Sentences with phrase «applicant presents to the insurance company»
Underwriting is the process where insurance applications and requested records are reviewed the class and premium are determined based on the amount of risk the applicant presents to the insurance company.
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The New York Insurance Law defines a «misrepresentation» as a false statement «as to past or present fact, made to the [insurance company] by, or by the authority of, the applicant for insurance or the prospective insured, at or before the making of the insurance contract as an inducement to the making thereoInsurance Law defines a «misrepresentation» as a false statement «as to past or present fact, made to the [insurance company] by, or by the authority of, the applicant for insurance or the prospective insured, at or before the making of the insurance contract as an inducement to the making thereoinsurance company] by, or by the authority of, the applicant for insurance or the prospective insured, at or before the making of the insurance contract as an inducement to the making thereoinsurance or the prospective insured, at or before the making of the insurance contract as an inducement to the making thereoinsurance contract as an inducement to the making thereof.»
These samples will be analyzed by the life insurance company to determine whether or not other potential health risks are present in the applicant.
Insurance companies assign a health class to all applicants to determine the risk of dying each person presents to the company.
In fact, it's because of cases just like these that we've worked so hard to develop relationships with dozens of highly rated life insurance companies so that when we are presented with a more «challenging» life insurance application that those from artificial heart valve applicants, we don't have to simply rely on just one or two different life insurance companies, we can «shop» your life insurance application to dozens of different insurance companies and let them compete for your business!