The study shows that Indians
are risk averse in general and they prefer low to medium risk investments such as bank FD, real estate, gold etc. over equity or equity - linked products.It was found that the most common frequency of premium payment is annual with an average premium sum of Rs. 13000 and that 72 % people buy the insurance products from their banks.
The study shows that Indians
are risk averse in general and they prefer low to medium risk investments such as bank FD, real estate, gold etc. over equity or equity - linked products.
Not exact matches
«A lot of times, folks who
are in their 30s, it
's easy to get
risk averse,» Snider said.
Most of us
are inherently
risk averse;
in the face of a
risk, or a bad situation, the human brain
is wired to imagine worst - case scenarios, which unfortunately stifles our productivity and makes us feel anxious and stressed.
It
's worth noting, however, that while investing
in companies for their cash distributions
is a relatively
risk -
averse way to grind out returns, it
's not necessarily a strategy that will keep pace with the broader market.
In contrast, large companies
are often
risk -
averse engines - they
are executing a repeatable and scalable business model that spins out the short - term dividends, revenue and profits that the stock market rewards.
Although European investors have, historically,
been more
risk -
averse than Americans, that perception may
be changing as more high - profile companies see successful exits, and their founders reinvest
in the local startup ecosystem.
«
In the area of trading, it is now an academically demonstrated fact that women tend to be a little bit more risk - averse,» Lagarde told me in Septembe
In the area of trading, it
is now an academically demonstrated fact that women tend to
be a little bit more
risk -
averse,» Lagarde told me
in Septembe
in September.
In other words, a
risk -
averse Pentagon
is an ineffective Pentagon, and some cost overruns should
be embraced as the cost of doing business.
What
's more, he says the training made him less
risk averse, replacing gut instincts with quantitative analysis
in evaluating challenges.
«It
's hard to get people out of larger companies or universities
in a city like Des Moines, because they tend to
be risk -
averse.
«There
is no entity
in the world that
is more
risk averse than a senior marketing person,» says Larry Chiagouris, a marketing professor at Pace University
in New York.
In 1995, he chided his fellow partners for
being too
risk averse.
Historically, women's low participation
in investment activity has
been explained away with claims that they
are too emotional, too
risk averse, or simply too broke to
be good investors, none of which
is has
been proven to
be anything more than archaic stereotype.
Risk averse leaders know their job
is to keep the company
in business.
When it comes to preparing for the long term, women face a «perfect storm» financially: They
are paid less than men
are on average, typically have more gaps
in employment, engage
in more part - time employment and
are often more
risk -
averse investors.
And, because of that, some of the best venture capital investments have
been made
in times when everyone
was risk averse.
A major one
is that the culture tends to
be more
risk -
averse, and venture capitalists
are wary to invest
in new or creative business models.
This likely results
in directors
being risk averse, which of course only serves to narrow their view of who might
be acceptable,» says Nicholas Donatiello, one of the researchers
in the study.
Traditionally, this population has
been underserved by an existing lending process that
is too slow, manual and
risk -
averse to invest
in small businesses.
Overall I feel I have
been to
risk averse up to this point and could have gone much more heavily
in the stock market.
These include difficulties
in complying with KYC and AML rules when dealing with digital assets; losing business to less
risk -
averse companies that
are willing to «engage
in business or offer products
in areas we deem speculative or risky, such as cryptocurrencies;» and (like J.P. Morgan) the potential need to spend large sums while attempting to keep up with shifting technological norms.
«Some younger investors...
are extremely
risk averse because they have seen their parents lose their jobs, lose equity
in their homes and experience stock market declines after 9/11, Enron and the global financial crisis,» the certified financial planner said.
Prospects
in your funnel aspire to
be cutting edge, but
are likely more
risk averse and slower to change.
But as we've detailed — particularly since mid-2014 — all of those prospects actually hinge on whether individuals
in the economy
are risk - seeking or
risk -
averse, and poor market action presently signals
risk - aversion.
As the network notes,
risk -
averse investors prefer dividend stocks, which
are common
in pensions and mutual funds even though they've largely underperformed other market indexes over the past four years.
I
'm sympathetic to CIBC chief economist Avery Shenfeld's case that a sustained lower loonie will entice companies to start new businesses / expand operations
in Canada, with a lag; I also agree with Mike Moffatt (professor at Ivey, small businessman
in Canada's manufacturing heartland, dodgeball player) when he says that manufacturers
in the area
are highly
risk averse.
So while she picks Net stocks for fun, the bulk of Streisand's wealth — she won't reveal how much that comes to —
is in the more
risk -
averse, professional hands of her friend and money manager, Todd Morgan, chairman of Bel Air Investment Advisors.
Yet, costs associated with innovating
in the space and the
risk -
averse nature of the heavily - regulated sector also means there
's an additional imperative to make sure things go smoothly the first time around.
A concern
was raised that Canadian investors and managers may
be too
risk averse to
be full participants
in a highly innovative industry.
«Using the criteria of multiperiod utility analysis,... for moderate and strongly
risk -
averse individuals, the fixed indexed annuity
is judged superior
in performance to various combinations of stocks and bonds.
Inside that black box
is the mental state of investors, which can
be rational, delusional,
risk -
averse, or
risk - seeking at any given point
in time.
It
's a more
risk averse strategy that works if the market
is going up or down, and when the top or bottom of a market isn't
in sight.
Advantages: It
's a more
risk averse strategy that works if the market
is going up or down, and when the top or bottom of a market isn't
in sight.
In a
risk -
averse environment, they
are not.
To me, having participated
in numerous credit comnitees, it
is very clear that entrepreneus don't stop investing because they became more
risk averse.
Despite the fact that gold has made higher highs for three consecutive quarters, silver simply fails to respond to what has to
be considered superlative fundamentals with even the multi-year high
in the gold - to - silver - ratio north of 80 failing to attract even the
risk averse spreaders.
While senior sales professionals focus heavily on «total income potential» — meaning they consider performance - based commissions and bonuses heavily
in their decision - making —
in our experience new graduates
are a little more
risk averse and often lean toward the biggest salary.
Regardless of your age, if you
are extremely
risk averse and can not tolerate drops
in your portfolio value, you may want a greater percentage
in fixed / bond assets and a lesser percent
in stocks.
Political uncertainty
in markets outside the United States has long unnerved
risk -
averse investors, and we believe such fears
are now excessive
in today's environment.
To avoid the regret of missing out, the investor will
be less
risk averse and will likely buy any stocks that his friend recommends
in the future without conducting any background research of his own.
Into the
risk -
averse worlds of corporate lawyers and bankers
in the 1970s came a new generation of raiders, a mogul horde the likes of which had not
been seen since the days when Jay Gould and other grandees of greed held sway.
We can also learn much from Tocqueville or Manent or Beneton about the excesses of our individualism, about our inability to keep Locke
in the Locke box, about the horror that
is Roe v. Wade and the mean womyn side of our feminism, and about the more narcissistic and laughably
risk -
averse elements of our creeping and sometimes creepy libertarianism.
However, given that kosher certification
is essentially a
risk management business, most kosher certifiers
are averse to these kinds of situations unless there
is a solid explanation for the violations with the prior agency or clear changes that have
been made
in ownership or management.
Risk -
averse audit committees
are now likely to take a closer look at supplier payments to ensure practices
are in line with policies and that checks and balances
are doing their job.
Arsenal
is run by a
risk averse billionaire who
is happy to keep Wenger
in a job as he doesn't want to spend the extra money on a new regime.
And so even though players may
be in states where it
's legal and teams may
be in states where it
's legal, I think just across the board, people
are risk -
averse.»
He
is risk -
averse with the football
in his hands, but didn't put the Bills
in bad situations.
You can't just plug and play any of the top QBs into their system and think the results will
be the same regardless of whether you take a young, downfield
risk - taking passer (Darnold, Allen), a smoother, less athletic passer who
is more
risk averse (Rosen), or a shorter, arrogant, rhythm QB who throws with anticipation better than any other QB
in this class (Mayfield).
He
is very
risk averse when it comes to purchases unless he
's a very young player or a proven world - class player... anything
in between and he'll default to what he has, unless his hand
is forced by way of injury.