Sentences with phrase «area of an insurance policy»

The coverage area of an insurance policy is the geographical area in which the insured party is able to benefit from the insurance coverage.

The coverage area of an insurance policy is the geographical area in which the insured party is able to benefit from the...

Not exact matches

While it's true that a good insurance policy can do much to reduce lawsuit worries and that many small, savvy businesses don't have debt problems, it's also true that businesses which face significant risks in either of these areas should probably organize themselves as a corporation or LLC.

Agents also said the change could spur some innovation in the disability income market and one area companies may push further into is to bundle disability insurance with other forms of coverage like long - term care in a hybrid policy.

When an insurance company writes a policy, it often bases the policy and premiums on its historical experience of losses in that area.

Integrating the fields of finance and business economics finance, its faculty surveys both theoretical and applied concepts in the related areas of corporate business economics finance, investments, speculative and financial markets, real estate, insurance, banking, industrial organizations, and public policy towards business.

To compensate for this lack of «real address», lenders use dummy information based on probable loan data including sample purchase prices, sample real estate tax bills common for the area, and sample homeowners insurance policies and / or homeowners association assessments, where applicable.

- Governments offer myriad tax supports and other policies to help businesses in a wide range of areas, from skills training to capital investment tax credits to export insurance to rebates for increasing energy efficiency.

Most HMOs will reimburse you for out - of - area expenses, but to avoid any expensive surprises, call your insurance company ahead of time and find out its policy.

As with flooding, if you live in an area at risk of this kind of damage, you should buy a separate earthquake insurance policy.

If you have a history of earthquakes in your area, or you want to be protected from earthquake damage in the future, consider purchasing an earthquake insurance policy.

With a strong understanding of the risks renters need to protect against and a strong background in the areas they serve, the Pennsylvania Renters Insurance experts of Effective Coverage combine education, strong policies, and a commitment to meeting your individual needs all into one simple policy that only takes about five minutes to get started.

In other words, with this exemption in place, if something you own is damaged while in one of these designated areas, your homeowners insurance policy won't help you replace it.

The way for you to buy and own a life insurance policy on your man is to use the area of insurable interest called income replacement.

Santa Clarita renters insurance and policies in the surrounding area often have a provision that allows for loss of use coverage to be triggered when a civil authority forces you to evacuate due to a forest fire.

These master policies cover just the common areas of a condo community, says Bill Herbert, regional sales director with Los Angeles - based Mercury Insurance.

That would be if you're looking for renters insurance in a difficult to place area, or you have a large number of claims, or your credit is making it difficult to place the policy on the voluntary market.

A typical home insurance policy might exclude flood damage, earthquake damage, termite damage, rodent infestation, the freezing of pipes and, in certain areas, windstorms.

A basic renters insurance policy for a single apartment in the Los Angeles area will cost $ 17.50 per month or $ 210 per year, with $ 10,000 in personal property coverage and $ 100,000 of liability coverage after after a $ 250 deductible.

Many Manitobans, for instance, have cottages in the Lake of the Woods area, which is about a two - hour drive from Winnipeg, and Standard Insurance Brokers don't write habitational policies in Manitoba.

It takes only a handful of minutes to submit an online request for quotes from licensed insurance companies that offer policies in your area.

However, various kinds of insurance policies across the different neighborhoods of this diverse high - density area carry different costs, and some local families can get big cost savings by scouting out the best deals for covering their local assets.

Normal Insurance Quotes: Home Policy Coverage in Central Illinois Because there's quite a bit of population density in the Bloomington - Normal area, locals will generally pay a bit more for homeowner's insurance than some of their neighbors in more rural parts of tInsurance Quotes: Home Policy Coverage in Central Illinois Because there's quite a bit of population density in the Bloomington - Normal area, locals will generally pay a bit more for homeowner's insurance than some of their neighbors in more rural parts of tinsurance than some of their neighbors in more rural parts of the state.

Generally, homeowners insurance policies provide four main areas of coverage:

Each city and township is listed with the average annual cost of insurance for our benchmark policy and how much each area costs relative to the statewide mean.

Remember, if you live in a disaster - prone area, your insurance policy may have a separate deductible for certain kinds of damage.

If you live in an area of increased risk it is important that your home insurance covers these events and that you have enough insurance (sum insured) to rebuild or have a total replacement policy.

In a 2010 survey of insurance premiums, the California Department of Insurance found that the homeowner's premium for a new, $ 300,000 home in the area run from $ 469 to $ 1,164 on a policy with a $ 500 deinsurance premiums, the California Department of Insurance found that the homeowner's premium for a new, $ 300,000 home in the area run from $ 469 to $ 1,164 on a policy with a $ 500 deInsurance found that the homeowner's premium for a new, $ 300,000 home in the area run from $ 469 to $ 1,164 on a policy with a $ 500 deductible.

In Vermont, home insurance quotes are based on both risk factors that are area specific as well as the potential risks of the person purchasing the policy.

If you're in an area with a high risk of such events occurring, it might be wise to purchase a supplemental insurance policy.

The world is full of perils, and the «insurance policy» of being in a remote area, within a fenced yard, or on a leash or long line can help prevent disaster.

I had no idea how he could have so badly injured both areas of his right leg but luckily I had added him to my insurance policy the day I adopted him as a kitten so he was covered by Healthy Paws!

The agent should review not only what policies you currently have but also areas of exposure your insurance program does not currently cover.

The Competitive Enterprise Institute (the same group that last year ran ads saying, «Carbon dioxide... They call it pollution... We call it life) last week excoriated federal officials for generations of bad forest management on federal lands and for state and federal insurance policies that encourage building in fire - prone areas.

For example, the law that vehicles should be driven on the right side of the road, the speed limits in various areas generally 15 — 65 mph depending, requirements of insurance, requiring testing and licences, making drunk driving illegal, etc. (George Will had written an article a few years ago comparing possible AGW policy to a global 5 mph speed limit; sure there would be fewer traffic accidents but would the cost be too great (what about lives, health and wellbeing, and wealth benifits from higher - speed transport?)

For the reasons given by the Court of Appeal, we are all of the opinion that the exclusion from the insurance policy based on art. 2402 of the Civil Code of Québec may not be set up against the heirs of the insured, as that article must, even in light of s. 34 (1) of the federal Interpretation Act, R.S.C. 1985, c. I - 21, be interpreted having regard to the principles of interpretation that apply in the area of insurance law so as to favour the precision and certainty of the grounds for exclusion in such matters.

She practices in all areas of insurance law, including insurance defense, policy coverage, and subrogation claims.

The area of law encompassing insurance in general as well as insurance policies and even claims against an insurance policy is rightfully called insurance law.

There are few areas of the insurance industry that involve such direct and personal contact with insureds in their time of need than first party claims that arise out of homeowner and commercial property policies.

Her core areas of practice include pre-termination advice and strategy, labour relations, workplace safety and insurance, wrongful dismissal litigation, workplace investigations, human rights, disability management, workplace violence and harassment compliance, privacy compliance, employment standards, workplace policies, employment contracts, restrictive covenants and workplace culture recovery.

Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.

With decades of experience in this area, Carr Maloney has advised and represented clients in a variety of contexts, including insurance policy analysis, coverage litigation and strategic claim advice.

Risk Management: We help you manage the risks you are facing, particularly in areas such as employment law, environmental law, construction law, privacy, and insurance coverage, including drafting of policies and procedures.

Rebecca also advises on a range of insurance issues and has significant experience in policy wording reviews and drafting of professional indemnity policies for most practice areas, and also crime, liability and D&O policies.

At a minimum, you should obtain a complete copy of your disability benefits policy (not just the policy booklet — the actual policy) and review the wording with a long - term disability insurance denial lawyer who has experience and knowledge in the area.

Dean is a Winnipeg - based lawyer and partner with Fillmore Riley LLP who practises primarily in the areas of general civil and commercial litigation and insurance law, covering such areas as general insurance defence matters, commercial liability insurance, professional errors and omissions, subrogation and policy interpretation.

Our primary areas of expertise include term life insurance, universal life and equity indexed universal life, disability income insurance, in - force policy review, insuring tough health issues, business insurance including business succession and key man life and disability insurance, as well as estate planning.

Your commercial insurance policy should take a number of factors into account, like the location of your business, the weather risk in the area and the kind of services you perform.

The government of East Hartford is working on a detailed flood plain map online that will show which properties are in a flood plain area to make getting the right East Hartford insurance policies that will protect residents.

If you have a renters insurance policy from one of the AZ companies in your area, you can be sure to keep everything that you own protected.