The Court
of Appeal overturned the trial judges ruling, noting that the broker was responsible only to make
appropriate inquiries to determine the
kinds of coverage required
of the insured and to advise
of the
appropriate options available that would satisfy the
needs of the insured.
Companies that sell office renters insurance recognize the
need to both provide the customer adequate and
appropriate kinds of coverage, and to do so at a price that fits the
needs of each party.