Sentences with phrase «appraisal value based»

The FHA calculated appraisal value based on eight criteria and directed its agents to lend more for higher appraised projects, up to a maximum cap.
We want deeply discounted investments selling for 60 % or less of our appraisal value based upon the present value of free cash flow, net asset value, and comparable business sales.

Not exact matches

Twitter's moneymaking potential has minted the company with an estimated market value of $ 10 billion, based on the appraisals of venture capitalists and other early investors.
Our self - appraisal of the house's appearance and value was based on memories and emotion.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
«The conclusion about a company's value will be based on an analysis of all kinds of information, such as the historical profit - and - loss picture, other financial records, the customer base, internal controls, key employees, competitive details, and much more,» says Catherine Bienert, CEO of Bottom Line Management, an Atlanta business - brokerage and business - appraisal firm.
Rich Uncles has their shares revalued by an independent third party appraisal firm on an annual basis, which allows their investors the chance to benefit from increases in property value over time.
End User acknowledges that the Consumer AVM reports provide estimates of the value of real property and other information related to value based upon the application of valuation models to available data and do not constitute appraisals or broker price opinions of subject properties and may not be relied upon as such.
Based on all of this, the appraiser will come up with a property appraisal — an educated guess of the home's current value.
Agreement for use of the New York state thruway authority's fiber optic system, or any part thereof, may be made through agreements based on set fees rather than public auction or negotiation based on «best interest of thruway» and «appraisal of the fair market value
Randi Weingarten, president of the American Federation of Teachers, does not oppose the use of value - added data but wants to ensure evaluations are based on «classroom observations, self - evaluations, portfolios, appraisal of lesson plans, students» written work» as well.
Randi Weingarten, president of the American Federation of Teachers, doesn't oppose the use of value - added data but wants to ensure evaluations are based on «classroom observations, self - evaluations, portfolios, appraisal of lesson plans, students» written work» as well.
b) High marks on the other components of the evaluation — her principal's appraisal and her lesson plan — were outweighed by the «value - added measure» based solely on student test scores.
Sit back and relax while we conduct a 5 minute appraisal to determine the car title loan amount based on your car value and your ability to pay the loan back.
For streamlines with an appraisal, the CLTV calculation is based on the new appraised value.
The underwriter carefully looks at the value of the home you're purchasing (based on a professional appraisal ordered by your lender) to verify that it meets or exceeds the purchase price.
DCV is the current value of the asset, based on an appraisal or an estimate of its fair market value, discounted by a certain percentage.
With no - appraisal refinancing, the value of your new loan will simply be based upon the original value of your home, as determined by the appraisal conducted when you bought it.
With this program you incur only one set of closing costs — just one up - front appraisal based on value after construction, one title - policy, one underwriting fee, etc..
Appraisal: Appraisals estimate the market value of a home based on comparisons with similar properties.
Based on all of this, the appraiser will come up with a property appraisal — an educated guess of the home's current value.
Here's the formula: Loan amount ÷ appraisal value or purchase price (whichever is less) For example: The home you want to buy has an appraised value of $ 205,000, but $ 200,000 is the purchase price The bank will base the loan amount on the $ 200,000 figure, because it's the lower of the 2 You have $ 40,000 for a down payment, so you need a $ 160,000 loan to meet the $ 200,000 purchase price Your loan - to - value equation would look like this: $ 160,000 ÷ $ 200,000 =.80 You multiply.80 by 100 % and that gives you an LTV of 80 % Private mortgage insurance (PMI) If your down payment is lower than 20 %, your loan - to - value ratio for conventional financing will be higher than 80 %.
Appraisals estimate the market value of a home based on comparisons with similar properties.
If the streamline refinance is «credit qualifying» with or without an appraisal, the MIP is based on the new credit score and the loan - to - value from the existing mortgage being refinanced.
MIP cancellation of a Streamline Refinance without an appraisal is determined based on the «original appraised value» provided by HUD.
• For streamline refinance transactions WITH an appraisal, the CLTV is based on the new appraised value.
• For streamline refinance transactions WITHOUT an appraisal, the CLTV is based on the original appraised value of the property.
If a subordinate lien (home equity loan or line of credit) will remain in place, the CLTV can not exceed 125 % based on the original home value if there's no new appraisal, and 125 % of the home's current appraised value for loans with a current appraisal.
The lender does an appraisal of the fair market value of the vehicle and offers you a maximum loan amount based on the car's value.
Insofar as portfolio companies own income - producing real estate (as many TAM portfolio companies do), the real estate accounted for under IFRS is carried at an appraised value based on appraisals by independent appraisal firms; under GAAP income producing real estate is carried at depreciated historic cost less impairments.
Learn more about the home appraisal process How to impact your LTV One of the best ways to help reduce your loan - to - value ratio is to pay down your home loan's principal on a regular basis.
That said your PMI costs should be reduced by the size of your down payment since the PMI covers the difference between your equity value (Based on the appraisal at time of purchase) and 20 % equity value of the home.
But keep in mind, tax rates are different depending on the area and are based on the appraisal of a property, so it's possible that you could pay more or less than the previous owner, depending on the home's current value.
You will be required to have a current appraisal on the property as the amount of an FHA reverse mortgage is based on the home's value or the FHA insurance limit, whichever is lower.
Pledge Accounts may be released after 36 months, at the investor's discretion, if a new appraisal shows the current Loan to Value is equal to or less than the original Effective Loan to Value (65 % based on the above example).
Choose each equity investment based on its discount from our appraisal of corporate intrinsic value, its financial strength, its management, its competitive position, and our assessment of its future earnings potential.
1Annual Percentage Rate (APR) Calculations: These APRs are based on $ 100,000.00 loan amount, 80 % Loan to Value (LTV), include applicable points, $ 750.00 loan processing fee, $ 250.00 settlement fee, $ 11.00 life of loan flood certification, $ 75.00 appraisal processing fee, and $ 100 verification of employment processing fee.
For developed parcels, we are compelled to use a multiple on net book value, based on building age and occupancy and / or appraisals the company previously disclosed.
After an appraisal, the lender will then order a broker price opinion — or BPO — which results in pricing based on a professional's opinion of fair market value.
That agreed value, whether on personal articles policies or renters insurance jewelry riders, is based on an appraisal or, rarely, a bill of sale.
Lenders find your home equity value based on appraisal and comparative market analysis.
With appraisal, a certified appraiser calculates the value of your home based on construction quality, design, floor plan, neighborhood, and available public facilities at a given time.
The bank is trying to get as close to fair market value for short sales so unless you're willing to pay for your own appraisal, it's hard to figure out what the bank will consider as «fair market value» based on the bank's BPO (appraisal).
The second thing is that the new loan amount can't exceed what's called the Loan - To - Value ratio (LTV), which is the amount of the loan compared to the to the value of the house, based on the appraValue ratio (LTV), which is the amount of the loan compared to the to the value of the house, based on the appravalue of the house, based on the appraisal.
Either VA or the lender will issue a value for property for home loan purposes based on the appraisal.
Property appraisal: ESL will conduct a property valuation based on the line of credit amount, your credit tier, the property value, and other factors.
Two different appraisers could give different values on the same day; generally, an appraisal will give a range of values based on recent sales, comparable homes in the area, etc and making allowances for the unique properties of your home in particular.
Chapman quotes the appraisal in his repeated 13Ds since 2000 and estimates the liquidation value of ACPT at between $ 15 and 25 per share - based on that appraisal.
The court adopted the wife's expert's appraisal, which adopted a discount to present value based on the life expectancy of the life estate holder.
The appraisal was based on other triplexes which increased it's appraised value.
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