Not exact matches
Populous
areas and those
with high crime rates tend to have
higher auto insurance
rates because of the resultant traffic and theft.
If, however, you don't
tend to hit things, including other vehicles, and you don't drive a lot of miles or visit
areas with higher crime rates, the
higher deductibles could make sense for you.
This is because
areas with more people in them
tend to have
higher crime rates that those that are sparsely populated.
The
crime rate of your neighborhood will have a dramatic effect on your car insurance, as
areas with a
high incidence of
crime will
tend to have more stolen or vandalized vehicles.