In the paper, Castilla and Rissing acknowledge they can not rule out «unobserved heterogeneity in immigrants» qualifications or application characteristics,» which might help explain the uneven distribution
of application acceptances.
Affordable Care Act plans are «guaranteed issue» (i.e. they can not
base application acceptance on medical underwriting questions like those used for short - term insurance).
After you have submitted all documentation needed, you will need to visit
an application acceptance facility.