Sentences with phrase «approved for coverage»

The term life insurance requires no medical exam and only three medical questions to be approved for coverage and ages 50 - 74 can apply for this coverage.
Once your child is approved for coverage, the amount of life insurance benefits will never be reduced or canceled regardless of changes in health, age or occupation, as long as the premium payments are made on time.
And when it comes to qualifying for a traditional term life insurance or whole life insurance policy after you've been diagnosed with a pre-existing medical condition like depression, what you're going to find is that prior to being approved for coverage, the insurance companies are going to want to know a few things about your condition before they will be willing to move forward.
If you like your quote, and get approved for coverage, you can pay your first month's premium online using direct deposit with your bank account through the insurance company's safe, secure online payment processing system.
If you are in good health you would most likely get approved for coverage with Fidelity, however if you have any pre-existing health conditions — for example diabetes, you will not get approved with Fidelity.
It's impossible to say precisely what the line is between insurable and uninsurable since everyone is different, but generally speaking, a low Gleason score (like between 2 and 6) will make it easier for you to get approved for coverage quickly.
However if you haven't been cured, you're going to find that getting approved for coverage can become «tricky» which is why you're going to want to work with a company life TermLife2Go that has access to dozens of different life insurance companies to choose from!
Traditional whole life insurance policies will also require that applicants take a medical exam and will also require that an individual answer a host of medical and lifestyle questions prior to being approved for coverage.
We will typically advise them to apply for a traditional term or whole life insurance policy once they have had a pacemaker installed or possible consider a guaranteed issue or simplified issue life insurance policy which will not require them to take a medical exam or perhaps answer any health - related questions to be approved for coverage.
The good news is this: If you apply for a Simplified Issue life insurance policy, you may be able to get you approved for this coverage in just 15 minutes.
Once you have been approved for coverage, your policy can not be canceled by the carrier as long as premiums are paid when due.
Needless to say, don't drop your current policy until you have been approved for coverage by the new insurer.
Typically, once an insured has been approved for coverage, the amount of the death benefit protection is locked in, as is the premium amount — which means that the premium that is charged will not go up, even as the insured's age increases, and if he or she contracts an adverse health condition.
In some cases, we have seen clients get approved for coverage within a matter of one to two weeks.
However, if you have a health problem, you may or may not be approved for coverage since these plans are usually for people in average or better than average health.
Generally, the younger you are when you apply for a policy, the more likely you are to be approved for coverage and the more affordable your monthly premium will be.
If you have a hard time getting approved for coverage it is not uncommon to get TransAmerica to issue you a policy.
But, with no medical exam coverage, they could be approved for the coverage that they need — and, because there are no medical underwriting requirements to contend with, these policies are often approved within just a day or two after application.
This means that most applicants who apply are approved for this coverage.
Now the past, this wasn't so easy, because in addition to having to complete an application and answer a bunch of medical questions, you would also probably have to take a medical exam and submit a blood and urine sample prior to being approved for coverage.
With a no medical exam life insurance plan, you can get approved for coverage in a matter of days.
The most significant advantage is that you can get approved for coverage much faster than you can with a traditional insurance plan.
This is when disability insurance comes in handy; however, if you apply for disability insurance after being diagnosed with one of these disorders, you may find it difficult to be approved for coverage.
Finally, consider a no exam life insurance policy if your loan date is fast approaching and you're not yet approved for coverage.
Not only that, but you won't have to take a medical exam, and you can get approved for coverage quicker than you can with just about any other company.
These plans have more lenient medical underwriting, which allows more applicants to get approved for coverage, but they have a two year waiting period that starts as soon as you sign the papers for the insurance plan.
Sally is approved for coverage and the policy will cost $ 165.70 per month.
Sometimes in order for a stay - at - home parent to be approved for the coverage they applied for, information must be sent to the insurance company to explain why the client is hoping for that coverage amount.
Not only can you get life insurance without the medical underwriting, but you can also get approved for coverage much faster.
Here at Quotacy we have access to many life insurance carriers and will help to get you approved for coverage.
This is something that we can help you out with at the time of being approved for coverage.
Because this is a permanent life insurance policy, once the individual has been approved for coverage, the policy can not be canceled, unless the premium is not paid.
If you have a pre-existing condition such as diabetes, multiple sclerosis, hepatitis C, Crohn's disease or other common conditions, you are not going to the best rates from State Farm, and may not get approved for coverage at all.
One of the nice benefits about permanent life insurance coverage is that, once an applicant has been approved for coverage, the policy won't be cancelled — provided that the premium continues to be paid.
Additionally, once you've been approved for coverage and you're fully insured, we generally like to also provide you with a quote for Long Term Disability Insurance Policy as well, because suffering from a premature death isn't the only way that your family's financial security can be jeopardized.
It's guaranteed — that means that no matter your situation, you are approved for coverage no questions asked.
Another benefit to these plans is that you can be approved for coverage much faster than you can with a traditional life insurance policy.
ChoosetTerm specializes in high risk life insurance and can help you get approved for coverage if you have a pre-existing condition.
If you are young and health and fall under the guidelines for a no exam policy, you may get approved for coverage within 2 - 3 days.
With few exceptions, once you have been approved for the coverage, your policy can not be canceled by the carrier.
Prior to 2014, individual health insurance could be purchased at any time during the year, but applicants in most states had to be relatively healthy in order to be approved for coverage.
The increased cost of no medical exam whole life insurance means that it's typically only a good option if you know that you would have difficulty getting approved for coverage if you had to take an exam.
Not all applicants will be approved for coverage with a prior DUI on their driving record.
Before you're approved for coverage, the company is going to require that you take a medical exam, unless you have chosen to purchase a no medical exam life insurance policy, which will come with a higher premium.
With a no exam life insurance, you can be approved for coverage as quickly as a few days, with some companies you can be approved in a matter of hours.
In some cases, you can be approved for coverage in as fast as 2 - 3 days.
Another advantage of these o exam plans is that you can get approved for coverage much faster than you can with a traditional plan.
The worst part about purchasing life insurance is finding out you didn't get approved for the coverage you applied for.
The other notable advantage to these policies is that you can get approved for coverage much faster than you can with a traditional life insurance plan that requires a medical exam.
With a no exam plan, you can be approved for coverage in a matter of days.
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