Sentences with phrase «applicants for insurance based»

Underwriting: The process by which a life insurance company evaluates applicants for insurance based on a set of guidelines.
Insurability: General acceptability by an insurance company of an applicant for insurance based on underwriting review, which may include items such as the applicant's current health status, medical history and driving record among others.

Not exact matches

Quote: The estimated premium amount for an applicant based on several factors including type of insurance, coverage amount, length of coverage, age, gender, health and medical history, family history, build and approximate rating class.
Quotes are prices that the insurance provider offers their applicants based on their risk class, the amount of coverage sought and for the term desired.
«Although provincial human rights codes may already provide some protection for individuals from genetic discrimination, they also include some exceptions that may allow automobile, life, accident or sickness or disability insurance providers to make distinctions based on an applicant's age, sex, marital status, family status, or physical or mental disability,» says the report.
In Shabbir v. State Farm Mutual Automobile Insurance Company, File No. 16-000084 / AABS the Tribunal denied a treatment plan for therapy on the basis that the Applicant's had only sustained a minor injury.
[37] In the earlier cases, the rationale for applying the Regulation in cases of «purported» or «represented» coverage was that the applicant chose the insurance company based on a non-arbitrary belief that the insurance company provided coverage on the relevant vehicle.
The «health class» question that we ask when generating a quote for life insurance is based on the different categories a life insurance company may rate you as an «applicant».
The premium that is charged is based on the applicant's age and gender when the coverage takes effect, as well as the amount of life insurance coverage that they are applying for.
As with other types of life insurance coverage, the premium that is charged for burial insurance will be based in part upon the age and the gender of the applicant, as well as the amount of coverage that you are purchasing.
Based on the term life insurance policy that is chosen, an applicant for term life coverage through Transamerica has the ability to choose how the death benefit option works on their plan.
Generally, those applicants looking for a term life insurance policy are placed into one of four groups, based on how they've handled their health.
Based on the above and additional factors, applicants will be placed into one of several classes of health ratings which will determine the premium paid in exchange for insurance at that particular carrier.
Quote: The initial estimated premium amount for an applicant based on factors including but not limited to type of insurance, coverage amount, length of coverage, age and gender.
We've picked our three best carriers based on our outcomes experience in 2017 in helping our California life insurance applicants get the best term insurance rates for their particular needs.
As the nature of funeral expense life insurance necessitates, there are premium rate variations for applicants based on age.
Applying for life insurance with medical conditions such as high blood pressure, high cholesterol, anxiety, height & weight issues and many others are very common today and we work with these medical conditions for our applicants on an everyday basis.
Quotes are prices that the insurance provider offers their applicants based on their risk class, the amount of coverage sought and for the term desired.
While it is illegal for health insurers to deny applicants based on pre-existing conditions, some people fear that their employers will not offer them health insurance benefits to the pre-existing conditions.
A score based on credit reports that insurers use to help them determine the risk for selling a policy to an individual home insurance applicant.
These are quick issue term life insurance policies that offer the applicant the ability to apply for coverage online and start their life insurance protection the very same day, if qualified based on the questions asked on the application.
Each life insurance company accepts or rejects applicants for preferred rates for term life insurance based on their own underwriting guidelines which include health requirements and age requirements.
All plans will vary slightly based on the applicant, so for the best scope of your own rates among these companies, get a Roanoke health insurance quote.
Life insurance companies classify the applicants for coverage based on several risk factors in order to develop the rate per $ 1,000 of coverage that will be charged for a life insurance policy.
Underwriting — You may have heard about life insurance underwriting, it is a process by which you find out if you qualify for a policy based on your personal information which includes your answers to the questions asked on the application for coverage, your results of a medical exam, and other factors considered when underwriting an applicant for life insurance; such as, your driving record, occupation, hobbies and lifestyle.
Make sure that you fill the form out as completely as possible, though, because there are a lot of auto insurance discounts available for qualified applicants, such as savings based on safety equipment, your personal demographics and obvious sources like your credit score and previous driving history.
Age, for life insurance premium purposes, is based either on the applicant's last birthday or nearest birthday.
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