need to have a medical exam in order to determine whether there are any adverse
health issues that may deem the
applicant as uninsurable.
It is important to note that, even though a medical exam is not always required, the insurance company may still obtain a copy of an
applicant's
health records and / or require that an individual
answer certain
health - related
questions.
In order to qualify for most term life insurance policies,
applicants will need to take a physical examination (or look into a no medical exam life insurance policy) and
answer several
questions about their
health and the
health of their families.
Some of these policies will require the
applicant to undergo a physical and to also
answer an extensive list of
health - related
questions as a part of the underwriting and approval process.
These are life insurance policies that will require an
applicant to take a medical exam and
answer a series of
health - related
questions.
These are life insurance policies that won't require an
applicant to take a medical exam or
answer any
health related
questions.
This is a simple cost - control measure; medical exams may confirm or refute policy
applicants» written
answers to
health - related survey
questions.
In addition, the
applicant will
answer many
health and life style
questions prior to being approved for life insurance policy.
These policies require no medical exam, though
applicants do have to
answer a few
health questions and can be turned down.
This is because these types of policies may not require the
applicant to take a medical exam, and may not even require them to
answer a great deal of
health - related
questions.
With a simplified issue policy, there will be some
health questions that the
applicant must
answer in order to be considered for the policy.
Guaranteed issue life insurance policies won't require an
applicant to take a medical exam or
answer any
health - related
questions in order to qualify.
All an
applicant has to do is just simply
answer a few
health related
questions.
Therefore, all the
applicant needs to do is just
answer some
health questions on the application for coverage.
And while it can be considered a pro that no physical exam is required (
applicants only have to
answer three
questions about their
health), the lack of thoroughness means that even if you are very healthy, you will not get competitive, low rates because of it.
Applicants are required to
answer only 12
health related
questions on the application.
That
applicant, as a result, just needs to
answer a few
health questions to get his policy.
In most cases like these (excluding some less aggressive myelodysplastic syndromes), clients may find it necessary to pursue a guaranteed issue life insurance policy that won't require the
applicant to take a medical exam or
answer any
health related
questions in order to qualify, simply because they will not be eligible for any type of life insurance policy which would require them to «medically» qualify.
But again, before we get too upset, we need to remember that the insurance companies are taking a HUGE risk by not requiring
applicants to
answer any
health related
questions or take a medical exam in order to qualify for these types of life insurance policies.
Even if a medical exam is not required,
applicants will need to
answer some
questions about their
health and insurance companies may check information available from the Medical Insurance Bureau (MIB).
But before we get too upset, we need to remember that the insurance companies are taking a HUGE risk by not requiring
applicants to
answer any
health related
questions or take a medical exam in order to qualify for these types of life insurance policies.
A guaranteed issue life insurance policy is a life insurance policy that will not require an
applicant to take a medical exam or
answer any
health related
questions in order for him or her to qualify.These policies are typically reserved for those who can not qualify for any other type of life insurance.
These individuals, they will either need to simply go without any life insurance or will need to purse an «alternative» life insurance product like a guaranteed issue life insurance policy which will not require an
applicant to take a medical exam or
answer any
health - related
questions in order to qualify.
Guaranteed issue life insurance policies are life insurance policies which will not require an insurance
applicant to
answer any
health - related
questions or take a medical exam in order to qualify for them.
Guaranteed issue life insurance policies are life insurance policies that will not require an
applicant to take a medical exam or
answer any
health - related medical
questions.
These individuals however may still be eligible for what are called guaranteed issue life insurance policies, which are life insurance policies that will not require an
applicant to take a medical exam or
answer any
health - related
questions.
Guaranteed issue life insurance policies are insurance policies that won't require an
applicant to take a medical exam or
answer any
health - related medical
questions.