Another type of life insurance policy, called pre-need insurance, is intended for the person who selects specific
arrangements at a funeral home and wants the assurance that those arrangements will be paid for and implemented.
Or you may want to take the baby
home with you and then when ready, drive your child to the
funeral home or ask the
funeral director to pick the baby up
at your
home, unless you choose to handle the
arrangements yourself (you can do this in 41 states).