Sentences with phrase «applicants have excellent credit scores»

The card requires applicants have excellent credit scores to be approved, though some have claimed they were approved with a credit score in the high 600s.

Not exact matches

Many national banks don't offer personal loans, and of the ones that do, most require applicants to have good to excellent credit, which is a FICO score of 680 and above.

A good or excellent credit score with a solid history — one that has no major dings for missed payments or loan defaults — is the easiest way for lenders to know that you're a trustworthy applicant, especially if you're applying at a bank.

Many national banks don't offer personal loans, and of the ones that do, most require applicants to have good to excellent credit, which is a FICO score of 680 and above.

To qualify, applicants should have good to excellent credit (a 680 + credit score), several years of credit history and a variety of account types, a demonstrated ability to save and a low debt - to - income ratio.

Capital One does not disclose the exact credit score applicants need in order to get the card, but you do have to have an excellent credit history.

These cards are deliberately designed to be for consumers with excellent credit, and average applicants have credit scores around 740.

Most successful applicants report having an excellent credit score, which is in the range of 750 or higher, though many applicants report success with scores closer to 700.

Additionally, the 30 % purchase interest rate is among the highest of any high - end credit cards, which begs the question as to why applicants are not screened for income outside of simply having an excellent credit score, which is the case for the BMO Mastercard.

If your score is very good, you will not have a difficult time receiving loans or credit, although it still could be tough to qualify for elite level credit cards such as travel rewards credit cards which only accept applicants with an excellent credit score.

Rewards credit card carriers usually require a good - to - excellent score between 700 to 850, so applicants with poor or no credit may want to reconsider applying until they've built up their score a bit.

When considering whether or not to approve an applicant, I look at 4 basic factors: 1) Credit Score — While many renters do not have excellent credit scores (why they may be renting in the first place), the score and, more importaCredit Score — While many renters do not have excellent credit scores (why they may be renting in the first place), the score and, more importanScore — While many renters do not have excellent credit scores (why they may be renting in the first place), the score and, more importacredit scores (why they may be renting in the first place), the score and, more importanscore and, more importantly,.