Sentences with phrase «applicants for insurance who»

ING has just announced that applicants for insurance who suffer from type II diabetes can still qualify for preferred rates provided that they meet the proper criteria.

Not exact matches

Populaire (R for sexuality) French farce, set in 1958, about an applicant (Deborah Francois) for a secretarial position at an insurance company who is informed by her prospective employer (Romain Duris) that she'll have to win a speed typing competition in order to land the job.

For applicants who need to make a lower down payment, mortgage insurance is protection for the lender in case you stop making paymenFor applicants who need to make a lower down payment, mortgage insurance is protection for the lender in case you stop making paymenfor the lender in case you stop making payments.

In general, American General is one of the very best insurance companies for high - risk applicants, but the company is especially strong in underwriting policies for those who have type 2 diabetes.

Therefore, term life insurance is typically less costly than permanent life insurance — especially for those applicants who are younger and in good health.

The company said applicants who have tested HIV - positive, are between the ages of 30 and 65, and meet certain criteria, can apply for individual life insurance for up to $ 2 million.

The decision, P.L.F.R. and Intact Insurance Company (Tribunal File # 16-000145 / AABS) is about an applicant who suffered serious life - threatening injuries in a multi-vehicle accident on October 2, 2015 that required her to be airlifted to a trauma centre for emergency surgery.

These include applicants who are in good health and who may be able to qualify for a preferred premium rate, to those who have severe health conditions — and who may even be considered as uninsurable by other life insurance companies.

Underwriter: The individual or team within a life insurance company who is trained to evaluate the insurability and determine the classification of applicants for insurance protection.

It is important to note that because the applicants for guaranteed issue life insurance are typically those who have health issues, the premiums for these policies are much higher than those of traditional life insurance plans.

Applicants who are not part of the categories identified above and would like to have their plan or policy recognized as minimum essential coverage, should use the process outlined in sub-regulatory guidance issued by the Center for Consumer Information and Insurance Oversight (CCIIO).

While there are many applicants for life insurance who can easily qualify for coverage — even with a required medical exam — there are others who may not be so lucky.

Underwriter: The person or a team who evaluates the application for insurance and determines the classification of applicants and their amount of premium.

We can not provide life insurance quotes or coverage for temporary residents, including anyone with a work permit or visa, permanent residents without their green card, or applicants who have not yet received their green card.

These policies are excellent for young applicants who want to get affordable life insurance.

For example, final expense life insurance is most often purchased by those who are between the age of 50 and 80 years old — and there are some insurance carriers that may offer final expense insurance to applicants who are older.

This means that there is no blood and urine testing to worry about — and because of the no medical exam process, oftentimes, an applicant who has certain health issues will still be able to qualify for coverage, such as with a guaranteed issue life insurance policy.

For instance, many burial insurance policies do not require an applicant to take a medical examination as a part of the approval process — and because of this, those who may have an adverse health condition may still be able to qualify (even if they have been turned down for medically underwritten life insurance in the pasFor instance, many burial insurance policies do not require an applicant to take a medical examination as a part of the approval process — and because of this, those who may have an adverse health condition may still be able to qualify (even if they have been turned down for medically underwritten life insurance in the pasfor medically underwritten life insurance in the past).

For example, because many people who purchase no medical exam life insurance are over age 50, it is likely that these applicants are riskier to a life insurance company — and because of that, the premium that is charged for no medical exam coverage is typically more than that of a comparable medically underwritten plFor example, because many people who purchase no medical exam life insurance are over age 50, it is likely that these applicants are riskier to a life insurance company — and because of that, the premium that is charged for no medical exam coverage is typically more than that of a comparable medically underwritten plfor no medical exam coverage is typically more than that of a comparable medically underwritten plan.

It's totally unheard of for any final expense life insurance company to have a problem with applicants who take cholesterol medications.

It is the most affordable way to buy life insurance especially for those applicants who are younger and in good health when they apply for coverage.

Fortunately for these high risk applicants, the government issued a health care reform which offers high - risk insurance pools for those citizens who badly needs to have an insurance policy now but can't get it in any way.

Not all life insurance companies underwrite alcohol the same; for example, while one insurance company will not offer a Preferred class to an applicant who had a DWI within the last five years, another insurance company won't offer Preferred if that DWI was within the last seven years.

Table ratings for life insurance coverage are an extra charge that is added on top of the standard life insurance rates used to quote applicants who have health issues.

Liberty Mutual, an A rated company founded in 1912, provides a streamlined simplified issue term life insurance product with an instant decision and no medical exam, for those applicants who wish to expedite the underwriting process.

Here's how our underwriting experts rank the best life insurance companies for former smokers are, in terms of the rates they offer and how flexible they are in working with applicants who are former smokers:

Fast Company highlights one life insurance applicant who was declined after BRCA testing, because it resulted in a positive result for the BRCA1 gene.

Given these risks, most life insurance companies deny coverage to an applicant who tests positive for addictive drugs, including cocaine, meth, heroin, non-prescription painkillers or opioids.

Voluntary service term (VST) provides $ 5,000 of term insurance for qualified applicants, ages 19 - 27, who provide full - time, voluntary, uncompensated mission or humanitarian service under the active supervision of a sponsor that is either an incorporated ecclesiastical organization or an organization specializing in humanitarian or charitable activity.

Although many applicants can easily qualify for the life insurance protection that they require, there are others who — because..

Since the goal of a life insurance company is to insure people who are in good health and will live for a long time, insurance underwriters see smokers as high risk applicants.

Many applicants who have been turned down for life insurance due to an adverse health condition or for participating in risky activities may feel that there is nowhere else to turn for getting the coverage that they need.

Luckily, most life insurance companies will approve applicants who suffer from sleep apnea, and some of these applicants may even qualify for preferred or preferred plus health classification ratings.

In some cases, an applicant who is able to lower his or her risk, for instance by ceasing the risky activity or lowering their blood pressure, may even be able to re-apply for standard life insurance coverage at a future time.

You can learn more about how life insurance companies evaluate applicants who are non-U.S. citizens in this blog post: Life Insurance for Non-US insurance companies evaluate applicants who are non-U.S. citizens in this blog post: Life Insurance for Non-US Insurance for Non-US Citizens.

A pre-screen is a very simple process of reviewing an applicant's medical conditions, dangerous sports or occupation with several life insurance companies to see who will give the best offer to the applicant which in essence is just another word for the lowest premium.

Over 90 % of the applicants who want life insurance for boat racing wants it to cover them while driving.

Every now and then, we'll get a call from an applicant who has been diagnosed with amyloid disease and is wondering if they'll be able to qualify for a life insurance policy.

Life insurance is no exception to the rule, that is why we use over 40 trusted life insurance companies to make sure we know who will be the correct fit for our perspective applicants.

Because most applicants who are 37 - years - of - age are healthy, their health status typically allows them to easily opt for an affordable 20 to 30 - year term life policy that is seen as a low - risk by the insurance companies.

At Gerber Life Insurance Company, whole life insurance can be purchased with face amounts of between $ 25,000 and $ 150,000 for applicants who are between the ages of 18 and 50 yInsurance Company, whole life insurance can be purchased with face amounts of between $ 25,000 and $ 150,000 for applicants who are between the ages of 18 and 50 yinsurance can be purchased with face amounts of between $ 25,000 and $ 150,000 for applicants who are between the ages of 18 and 50 years old.

In fact, Banner Life has made a name for itself in the life insurance industry as a company that can be relied upon for offering coverage to applicants who may not be in the best of health.

For example, while Insurance Company A decided that an applicant who flies single - engine planes as a hobby is just too risky to insure, Insurance Company B decided that they are OK with insuring that client as long as they pay a little extra.

The reason for this is so that the insurance company can protect itself financially from applicants who are typically riskier than those who are covered by a medically underwritten policy.

An insurance applicant who has a history of being late on bill payments and who often opens and closes savings or credit accounts could pose an unacceptable risk for an insurance company.

A study conducted by the American Association for Long - Term Care Insurance in 2008 revealed the percentage of applicants who qualify for good health discounts.

A physical may be necessary for cause and for term life insurance applicants age 51 and older who apply for more than $ 100,000 of coverage.

Those applicants who have been rejected due to risk factors can still apply for high risk life insurance.

Insurers offer discounts that you do not lose even when your heaslth changes.Here is the percentage of applicants who qualify (American Association for Long - Term Care Insurance 2010 Sourcebook)

Because of this, term life insurance is often very affordable — especially for those applicants who are younger and in good health at the time they apply for the coverage.