Sentences with phrase «appraisal at»

Appraisers have to keep files on each appraisal for 5 years and must be prepared to defend the appraisal at any time.

If you are in the process of selling your home, you will need a home appraisal at some point.

Under the new rules lenders will be issuing PIW's allowing the HARP borrower to not have to have an appraisal at all.

A common issue arising in the appraiser cases is whether the buyer relied on the appraisal at the time of the transaction.

In an effort to prevent fraudulent property flipping the rule would require creditors to obtain a second appraisal at no cost to applicant if the property has been acquired at a lower price in the previous six months.

I should clarify that this is not an investment property per se; I like the house it's worth the appraisal at 74k.

Appraiser said it was a dated house, needed lots of cosmetic help, gave appraisal at $ 197,000.

Rather than meeting in person to assess car damage, you can schedule a smartphone appraisal at your convenience.

Further, a HomeSteps mortgage doesn't require an appraisal at origination, which can be a major hurdle for those seeking a conventional loan.

That said your PMI costs should be reduced by the size of your down payment since the PMI covers the difference between your equity value (Based on the appraisal at time of purchase) and 20 % equity value of the home.

This section states that borrowers must receive their appraisal at least three days prior to closing.

Rock, who also teaches diamond grading and jewellery appraisal at George Brown College in Toronto, says if it's an antique piece, potential buyers need to know the circa date, when it was produced and find out if it comes with its original box.

After 15 days or 1,000 miles your car may be subject to an appraisal at fair market value.

States should rely on a wider set of measures to evaluate voucher programs and begin this appraisal at earlier grade levels.

Tim Murphy, head of environmental appraisal at the EBRD, says the reactors should be brought up to the safety standards that would be applied in the West «for the backfitting of existing facilities.»

But the tone of what Bloomberg released publicly — which it refers to as a summary — differed conspicuously from Hoyt's detailed, warts - and - all appraisals at the Times.

Using purchase prices / dates, insurance valuations, auction estimates and terminal expert appraisals at the end of 2013 (maximum holding period 96 years), they find that: Keep Reading

Being successful in a career does not only mean being paid at the end of the month and getting appraisals at the end of a year or more.

Thus, one property can be Appraised at different values, and said values will only apply for the exactly specified purposes of the Appraisals at hand for a specified time period.

Not exact matches

«Tension can easily build up if both parties have different expectations of what acceptable standards are,» says Maria Rotundo, a professor at the University of Toronto's Rotman School of Management who has researched how appraisals can improve performance.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Now, nearly 30 years later, Smith is at the helm of Real Matters, which facilitates mortgage appraisals, insurance inspections and title searches.

Eleven days after spudding, Strike Energy's historic Jaws - 1 appraisal well in South Australia's Southern Cooper Basin has hit target depth at 2,164 metres.

(You can look at what similar homes in the neighborhood have sold for recently or have a real estate agent make an appraisal.)

Instead of the 70 or 80 pages that a full - scale valuation might run, a limited appraisal comes in at 10 to 15 pages.

If your employees only receive feedback from managers once a year, at annual appraisal time, you're in trouble.

If the loan is transferred to a Special Servicer, an appraisal will need to be performed (often done at the borrower's expense).

At the very end, they will increase the rate because the appraisal came in lower than anticipated (or whatever other reason they can find).

Books: Human Resources in the Family Business: Maximizing the Power of Your People This book will help HR managers and founders / owners develop a formal process within the company and also provide insights from family firms on how to manage sensitive topics ranging from family member compensation; family member appraisal, etc., and serves as a guide to HR managers struggling to get a «seat at the table» in family firms.

‡ Gifts to public charities of real property are typically deductible at fair market value as determined by a qualified appraisal, obtained by the donor.

(Only in special instances — say, you donated art valued at $ 20,000 or more — do you need to submit a signed appraisal to the IRS with your return.)

Other than the appraisal and home inspection fees, which are normally paid upfront, most of the other fees are paid at the time of closing.

Note: Homeowners that have at least 10 % equity based upon the last FHA appraisal will pay MIP for 11 years.

Once the feasibility study is delivered, Viscount retains the option to «put» its 25 % ownership back to Sumitomo at a valuation determined by a mutually agreed upon third party appraisal firm.

In contrast the Pope elaborates in evangelical terms the doctrine of atonement, revealing at once God's serious appraisal of sin and the depths of his mercy.

In FDR, Ted Morgan observes that Roosevelt made his mistake, with Stalin at Yalta by assuming «that the their fellow is a good guy who will respond with decency if he is treated right» Simon & Schuster, 1985, p. 756) In this respect, Roosevelt was heir to the attitude of Woodrow Wilson, of whom Arthur Link writes: «His faith in the goodness and rationality of men... and in the inevitable triumph of righteousness sometimes caused him to make illusory appraisals of the situations at hand and to devise quixotic or unworkable solutions» (Wilson the Diplomatist [Quadrangle, 1963], p. 17).

I want to spell out, in this paper, what is at stake in these attempts to articulate a philosophic appraisal of complex physical objects.

But even today I believe these lay teachers might go at their task differently if they knew that the product of their efforts was to be appraised, in some proper way, and that this appraisal too was part of the teaching and learning process.

Thus, the real box score of the act of ministry symbolized by the preaching image is not back there at all, but is rather in the appraisal of the remote and mundane hydrolysis the next week.

Beyond this appraisal of the literature, philosophy and strategy of TM, if one looks at the overt practices of TM, its covert religious identity is clearly revealed.

If political life itself is a struggle with reality, interpretation, appraisal, and appreciation of values, as I believe it is, and if truth is the connection between reality and interpretation, then the problematic nature of truth lies at the center of our time's travails with distributive justice, with the balance of nature, and with peace.

Therefore the tradition has spoken insistently of judgment — or to use perhaps a better word, appraisal — both moment by moment and at the conclusion of every human life, with a further appraisal made when the entire created order is evaluated in its contribution or failure to contribute to the advancement of the divine purpose in the world.

The confidence has many roots: the steady decline of models of theology in which «critical appraisal» is the dominant task; receptiveness toward and fresh engagement with classical thinkers, patristic, medieval and Reformation; a sense that the Enlightenment is only one episode in the history of one (Western) culture and not a turning point in the history of humankind; the work of a number of gifted and independent - minded theologians now at the height of their powers who have shown the potency of constructive doctrinal work.

Let it be said at the start, therefore, that I have no desire to stigmatize or laud any type, but only to give as fair an appraisal as possible with the hope of seeing what can be learned from types other than our own.

To go beyond these primarily technical approaches, the schools must do at least two things, which require new self - appraisals.

So I shall use the word «appraisal» in the remainder of this chapter, rather than the word «judgement»; the latter fails seriously, for us today at any rate, because it is so tied up with notions of law - courts, assizes, and the other paraphernalia of «justice» in the legal sense.

His appraisal will be accurate, while at the same time it will be merciful.

But perhaps he would think that the problem of the consciousness of the appraisals arises only because I am drawing too sharp a distinction between the primordial and consequent natures, a charge he levels at some of Whitehead's formulations (CNT 178).

He is under appraisal, both by himself and his fellows and by the God who has provided for him his «initial aim» and who will either receive the good which his becoming has achieved or find necessary the rejection of that which does not contribute to the creative advance at which God Himself aims.

That appraisal would have been supported by the fact that geographically Christianity was confined to a smaller proportion of the earth's surface than it had been at the close of the fifth century and that the cultures into which it had entered were held by fewer of civilized mankind than had been true at the close of the preceding height of the Christian tide.