Sentences with phrase «areas of a liability policy»

There are minimum financial levels of protection required by the state for each of these areas of a liability policy, but motorists are free to carry higher limits, and many do just that to further protect themselves from possible financial liability situations.

Not exact matches

I'm not suggesting a credit crisis now, but it is useful to keep a list of areas where caution is being thrown to the wind — I can think of a few areas: student loans, agricultural loans, energy loans, lending to certain weak governments with large liabilities and no independent monetary policy... there may be more — can you think of any?

A basic renters insurance policy for a single apartment in the Los Angeles area will cost $ 17.50 per month or $ 210 per year, with $ 10,000 in personal property coverage and $ 100,000 of liability coverage after after a $ 250 deductible.

Each member of your household can have their own policy with personal property and liability coverage, and the average cost is between ten and fifteen dollars a month in most areas!

For over thirty years, Mr. Miklave has represented employers and management in all areas of employment, civil rights, and traditional labor law, including issues arising under federal and state anti-discrimination and anti-retaliation statutes; non-compete agreements and other post-employment restrictions; wage and hour investigations and litigation; multi-employer pension plan withdrawal liability and administration; collective - bargaining negotiations, administration and enforcement proceedings; corporate restructurings, reorganizations and plant closings; and employment practices and policies.

Rebecca also advises on a range of insurance issues and has significant experience in policy wording reviews and drafting of professional indemnity policies for most practice areas, and also crime, liability and D&O policies.

Some common areas of collective input and decision - making are: admission to and termination from partnership; establishment and implementation of firm policies, which, as to partners, must include compensation; strategic initiatives; and professional liability issues affecting partners and / or the firm.

Civil Justice Task Force work has resulted in the development of over 75 diligently developed model policies that balance justice in such areas as consumer protection liability, judicial overreach, asbestos litigation, workers» compensation, product liability, anti-SLAPP public speech protection, jury service, sue and settle regulatory expansion and more.

Noonan's conclusion, however — that university researchers are at no real risk for patent infringement liability and that patents do not cause university researchers to abandon important areas of research — could have important implications for the gene patent policy debate if it is both correct and extensible beyond the stem cell arena.

We defend your policy - holders in commercial general liability claims spanning a wide variety of areas, including fire losses, oil spills and construction losses.

Dean is a Winnipeg - based lawyer and partner with Fillmore Riley LLP who practises primarily in the areas of general civil and commercial litigation and insurance law, covering such areas as general insurance defence matters, commercial liability insurance, professional errors and omissions, subrogation and policy interpretation.

Split form liability has three parts, each of which provide a distinct area of protection to covered policy holders.

If you happen to do damage to any other piece of property, like roads signs, fences or even a house or garage, your property damage liability policy would be the area to open a claim.

Second homes that are used as rental properties, such as to house some of the area's many college students, have higher liability risks and need to be covered by a landlord insurance policy.

Provides coverage for special assessments due to insured damage to or liability arising out of common areas caused by a shortfall in the corporation policy.

Each individual insurance policy covers different areas of personal and / or corporate liability, in most cases these policies are there to protect you in instances where you will become liable through no fault of your own or the company.

State law requires that motorists have a minimal level of insurance policy in Uninsured Motorist Bodily Injury Liability: Bodily Injury Liability, Property Damage Liability, four distinct areas, and eventually Personal Injury Protection.

Condo associations have insurance policies, but these policies only cover the building, the common areas of the property, and liability for the association.

Since liability auto coverage does not protect the policy holder's own vehicle against damage or the covered driver from the cost of medical treatment, these are two areas many auto owners choose to address in their Pennsylvania car insurance coverage.

The association should carry a policy that provides liability protection for accidents and injuries that occur in the common areas, coverage for the exterior of the building or buildings, and protection for the general property.

The master policy will also cover common areas and includes liability coverage; but don't make the mistake of assuming this policy covers your entire unit.

While your condo association should have a master insurance policy, those types of policies typically only cover the property and liability of the condo association, including common areas and physical structure of the building.

A. Condo owners insurance (an HO - 6 policy) covers the same general areas outlined throughout this guide for homeowners in the important areas of personal property and liability.

This area of a Mount Vernon car insurance plan protects the covered policy holder from situations in which the other driver is liable for an accident and has some liability coverage, but that coverage is not sufficient to take care of all accident related injury expenses.

The liability portion of the policy only applies to injuries that a visitor sustains while in the common areas of the property.

Some of the areas, which the policy covers, are identity theft, content replacement, personal injury, personal articles Floater and also liability insurance, under the zone of pleasure boat.

Generally, a commercial car insurance policy offers higher limits of liability, but less or no coverage in areas that are typically not associated with commercial auto risks.

If you have an older car and you are just looking for a basic policy to cover you in liability situations, this might be your area of focus.

Liability for property damage is a core area of any auto policy.

Victorian Village renters insurance policies provide personal property protection and liability coverage for tenants living in the Victorian Village area of Columbus in Ohio.

A good Hernando renters insurance policy will not only pay for personal property losses, but it will also cover some of the liabilities that you may face as a renter in the area.

Landlords insurance policies do take care of covering the physical dwelling, and even bear limited responsibility for liability issues that may arise in common areas.

But these choices usually require quite a bit of cash available to get done, so for most drivers the best and only realistic option is to get a legally compliant auto liability insurance policy sold by a provider licensed in the state that includes all of the different areas of coverage demanded by the state.

But if you found a general liability policy in advance - and possibly enhanced coverage in industry - specific risk areas - by comparing Ohio business insurance quotes, your policy will take care of these claims.

To insure your own vehicle or to provide coverage for yourself as a driver against injuries, you need to add additional optional areas of coverage in addition to your AZ liability auto policy.

Split limit automobile insurance grants the covered policy holder protection from personal financial liability in three specific areas in the aftermath of a car accident.

Some localities only require liability, while in other areas it is only one of several things you must have in your policy.

The basic liability coverage every insured driver carries shields the policy holder from personal financial responsibility in the aftermath of an at - fault car accident, while extra optional forms of coverage round out the package of coverage, protecting the policy holder in other areas.

While basic auto liability coverage is an important cornerstone of any Waterloo auto insurance policy, there are many other areas of coverage Waterloo drivers can address as they assemble their coverage each year.

The state requirements for liability stipulate certain minimums for each of the three areas of a split form policy.

The second area of financial concern covered by your Cedar Falls car insurance liability policy is the property damage involved in the accident, aside from damage to the policy holder's own vehicle.

Any driver with a car policy in the state can add to their liability, uninsured motorist or no fault provisions to increase the monetary limits of any or all of these areas of protection beyond the state minimums.

Liability coverage is far from the only area of car insurance protection available to West Des Moines IA policy holders.

Beyond liability car insurance coverage, there are plenty of other areas of coverage we could add on to our Illinois car insurance policies if we so chose that are not covered under the Illinois car insurance mandatory requirements.

Glenbrook renters insurance companies ask that all individuals renting dwellings in the Glenbrook area of Ohio purchase liability coverage on their policy.

Renters insurance liability is probably the more overlooked of the two major areas of protection included in a policy.

Renters insurance liability is an extremely important area of protection and its contribution to the overall policy should not be overlooked.

Two areas of insurance that are provided in your homeowner's policy but may not be sufficient are your liability coverage and your personal property insurance.

A standard homeowner's policy is not always enough, especially in the areas of personal property and bodily injury liability.

Another area where a standard policy might fall short is with liability coverage, the type of insurance that pays for damages or injuries that your family or property causes to someone else.