Sentences with phrase «applicant for life insurance»

While there are many applicants for life insurance who can easily qualify for coverage — even with a required medical exam — there are others who may not be so lucky.

Applicants for life insurance usually have to have a physical check - up by a doctor chosen by the insurance company.

Applicants for life insurance usually have to have a physical check - up by a doctor chosen by the insurance company.

If you have been diagnosed with alcoholism, received treatment for your alcohol abuse, or you have had a DUI or DWI, you will be a higher risk applicant for life insurance.

The medical examination is required of most applicants for life insurance to determine if they meet the underwriting standards, or should be classified as sub-standard, or un-insurable.

An applicant for life insurance coverage will typically be required to undergo a paramedical exam.

With some applicants for life insurance coverage, the insurance company's underwriters will also request your medical records for review.

(To be qualified for Sagicor's Accelewriting process, an applicant for life insurance coverage must be between the ages of 18 and 65 years old, and applying for coverage amounts of between $ 50,000 and $ 500,000.

This means that in some cases, an applicant for life insurance may not require a medical examination to qualify for a plan.

As an applicant for life insurance with a DUI / DWI, you will have to prove the incident was due to a one - time mistake instead of a lifelong pattern.

Just some of the issues that will generally deem an applicant for life insurance as being a high - risk include:

Therefore, in order to insure the life of an individual, an applicant for life insurance coverage must have a greater financial concern in the insured living than in them dying.

Insurance companies will also inquire as to whether or not an applicant for life insurance coverage uses nicotine in any form.

In fact, less than a quarter of all applicants for life insurance will be eligible for discounted rates, with another quarter getting below standard.

Life insurance underwriting plays a large part in whether or not an applicant for life insurance will be accepted for coverage.

Nearly any type of major illness suffered by an applicant for life insurance will raise his or her risk factor, and therefore lessen their insurability in the eyes of life insurance companies.

Typically, an applicant for life insurance has to fill out an application and, in many cases, undergo blood and urine testing.

Using the company's APPcelerate, an applicant for life insurance coverage may be able to qualify for a policy that has coverage of between $ 100,000 and $ 500,000 with no attending physician statement or medical exam.

They will also usually take a blood and a urine sample from the applicant for life insurance.

It's a medical examination of the applicant for life insurance coverage.

Examination: The medical examination of an applicant for life insurance, typically consisting of blood pressure readings, blood and urine specimens, height and weight measurement and medical questionnaire.

As an applicant for life insurance, you'll be placed in a risk category, such as «Preferred» or «Standard,» along with a subcategory of «No Nicotine» that indicates whether or not you have smoked or use nicotine.

The medical examination of an applicant for Life Insurance.

The medical examination of an applicant for life insurance or a claimant by a physician who acts in the capacity of the insurer's agent.

In addition, there currently appears to be no laws restricting how high of a death benefit an applicant for life insurance can buy.

I addition, there currently appears to be no laws restricting how high of a death benefit an applicant for life insurance can buy.

In addition, no exam life insurance plans may charge you a higher rate for your life insurance since they may accept some applicants for life insurance who may otherwise not be able to qualify for life insurance that does require a physical exam.

These background checks are done to determine whether or not they wish to insure the applicant for life insurance without a medical exam.

Underwriting — You may have heard about life insurance underwriting, it is a process by which you find out if you qualify for a policy based on your personal information which includes your answers to the questions asked on the application for coverage, your results of a medical exam, and other factors considered when underwriting an applicant for life insurance; such as, your driving record, occupation, hobbies and lifestyle.