I've said it before, but will repeat: it's OK to
apply for a business credit card even if you don't run an official business.
As you know or should know by now there is nothing at all that could prevent you from
applying for a business credit card even if you're not running an official business.
Not exact matches
So it's important
for startups to consider the effects of the federal
Credit Card Act of 2009, even though the bill did not apply to small - business credit
Credit Card Act of 2009,
even though the bill did not
apply to small -
business credit credit cards.
It's more accurate to think of it as a small
business credit card, because you can
apply for one
even if you don't own an established
business.
In fact, you don't
even have to be already making income to
apply for a
business credit card.
Even when
applying for a
business credit card using an EIN, your personal
credit report is almost always used in making the decision, and this does result in a hard inquiry on the report.
Even someone who doesn't have any reporting on their
business (e.g. a new
business that's
applying for its first
credit card) can get approved
for a
business credit card based on their personal
credit worthiness.
Even when
applying for a
business credit card using an EIN, your personal
credit report is almost always used
Credit scores are used in so many situations — not just applying for bank loans and credit cards, but retail store credit, mortgage loans, even potential employers and landlords check credit reports before deciding to do business wit
Credit scores are used in so many situations — not just
applying for bank loans and
credit cards, but retail store credit, mortgage loans, even potential employers and landlords check credit reports before deciding to do business wit
credit cards, but retail store
credit, mortgage loans, even potential employers and landlords check credit reports before deciding to do business wit
credit, mortgage loans,
even potential employers and landlords check
credit reports before deciding to do business wit
credit reports before deciding to do
business with you.
Even though there are countless benefits to carrying the Starwood Preferred Guest ®
Business Credit Card from American Express with you on your adventures, there are also some things to consider before you apply for this particular c
Card from American Express with you on your adventures, there are also some things to consider before you
apply for this particular
cardcard.
The truth is that anyone can
apply for a
business credit card,
even if you don't own a traditional
business with an EIN number.
It's also currently very easy to get 120,000 AA miles just by
applying for both the personal and
business versions of the Citi American AAdvantage
credit cards (60,000 miles each way) and
even more if you go
for the Barclaycard Aviator products.
In the comments of this post from Doctor of
Credit, someone was able to successfully
apply for the 60,000 point offer on the
business card even though they weren't targeted as the phone number on the application was a direct line to a department that handed this special offer.
And you don't have to have founded a large company with hundreds of employees to qualify — if you're a freelancer, have an Etsy store, or
even sell things on eBay, you can
apply for a
business credit card.