Here is the bottom line as far as I can see: IF you are self - employed when filing for early
retirement, and *** if, on your
application, you are asked how many hours you work *** (and I would like to hear from anybody here who has actually filed for benefits before their
Full Retirement Age) and IF you work more than the allowable hours to be considered «retired» (again, I believe it's no more than 45 for most people but no more than 15 if you work
at an occupation requiring a «specific skill» or own a large business),