Sentences with phrase «as arm rates»

An ARM is convenient if current interest rates are high, as ARM rates are lower than fixed rates.

Not exact matches

The number of active Corporate VCs — which serve as the investment arms of giant firms and include Intel Capital, Bloomberg Beta and GE Ventures — has grown by 15.5 percent year - over-year between 2011 and 2015, compared to a growth rate of 12.8 percent overall for VCs of any type in the same period, according to data from CB Insights.

Barnes & Noble, which scored the highest overall, was consistently rated «excellent,» as were Amazon, Target and USAA, which provides financial services for the armed forces and their families.

Unfortunately, high unemployment invariably leads to a high crime rate and this past year has seen violent crimes such as murder and armed robbery skyrocket.

«After doing some arm - twisting,» Nocera wrote, «Bair felt she had extracted a commitment» that servicers would try to restructure mortgages — in particular, that they would be willing to freeze adjustable - rate mortgages at the original payment level, rather than the higher «reset rate,» as Nocera reported in 2007.

It is especially crucial to make sure that you understand the terms of an ARM from the get - go, as that will specify how often the rate can change and how high it can reach.

Adjustable - rate mortgage: Also known as an ARM, this mortgage option from Quicken Loans generally has a lower interest rate when compared to fixed - rate mortgages with the same term - at least at first.

Given the absence of a public trading market of our common stock, and in accordance with the American Institute of Certified Public Accountants Accounting and Valuation Guide, Valuation of Privately - Held Company Equity Securities Issued as Compensation, our board of directors exercised reasonable judgment and considered numerous and subjective factors to determine the best estimate of fair value of our common stock, including independent third - party valuations of our common stock; the prices at which we sold shares of our convertible preferred stock to outside investors in arms - length transactions; the rights, preferences, and privileges of our convertible preferred stock relative to those of our common stock; our operating results, financial position, and capital resources; current business conditions and projections; the lack of marketability of our common stock; the hiring of key personnel and the experience of our management; the introduction of new products; our stage of development and material risks related to our business; the fact that the option grants involve illiquid securities in a private company; the likelihood of achieving a liquidity event, such as an initial public offering or a sale of our company given the prevailing market conditions and the nature and history of our business; industry trends and competitive environment; trends in consumer spending, including consumer confidence; and overall economic indicators, including gross domestic product, employment, inflation and interest rates, and the general economic outlook.

As in other cities, 5/1 ARM rates were quoted as higher than fixed - rate mortgages at every bank except Third FederaAs in other cities, 5/1 ARM rates were quoted as higher than fixed - rate mortgages at every bank except Third Federaas higher than fixed - rate mortgages at every bank except Third Federal.

As its name suggests, the adjustable - rate mortgage loan (ARM) has an interest rate that adjusts on a predetermined basis.

If you're only planning to stay in a home for a few years, you might be able to secure a lower interest rate by using an ARM loan (as opposed to a fixed - rate mortgage).

The average rates assigned to other mortgage products — including the 15 - year fixed mortgage and the 5/1 ARM — have followed this downward trend as well.

There is less certainty with an ARM or adjustable - rate mortgage as compared to a fixed - rate mortgage.

If the associated index goes down, your ARM rate could be calculated downward as well — resulting in a lower monthly payment.

If you're not planning to be in the home long, an ARM could serve you best in today's low - interest - rate environment, as it will lock in low rates for a few years.

ARM is still rated as a growth share, but I always fear things are as good as they will get for ARM (only to be proven wrong).

For instance, if your ARM loan is tied to the 1 - year LIBOR index, and the LIBOR goes up when your first adjustment comes around, your mortgage rate will go up as well.

As of June 2016, the average mortgage rate for 5/1 ARMs was 2.94 %.

Move from a risky loan such as an interest - only mortgage or a short - term ARM to a more stable product such as a fixed - rate mortgage.

The agency is best - known for its traditional 30 - year fixed - rate mortgage, but the FHA also offers a 15 - year fixed rate loan as well as a series of adjustable - rate mortgages (ARMs).

An ARM is a mortgage which offers introductory mortgage rates — known as «teaser rates» — for up to the first 10 years of a loan.

An ARM is a mortgage that does exactly as its name tells you — it has an interest rate that «adjusts» or changes over time.

Energy exporting governments must use falling costs as an prospect to reduce generous subsidies and restore their fiscal health, according to the personal arm of the Planet Financial institution Low oil rates will aid invigorate personal investment decision in the Center East according to a leading determine at the private...

The main attraction of an ARM is that is offers a lower initial interest rate as compared to a fixed - rate mortgage.

Before you decide whether an ARM is the right home loan option for you, you should be aware that the terms of the loan will specify how many times the interest rate can change, as well as the maximum possible level that it can reach.

Amid signs of stronger economic growth and a pick - up in inflation, as well as easier financial conditions, the Federal Open Market Committee, the policy arm of the U.S. central bank, is expected to raise its key federal funds rate in March by a quarter percentage point to a target range of 0.75 % to 1.00 %, says Ellen Zentner, Morgan Stanley's Chief U.S. Economist.

While an ARM's interest rate is free to change, there are specific parameters laid out in the loan's terms that control how many times the rate can change as well as the highest possible level that it can reach.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

As you can see, the 5/1 ARM loan tracks well below the 30 - year fixed mortgage, in terms of average rates.

So you're telling me: 1) He played in a fairly complex system 2) He has great character and stays out of trouble 3) He has shown improvement in his mechanics each year 4) His completion percentage which is in the range of the big four was marred by almost double the drop rate of his receivers 5) He has an arm 6) He can extend plays with his feet as an elite athlete?

As baby gets ready for prime time, they'll start practicing their skills at an increased rate; studiously swallowing, breathing, sucking, kicking, punching, and frolicking about with arms and feet waving to and fro.

According to the Ghana Armed Forces, it must be noted that the monthly rate per soldier as paid by the United Nations since July 2014 had been pegged at $ 1,332.00 out of which $ 900.00 each was paid to the soldiers on a monthly basis with the remainder expended on pre-operational training activities which includes feeding, clothing, medicals and other logistics and ancillary services.

The disabled child rate is payable if: · disability living allowance, personal independence payment or Armed Forces Independence Payment (AFIP) is payable for the child or is normally payable but has ceased because they are a patient in hospital; or · they are certified as severely sight impaired or blind by a consultant ophthalmologist, or has ceased to be registered or certified blind within 28 weeks immediately preceding the date of claim The severely disabled child rate is payable if: · the highest rate care component of disability living allowance or the enhanced daily living component of personal independence payment or any component of armed forces independence payment is payable for them or would be payable but for suspension or abatement due to hospitalisatiArmed Forces Independence Payment (AFIP) is payable for the child or is normally payable but has ceased because they are a patient in hospital; or · they are certified as severely sight impaired or blind by a consultant ophthalmologist, or has ceased to be registered or certified blind within 28 weeks immediately preceding the date of claim The severely disabled child rate is payable if: · the highest rate care component of disability living allowance or the enhanced daily living component of personal independence payment or any component of armed forces independence payment is payable for them or would be payable but for suspension or abatement due to hospitalisatiarmed forces independence payment is payable for them or would be payable but for suspension or abatement due to hospitalisation 3.

The editable supercapacitor was able to provide a stable stream of signals even when the arm was swinging, which are then transmitted wirelessly to external devices, such as one that captures a patient's heart rate.

Twice as much blood coursed through the arms of the Tibetans as through the arms of the lowlanders, even though heart rates and blood pressures were no different between the two groups, the researchers report online this week in the Proceedings of the National Academy of Sciences.

my doubt Not rated yet Sir, I have played a lot of cricket as right arm fast bowler and now at 40 years i put on some weight.

Just make sure to swing your arms as you do the exercise to help get your heart rate high.

Language: English Genre: Action / Sci - Fi MPAA rating: PG - 13 Director: Anthony Russo, Joe Russo Actors: Chris Evans, Scarlett Johansson, Samuel L. Jackson Plot: Stever Rogers aka Captain America, continues to adapt to the modern world while working with S.H.I.E.L.D but an old friend is about to turn up: his former partner - in - arms James «Bucky» Barnes resurfaces - but he's been programmed as a Russian assassin known as The Winter Soldier.

Most of the death scenes have been trimmed to get a rating, and violent grace notes, such as a woman's head getting shredded in the blades of a lawnmower and a boy's arms getting torn from his torso by a pickup truck, are missing entirely.

If the film were described as a tutorial on MBS (Mortgage - backed Securities), CDO (Collateralized Debt Obligations), Credit Default Swaps, Tranches, Bond Ratings, and Sub-Prime ARMs, most people's eyes would glaze over and they would keep skimming for showtimes of other new movie releases.

VTTs are in use by all arms of the UK, US, and Canadian militaries and have been found to accelerate training by as much as 60 percent, improve student test scores, and reduce failure rates, while also offering significant cost savings.

College presidents are up in arms over the Obama administration's plan to rate colleges and universities, to determine eligibility for federal funds, based on factors such as how many students graduate, how much debt students carry and how much money graduates earn.

Here are a few examples: the for - profit company will install their own handpicked boards that in turn hire the company for «management,» and these fees routinely cost up to 15 % of the school's FTE; the for - profit company will demand that parents purchase supplies directly from the school itself, which is often another LLC that charges exorbitant rates for the basics; in many cases, the biggest part of the scam is one LLC (e.g. Red Apple Development, the construction arm of Charter Schools USA) will purchase land to build the school on and then turn around and charge the school (read: taxpayers) rent that is substantially higher than the going rate / property value, sometimes as high as a million dollars a year.

An official U.S. Armed Forces record or order documenting that the individual passed a U.S. Armed Forces instructor pilot or pilot examiner proficiency check in an aircraft as a military instructor pilot or pilot examiner that is appropriate to the flight instructor rating sought.

An official U.S. Armed Forces aeronautical order showing graduation from a U.S. Armed Forces undergraduate pilot training school and receipt of a rating qualification as a military pilot;

An official U.S. Armed Forces record or order documenting the individual's current or past qualification as a U.S. Armed Forces military instructor pilot or pilot examiner for the flight instructor rating sought.

GENERAL Vehicle / model: ’17 Jeep Grand Cherokee Trailhawk 4x4 Base price: $ 43,095 Price as tested: $ 53,515 Options as tested: Customer Preferred Package 28J ($ 2,695), Jeep Active Safety Group ($ 1,495), 5.7 L Hemi V - 8 ($ 3,295), Rock Rails ($ 895), Uconnect 8.4 NAV ($ 450), Blind Spot and Cross Path Detection ($ 595), Destination Charge ($ 995) ENGINE Type: Chrysler 16 - valve V - 8 Displacement (ci / liter): 345/5.7 Bore x stroke (in): 3.92 x3.58 Compression ratio -LRB-: 1): 10.5 Intake / FI: Naturally aspirated, sequential multi-port electronic Mfg.'s power rating @ rpm (hp): 360 @ 5,150 Mfg.'s torque rating @ rpm (lb - ft): 390 @ 4,250 Mfg.'s suggested fuel type: Midrange unleaded recommended; regular unleaded acceptable DRIVETRAIN Transmission: ZF 845RE 8 - spd automatic Ratios -LRB-: 1): First 4.71 Second 3.14 Third 2.11 Fourth 1.67 Fifth 1.29 Sixth 1.00 Seventh 0.84 Eighth 0.67 Reverse 3.30 Axle ratio -LRB-: 1): 3.09 Transfer case: MP 3022 2 - spd Low - range ratio -LRB-: 1): 2.72 Crawl ratio -LRB-: 1): 39.6 FRAME / BODY Frame: Steel unibody Body: Steel SUSPENSION / AXLES Front: Short - and long - arm independent, coil springs, twin - tube coilover shocks, steel upper - and aluminum lower - control arms, stabilizer bar / ZF 7.7 - in Rear: Multi-link, coil springs, twin - tube shocks (with load leveling for towing), aluminum lower control arm, independent upper links plus a separate toe link, stabilizer bar / ZF 7.7 - in STEERING Type: Electric rack - and - pinion Turns (lock - to - lock): 3.2 Ratio -LRB-: 1): 16.7 BRAKES Front: 13.8x1.3 - in vented disc, two - piston caliper Rear: 13.0x0.9 - in vented disc, single - piston caliper ABS: Four - wheel WHEELS / TIRES Wheels (in): 18x8.0 Tires: P265 / 60R18 Goodyear Wrangler All - Terrain Adventure with Kevlar FUEL ECONOMY EPA city / highway: 14/22 Observed city / highway / trail: 15.7 DIMENSIONS / CAPACITIES Weight (lb): 5,154 Wheelbase (in): 114.8 Overall length (in): 189.8 Overall width (in): 76.5 (84.8 w / mirrors) Height (in): 69.3 Track f / r (in): 63.9 / 64.1 Minimum ground clearance (in): 8.2 (standard height), 10.4 (suspension position # 2) Turning diameter, curb - to - curb (ft): 37.1 Approach / departure angles (deg): 26.2 (standard height) 36.1 (suspension position # 2, air dam off) / 24.0 (standard suspension), 27.1 (air suspension position # 2) Breakover angle (deg): 18.2 (standard height), 22.8 (suspension position # 2) GVWR (lb): 6,800 Payload (lb): 1,190 Maximum towing capacity (lb): 7,200 Seating: 5 Fuel capacity (gal): 24.6 PERFORMANCE 0 - 60 mph (sec): 7.3 Quarter - mile (sec @ mph): 15.6 @ 90.9 Braking 60 - 0 mph (ft): 132.8 Ramp Travel Index (20 - deg, points): 375

Nissan Finance — a finance arm of Nissan India and HDFC as finance partner offer unique finance options with lowest ROI (Rate of interest) and maximum LTV (Loan to value) of up to 95 % to customers.

Options Engine Next Generation Engine Controller Seats Hd Vinyl 402040 Split Bench Seat, Front Center Arm rest WStorage, Fold - Up Cushion Rear Seats Doors Driver Door Bin, Passenger Door Bin, Door Reinforcement: Side - Impact Door Beam, Door Pockets: Driver And Passenger, Left Rear Passenger Door Type: Conventional, Rear Door Type: Tailgate, Right Rear Passenger Door Type: Conventional, 4 Door Wheels 4 - Wheel Disc Brakes, seventeen X 7.5 Painted Styled Steel Wheels, 4 - Wheel Anti lock brakes Brakes, Wheel Diameter: 17, Steel Spare Wheel Rim, Spare Tire Mount Location: Underbody WCrankdown, Tires: Profile: 70, Tires: Speed Rating: S, Diameter Of Tires: 17.0, Type Of Tires: As, Tires: Prefix: Lt, Tires: Load Rating: E Air A-c, Air Close Out Front Panel, Manual Front Air conditioner Trim PlasticRubber Shift Knob Trim Steering PlasticVinyl Steering Wheel Trim, Powered steering Entertainment four Speakers, Am / fm stereo, Am StereoFm Stereo, Total Number Of Speakers: 4, Clock: In - Radio Display Fuel Instrumentation: Low Fuel Level Dimensions Gross Vehicle Weight: 8, Overall Width: 79.9, Front Headroom: 40.8, Rear Headroom: 40.0, Front Leg Room: 41.0, Rear Leg Room: 36.4, Front Shoulder Room: 67.0, Rear Shoulder Room: 66.7, Front Hip Room: 65.1, Rear Hip Room: 64.6 Air bags Dual Front Impact Air bags, Air bag for passenger, Driver Air bag Suspension Suspension Class: Regular, Non-Independent Front Suspension Classification, Leading Link Front Suspension, Rigid Axle Rear Suspension, Leaf Rear Suspension, Front Suspension Stabilizer Bar Features Quick Order Package 25A, AmFm Cassette WChanger Control, Cassette, Anti lock brakes Brakes, Front Anti-Roll Bar, Bumpers: Chrome, Rear Step Bumper, Electronically Controlled Throttle, Voltmeter, Speed - Sensitive Wipers, Variably Variable windshield wipers, 3.73 Axle Ratio, Clean Carfax, 4X4 four wheel - drive Awd, Non-Smoker, Meticulous Maintenance history, Service Records Available, Low Mileage, Front Ventilated Disc Brakes, Privacy Glass: Deep, Tachometer, Front Split - Bench, Rear Bench, Vehicle Emissions: Federal, Coil Front Spring, Regular Front Stabilizer Bar, Leaf Rear Spring, Variable Intermittent Front Wipers, Middle console: Partial, Automatic Locking Hubs, 800 pounds., Seatbelt Pretensioners: Front, Rear Center Seatbelt: 3 - Point Belt, Chrome Bumpers, Fixed Antenna, Locks with child safety

Known as a «hybrid» loan, a 5/1 ARM involves a fixed interest rate for the first five years and a variable rate that changes every year thereafter.