Underwriting: The process by which a life insurance company evaluates
applicants for insurance based on a set of guidelines.
Insurability: General acceptability by an insurance company of
an applicant for insurance based on underwriting review, which may include items such as the applicant's current health status, medical history and driving record among others.
Not exact matches
Quote: The estimated premium amount
for an
applicant based on several factors including type of
insurance, coverage amount, length of coverage, age, gender, health and medical history, family history, build and approximate rating class.
Quotes are prices that the
insurance provider offers their
applicants based on their risk class, the amount of coverage sought and
for the term desired.
«Although provincial human rights codes may already provide some protection
for individuals from genetic discrimination, they also include some exceptions that may allow automobile, life, accident or sickness or disability
insurance providers to make distinctions
based on an
applicant's age, sex, marital status, family status, or physical or mental disability,» says the report.
In Shabbir v. State Farm Mutual Automobile
Insurance Company, File No. 16-000084 / AABS the Tribunal denied a treatment plan
for therapy on the
basis that the
Applicant's had only sustained a minor injury.
[37] In the earlier cases, the rationale
for applying the Regulation in cases of «purported» or «represented» coverage was that the
applicant chose the
insurance company
based on a non-arbitrary belief that the
insurance company provided coverage on the relevant vehicle.
The «health class» question that we ask when generating a quote
for life
insurance is
based on the different categories a life
insurance company may rate you as an «
applicant».
The premium that is charged is
based on the
applicant's age and gender when the coverage takes effect, as well as the amount of life
insurance coverage that they are applying
for.
As with other types of life
insurance coverage, the premium that is charged
for burial
insurance will be
based in part upon the age and the gender of the
applicant, as well as the amount of coverage that you are purchasing.
Based on the term life
insurance policy that is chosen, an
applicant for term life coverage through Transamerica has the ability to choose how the death benefit option works on their plan.
Generally, those
applicants looking
for a term life
insurance policy are placed into one of four groups,
based on how they've handled their health.
Based on the above and additional factors,
applicants will be placed into one of several classes of health ratings which will determine the premium paid in exchange
for insurance at that particular carrier.
Quote: The initial estimated premium amount
for an
applicant based on factors including but not limited to type of
insurance, coverage amount, length of coverage, age and gender.
We've picked our three best carriers
based on our outcomes experience in 2017 in helping our California life
insurance applicants get the best term
insurance rates
for their particular needs.
As the nature of funeral expense life
insurance necessitates, there are premium rate variations
for applicants based on age.
Applying
for life
insurance with medical conditions such as high blood pressure, high cholesterol, anxiety, height & weight issues and many others are very common today and we work with these medical conditions
for our
applicants on an everyday
basis.
Quotes are prices that the
insurance provider offers their
applicants based on their risk class, the amount of coverage sought and
for the term desired.
While it is illegal
for health insurers to deny
applicants based on pre-existing conditions, some people fear that their employers will not offer them health
insurance benefits to the pre-existing conditions.
A score
based on credit reports that insurers use to help them determine the risk
for selling a policy to an individual home
insurance applicant.
These are quick issue term life
insurance policies that offer the
applicant the ability to apply
for coverage online and start their life
insurance protection the very same day, if qualified
based on the questions asked on the application.
Each life
insurance company accepts or rejects
applicants for preferred rates
for term life
insurance based on their own underwriting guidelines which include health requirements and age requirements.
All plans will vary slightly
based on the
applicant, so
for the best scope of your own rates among these companies, get a Roanoke health
insurance quote.
Life
insurance companies classify the
applicants for coverage
based on several risk factors in order to develop the rate per $ 1,000 of coverage that will be charged
for a life
insurance policy.
Underwriting — You may have heard about life
insurance underwriting, it is a process by which you find out if you qualify
for a policy
based on your personal information which includes your answers to the questions asked on the application
for coverage, your results of a medical exam, and other factors considered when underwriting an
applicant for life
insurance; such as, your driving record, occupation, hobbies and lifestyle.
Make sure that you fill the form out as completely as possible, though, because there are a lot of auto
insurance discounts available
for qualified
applicants, such as savings
based on safety equipment, your personal demographics and obvious sources like your credit score and previous driving history.
Age,
for life
insurance premium purposes, is
based either on the
applicant's last birthday or nearest birthday.