Sentences with phrase «apply as a smoker»

If you apply as a smoker, you can still apply to switch to the lower non-smoker premiums once you've quit smoking for at least 12 months.

I'm a smoker but planning to quit soon, do I need to apply as smoker and can we change the plan if we stop smoking later during the plan tenure to reduce the premium?

Not exact matches

There are many great advantages when you apply with Prudential such as very competitive rates for smokers, having a hazardous sport, height and weight issues and health problems.

If you're listed as a smoker when you apply for protection, then you should expect to get drastically higher premiums.

As a result, it is important to determine whether an individual is considered a smoker or a non-smoker before applying.

As mentioned above, just because you don't physically smoke doesn't mean you can't still be considered a smoker to the carrier you apply to.

There are many advantages applying with Prudential such as very competitive smoker rates, hazardous sports involvement, height and weight issues.

Let's take an example of a 50 year old man applying for $ 250,000 worth of coverage at Standard Non Smoker rates, as well as smoker rates and compare pricing between Prudential and MeSmoker rates, as well as smoker rates and compare pricing between Prudential and Mesmoker rates and compare pricing between Prudential and MetLife.

If you're listed as a smoker when you apply for coverage, regardless of which company that you choose, you're going to pay much higher rates for your plan.

And don't think that you can fool one company into thinking you're not a smoker once you've applied for life insurance elsewhere as a smoker.

Certain company's give better rates to smokers and that is important as you apply if you are a smoker.