Sentences with phrase «applied against the insurance»

Not exact matches

footnote ** Ratings of the insurance companies don't apply to the Vanguard Variable Annuity portfolios and don't provide protection against investment risk.

Crop insurance provides growers with protection against crop production losses caused by drought, hail, excessive moisture, earthquake, fire, wildlife, failure of irrigation water supply or insects and plant disease (unless control measures have been insufficiently or improperly applied).

In the U.S., we already have legislation that prevents health insurance companies from discriminating against individuals based on genetic information, but it doesn't apply to life insurance or long - term care policies.

The same would apply to some degree if you were responsible for the fire — your renters insurance policy would defend you against those claims rather than you having to pay for a defense and the judgement out of pocket.

footnote ** Ratings of the insurance companies don't apply to the Vanguard Variable Annuity portfolios and don't provide protection against investment risk.

To protect against people who might apply for life insurance with the deliberate intention of killing themselves to provide their beneficiaries with a sum of money, insurance companies implemented a suicide clause.

The percentage of rent that can be applied against the mortgage payment will depend on each lender's policies, the mortgage insurance (if any), and the overall credit score of the applicant etc..

footnote † Ratings of the insurance company don't apply to the Vanguard portfolios and don't provide protection against investment risk.

Ratings of the insurance companies don't apply to the Vanguard Variable Annuity portfolios and don't provide protection against investment risk.

At the beginning of each insurance year, 30 % is applied against my initial claims and THEN applied against the deductible, That makes my deductilbe $ 650, not $ 500.

This policy document illustrates how well - designed climate risk insurance — when applied in conjunction with other disaster risk management measures and strategies — can protect people against climate shocks by acting as a safety net and buffer shortly after an extreme weather event.

The insurer denied coverage to Mr. Hoang, and the plaintiffs were forced to bring an action for coverage, under section 258 (1) of the Insurance Act directly against the defendant insurer to have the insurance money payable under Mr. Hoang's motor vehicle policy applied toward satisfaction of the Insurance Act directly against the defendant insurer to have the insurance money payable under Mr. Hoang's motor vehicle policy applied toward satisfaction of the insurance money payable under Mr. Hoang's motor vehicle policy applied toward satisfaction of the judgment.

For the reasons given by the Court of Appeal, we are all of the opinion that the exclusion from the insurance policy based on art. 2402 of the Civil Code of Québec may not be set up against the heirs of the insured, as that article must, even in light of s. 34 (1) of the federal Interpretation Act, R.S.C. 1985, c. I - 21, be interpreted having regard to the principles of interpretation that apply in the area of insurance law so as to favour the precision and certainty of the grounds for exclusion in such matters.

The Motor Insurance Bureau (MIB) procedure relied on by the UK as implementing the Second Council Directive 84 / 5 / EEC (the Second Directive) to provide for claims for personal injury resulting from accidents involving untraced drivers should be subject to a limitation period no less favourable than that which applies to the commencement of proceedings by minors for personal injury in tort against a traced driver.

Those who have been bitten by someone else's pet can, if it's determined that the victim was not provoking the dog, potentially file a lawsuit against the owner and their homeowners» insurance (should it apply) and be entitled to compensation for their medical expenses and emotional distress.

Michael scored two landmark rulings in Federal Court in Ayres v. USAA Casualty Insurance Company and Cunningham v. Liberty Mutual Fire Insurance Company, pushing back against insurers improperly applying changes to Florida's sinkhole legislation.

The Court nevertheless distinguished such bailment agreement from a lease or construction contract, did not apply the defence of «tort immunity» pursuant to insurance covenants in that context, and (after reserving for approximately two years) granted judgment against the operator: Kruger Products Limited v. First Choice Logistics Inc., 2010 BCSC 1242 (CanLII).

Nothing in this section is intended or shall be construed to apply to any accident insurance policy insuring against accidental death or death by accidental means or to those parts or provisions of any life insurance policy insuring specifically against accidental death or death by accidental means.

Some of the more frequently overlooked (and therefore dangerous) limitation periods include: i) the limitation period set out in section 38 (3) of the Trustee Act which applies to certain claims brought by or against the estate of a deceased person; ii) the 6 month limitation period for dependent's relief claims that is set out in section 61 of the Succession Law Reform Act; and iii) the one year limitation period set out in section 259.1 of the Insurance Act, which applies to «a proceeding against an insurer under a contract in respect of loss or damage to an automobile or its contents».

Public Liability Insurance applies to forms of third party liability insurance which protects the insured against lawsuits brought by members of the public for accidental injury and / or propertInsurance applies to forms of third party liability insurance which protects the insured against lawsuits brought by members of the public for accidental injury and / or propertinsurance which protects the insured against lawsuits brought by members of the public for accidental injury and / or property damage.

Generally there is no provision against cancellation of a policy except in case of a Medicare where you need to apply to the Health care Financing Administration (HCFA) if you choose to get private insurance.

This works against them when applying for disability insurance.

Online health insurance plans can be simply applied to by clicking the «Buy Now» tab mentioned against the relevant plans.

The interesting part of the story (outside of my husband's excellent care in India and recovery) was I never realized that we were covered against illness in a foreign country and I could apply for insurance reimbursement.

It might seem discouraging to learn taking NRT products can count against you when applying for life insurance, but quitting smoking will benefit both your overall health and your life insurance costs in the long run.

This normally applies to health insurance policies where the insured party may have to pay for their own care for a period of days prior to being eligible to make a claim against their insurance policy.

The duty to defend is prevalent in the United States and Canada, where most liability insurance policies provide that the insurer «has the right and duty» to defend the insured against all «suits» to which the policies apply.

The same would apply to some degree if you were responsible for the fire — your renters insurance policy would defend you against those claims rather than you having to pay for a defense and the judgement out of pocket.

Also, the surrender value should be known if you wish to apply for a loan against your insurance policy.

, points will be applied against your license when applicable and your insurance rates may go up or your policy may be cancelled.

First, if there's a claim or a suit brought against you for something your liability coverage would apply to, the insurance company will defend you.

In addition, a renter's insurance policy protects against losses resulting from liability claims, such as injuries occurring on the premises that are not due to a structural problem with the property (in this case, the owner's - not renter's - policy would apply).

It is not the same as excess insurance, which typically only applies when all the policies that it covers have been exhausted, umbrella insurance «drops down» to fill in gaps in coverage as needed against any underlying policy or policies.

In addition, the insurance company may check your information against that in a database such as that contained in the Medical Information Bureau so that it can determine whether or not there is any additional data about your medical history, as well as whether or not you may have applied for other types of coverage.

For first policy, a person can apply for loan and second policy does not provide loan facility.Loan is a facility that is provided by the insurance companies so that in case of emergencies, you can borrow money against your life insurance policy.

Cover your business against a broad range of lawsuits, but also search for Minnesota business insurance quotes that increase your coverage in areas that particularly apply to your business.

For first policy, a person can not apply for loan and second policy provides loan facility.Loan is a facility that is provided by the insurance companies so that in case of emergencies, you can borrow money against your life insurance policy.

For first policy, a person can apply for loan and second policy provides loan facility.Loan is a facility that is provided by the insurance companies so that in case of emergencies, you can borrow money against your life insurance policy.

For first policy, a person can not apply for loan and second policy does not provide loan facility.Loan is a facility that is provided by the insurance companies so that in case of emergencies, you can borrow money against your life insurance policy.

The investment component serves as «bank» of sorts for the amounts left over after charges are applied against the premium paid, namely charges for mortality (to fund the payouts for those that die with amounts paid beyond the cash values), administrative fees (it costs money to run an insurance company (grin)-RRB- and sales compensation (the advisor has to earn a living).

Rather than having the company pay the dividends in cash to the policyowner and then have the policyowner turn around and write a check to the insurance company to pay policy loans or interest on loans, the policyowner may have the dividends applied directly against the policy loans and / or interest on loans.

Home insurance does not cover injuries or damages to your immediate family or property, nor does it apply to liability claims filed against in some other location.

You may not want this on your record as this diagnosis can be used against you when applying for some jobs, for life and disability insurance, and possibly in legal matters.

Owner - builders who sold their home within 10 years of completion were required to provide prospective purchasers with an Owner - Builder Declaration and Disclosure Notice identifying that the builder was not licensed and was not providing a policy of home warranty insurance; however a 10 - year statutory warranty would apply, giving the purchaser some rights against the owner - builder should defects occur during the 10 - year period.