Sentences with phrase «area of life insurance»

Another option for higher risk applicants in the area of life insurance protection is accidental death.
Because no single carrier has the best product among all categories, it seemed necessary for us to make the distinction for each specific area of life insurance.
Extremely successful in several smaller areas of life insurance, Prudential also has leveraged its brand to become a leader in the life insurance industry, as a whole.
The most aggressive, liberal underwriter for coverage in the industry, Pru, as their often referred to, boasts uncharacteristically relaxed guidelines in the most progressive areas of life insurance.
They are experts in all areas of life insurance, and can walk you through the information you need so you can be confident you're making the right decision for you and those you love.
Increased consumer knowledge in the areas of life insurance and investing have resulted in demands to reshape the cash value portion of these policies.
My primary focus is in the areas of life insurance, health insurance, and all lines of property and casualty insurance.
Conduct Client Workshops to educate clients in the areas of life insurance, investment planning and risk management as well as attain referrals

Not exact matches

«It happens for the same reason people don't buy life insurance or get annual physicals: It involves discussing uncomfortable areas,» said Mark Tibergien, CEO of Pershing Advisor Solutions.
One example of an outcome of that work is work that our individual life insurance business is doing with Mission Asset Fund, which is a non-profit here in the Bay area.
There are over a dozen subsector Dow indexes available within the financial sector, with focuses ranging from credit card companies and major mortgage lenders to specific insurance areas (such as auto insurance or life insurance) and a variety of categories for different types and sizes of banks.
It found that 56 percent of owners living in a special flood hazard area don't take steps — besides purchasing basic flood insurance — to protect their property.
For instance, the Rockefeller Foundation published a highly influential report, «Good Health at Low Cost,» promoting China's patriotic health campaign, Costa Rica's universal health insurance, Sri Lanka's land reform movement and Kerala's rural nurse - midwives as reasons residents of these areas were living better.
The awards, which are given out annually, consider eight major areas of expense — financing, fueling, maintenance, repairs, insurance, fees and taxes, depreciation, and opportunity cost — and analyze 28 different life cycle cost scenarios to yield an accurate picture of each vehicle's true total average cost.
In all seriousness, when very few claims are reported in an area, not only is it a good place to live, but the cost of insurance goes down.
As with flooding, if you live in an area at risk of this kind of damage, you should buy a separate earthquake insurance policy.
One of these agents, right in your area, can help to evaluate your financial needs and goals and answer your questions about various life insurance options.
For people who live in areas that experience a lot of thefts, like college towns for example, renters insurance should be a must.
It can also affect other areas of your life, including employment and insurance coverage.
About 90 percent of Americans live in areas considered seismically active, but only a small percentage buy earthquake insurance.
The way for you to buy and own a life insurance policy on your man is to use the area of insurable interest called income replacement.
One of the areas where I found them to be most competitive is with term life insurance rates on women.
Pet Life Cover Pet Insurance is committed to charging the right price for the right risk — so you would not be subsidising the premiums of owners with higher risk pets in more expensive areas.
In some areas of life, like driving, specific insurance requirements have been written to ensure that's the case.
This is a more complicated area of the law, and a trustee's advice should be sought to determine if your RRSP through a life insurance company is exempt in a bankruptcy.
You should look at a range of other areas of your financial life, including creating a budget, buying life and health insurance and planning for income taxes.
Even with a huge percent of drivers living in urban or near - urban areas, the average cost of Utah auto insurance is relatively low.
As one of the largest life insurance and financial services organizations in the United States, JNL is an industry leader in the areas of fixed, indexed, and variable annuities.
And where home insurance is concerned, making sure that you're not underinsured if you live an area where wildfires or landslides are a serious risk, and that you acquire additional Earthquake Coverage in high risk areas of the state, are just a few examples of the unique insurance considerations that make understanding California insurance so important when you start shopping around.
Your insurance will cost more if you live in a high crime area or an area in danger of wildfires.
Kotak offers a wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of personal finance, investment banking, life insurance, and wealth management.
More specifically, earthquake insurance covers damages to your house, personal belongings inside your home, and Additional Living Expenses (ALE) or loss of use, which are the costs to live somewhere else while a policyholder's area is evacuated or their home is repaired.
Frequent travel and trips to areas of the world that might be unsafe can both affect your life insurance costs.
Windstorm insurance, also called wind and hail insurance, isn't required by the state of Texas, but it will likely be required by your mortgage lender if you live in a high - risk area.
The increase in your car insurance rate might depend on the age of the child, the area you live in, school performance and credit score.
Maybe you live in an area where you have a low risk of flooding or have robust insurance, but there are other ways to use your return to benefit the place you call home.
This firm, founded and headquartered in the United Kingdom, currently has more than 9 million customers in the areas of life assurance, pensions, investments, and general insurance plans.
Luckily, there are plenty of ways you can save on your insurance so you have money left over to enjoy the beautiful area you live in.
Remember, if you live in a disaster - prone area, your insurance policy may have a separate deductible for certain kinds of damage.
If you actually go without insurance for some area of your life, consider what an emergency in that area would cost you.
If you live in flood - endangered area of the city, your Calgary home insurance rates can be significantly higher than average.
While I'm definitely not suggesting that you cancel your car or home insurance I just think it's time that we took notice of another area of our life — protecting the people we love the most!
If you live in an area of increased risk it is important that your home insurance covers these events and that you have enough insurance (sum insured) to rebuild or have a total replacement policy.
Good, comprehensive insurance shopping can help families handle the costs of living in this part of the Lake Michigan area.
Step two of the conduit whole life insurance strategy is to locate an acceptable secondary investment asset in your area of interest / expertise and use your accrued cash value for this acquisition.
A local member agent in your area can provide an overview of various term life insurance rates and options and help you make an informed choice that meets your needs.
California: The ACME Foundation: Clearlake (veterinary care assistance for senior and disabled pet owners) Actors and Others for Animals: Greater Los Angeles area (pet food, spay / neuter assistance, assistance for necessary veterinary medical care) Animal Assistance League of Orange County: Orange County (pet food, transportation and veterinary care assistance) Animal Health Foundation: Los Angeles and Orange Counties (veterinary care assistance) AnimalSave: Green Valley (pet food, spay / neuter assistance) Animal Welfare Assistance Group: Monterey County (veterinary care assistance, spay / neuter; pet food and supplies for seniors, disabled veterans, owners of service dogs and others; pet care resources and referrals) Bad Rap: San Francisco (pit bull - specific assistance for finding rental housing and insurance) California Department of Social Services Assistance Dog Special Allowance (ADSA) Program: Statewide (provides monthly stipend to eligible persons who use a guide, signal, or service dog) Cat People: Bakersfield (cat food / litter, spay / neuter assistance, vaccination assistance) 661-327-4706 Cats in Need (of Human Care): Southern California, multiple locations (spay / neuter assistance) The Chester Foundation: Sacramento region (veterinary care assistance) FACE Foundation: San Diego (grant assistance for pets in need of emergency or critical care) FixNation: Los Angeles (spay / neuter assistance for cats) Friends of Long Beach Animals: Long Beach (spay / neuter assistance) Haven Humane Society: Redding (low - cost spay / neuter, pet food assistance, emergency veterinary grants for residents receiving Medi - Cal or Medicare) Clinic: 530-241-1658; Shelter: 530-241-1653 Helen Woodward Animal Center: Rancho Santa Fe (pet food) Helen Woodward Animal Center Animeals program: San Diego County (free pet food for the dogs and cats of elderly or disabled people) Humane Society of San Bernardino Valley: San Bernardino (low - cost spay / neuter) Humane Society of Truckee - Tahoe: Truckee, Sierra County, Eastern Placer County or Eastern Nevada County (pet food pantry and low cost / free spay & neuter programs for Pit Bulls, Chihuahuas, and those that qualify) Keep Your Pet: Sacramento (behavior assistance, veterinary care assistance, services for seniors) LA Animal Services: Los Angeles (spay / neuter, vaccination and microchip assistance) Marin Humane Society: Novato (pet care assistance to low - income seniors, persons living with HIV / AIDS and those receiving hospice services; please see website for complete list of services) Mercy Crusade's Spay and Neuter Clinic: Oxnard (spay / neuter and vaccination assistance) Mojave Desert Animal Rescue: Western Mojave Desert (pet food & supplies and veterinary assistance for homeless, unemployed, disabled, and senior pet guardians) Mountains» Humane Society: Lake Arrowhead (pet food, spay / neuter assistance) Napa Humane: Napa (spay / neuter assistance) Ohlone Humane Society Special Assistance Program: Fremont, Union City, and Newark (veterinary care assistance, pet food, spay / neuter assistance) Orange County SPCA Animal Rescue Fund: Orange County (assistance for veterinary care including spay / neuter) Palo Alto Humane Society: Palo Alto (spay / neuter assistance, assistance for emergency veterinary care) PALS: Pets Are Loving Support (veterinary care assistance programs for senior, disabled or ill pet owners) Pasadena Humane Society: Pasadena (spay / neuter assistance) PAWS / LA: Hollywood (pet food and supplies, veterinary medical care assistance, grooming, spay / neuter, veterinary care assistance programs for senior, disabled or ill pet owners, and other services) PAWS San Francisco: veterinary care assistance programs for senior, disabled or ill pet owners Peninsula CatWorks: veterinary care assistance for cats only Pet Assistance Foundation: Multiple Locations, Southern California (spay / neuter assistance for dogs, cats, and rabbits) Pet Orphans of Southern California: Van Nuys (veterinary care assistance) The Pet Rescue Center's Pet Pantry: Orange County (pet food, litter, and flea treatments for unemployed, senior, or disabled pet owners) Pets Are Wonderful Support: San Diego (pet food / litter, pet supplies, veterinary assistance, animal transport, temporary foster program, veterinary care assistance programs for senior, disabled or ill pet owners) Placer SPCA SOS Program: Placer County (rental deposits, temporary boarding, pet food and veterinary care assistance) Rescuing Unwanted Furry Friends (RUFF): Laguna Beach (pet food) Riverside County Department of Animal Services: Riverside (spay / neuter assistance) Sacramento SPCA: Sacramento (pet food, spay / neuter assistance) The Sam Simon Foundation: Los Angeles (free surgery for non-orthopedic procedures; free spay / neuter operations, including vaccinations, flea control, deworming, nail trims, and antibiotics) Sammie's Friends: Grass Valley (veterinary care assistance) San Francisco SPCA Animal Hospital: veterinary care assistance programs for senior, disabled or ill pet owners, spay / neuter assistance Santa Cruz SPCA: Santa Cruz (pet food, spay / neuter assistance) Santa Maria Valley Humane Society: Santa Maria (spay / neuter assistance, microchips, pet food bank) SEAACA: Downey (veterinary medical care assistance, spay / neuter, vaccination assistance) Sequoia Humane Society: Eureka (spay / neuter assistance) SHARE Marin Humane Society: veterinary care assistance programs for senior, disabled or ill pet owners Spay Neuter Animal Network (SPAN): Ventura (spay / neuter assistance) SPCA for Monterey County: Monterey (pet food, spay / neuter and vaccination assistance) Tony La Russa's Animal Rescue Foundation: Walnut Creek (pet food, spay / neuter assistance, emergency veterinary assistance) VET SOS: San Francisco (free veterinary care and supplies for pets of the homeless) Voice for the Animals Foundation: Santa Monica (veterinary care assistance)
Note that while a travel protection plan, including travel insurance plan, is not required by Adventure Life, some government and some of our third - party suppliers who operate in remote areas such as the polar regions or safari parks may require proof of emergency medical benefits and emergency evacuation coverage at certain levels before you travel.
The Competitive Enterprise Institute (the same group that last year ran ads saying, «Carbon dioxide... They call it pollution... We call it life) last week excoriated federal officials for generations of bad forest management on federal lands and for state and federal insurance policies that encourage building in fire - prone areas.
Insurance companies have also started excluding coverage for damage from windstorms, and by «windstorms» they mean hurricanes, tornadoes and hailstorms (and how many of us don't live in an area prone to windstorms?).
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