But no worries, we can find you coverage through other companies that work with different situations such
as Life Insurance for Smokers, or Diabetic Life Insurance.
Not exact matches
Smokers can expect to pay 3 to 4 times
as much
for life insurance than nonsmokers.
In fact,
smokers are going to pay around twice
as much
for life insurance coverage versus a person that doesn't smoke.
If you run our quote engine you can run a quote
as a non-
smoker and then toggle the setting
for tobacco use to re-quote the exact same plan design to see the considerable difference in what a
smoker would pay
for life insurance as compared to what a non-
smoker would pay.
Or alternatively, if he is a healthy non
smoker, he could purchase a guaranteed universal
life insurance policy with a $ 350,000 death benefit
for as little
as $ 3,708 per year, which would generate an tax free, cash benefit of $ 350,000 upon his death.
In fact,
smokers are going to pay around twice
as much
for life insurance versus what an applicant of the same age that doesn't smoke is going to pay.
Banner consistently offers the lowest costs
for term
life insurance coverage on the market and shines at competitively underwriting individuals with impaired risks, such
as former
smokers and those with high blood pressure.
Getting non
smoker rates will save you a significant amount of money on a term
life insurance policy,
as rates
for smokers can be 2 - 4 times what non-
smokers pay.
In fact,
smokers are going to pay twice
as much
for their
life insurance versus what a non-smoker is going to pay
for the same coverage.
In fact, if you find a
smoker rate at another company that appears to beat us, please leave a comment with the company name, and we'll be sure to add that company to our quote form,
as we are committed to offering the best
life insurance for smokers.
Smokers: Tobacco users are twice
as likely to die
as non-tobacco users while they are insured
for life insurance.
• Simplified Issue
Life Insurance — You may be asked a few questions before you can be approved
for these policies such
as whether you are a
smoker, or have been diagnosed with HIV or Aids, or whether you are currently residing in a long term facility, or have other health related issues.
In fact,
smokers are going to pay around twice
as much
for life insurance versus what a non-smoker is going to pay.
In fact,
smokers are going to pay at least twice
as much
for life insurance coverage versus what a non-smoker is going to pay
for the same sized policy.
In fact,
smokers are going to pay twice
as non-
smokers for the same amount of
life insurance.
Smokers are going to pay twice
as much
for life insurance than a person that doesn't smoke.
A
life insurance company can offer a specific smokeless tobacco user category, which will have considerably lower premium rates
as compared to the rates charged
for regular
smokers.
In fact,
smokers are going to pay around twice
as much
for life insurance coverage versus what a non-smoker is going to pay
for the same sized plan.
If you're listed
as a
smoker on your
life insurance application, you could pay twice
as much
for your
life insurance versus what a non-
smoker is going to pay.
According to the rule, a person who has been chewing tobacco in the last 12 months prior to the application
for life insurance is often classified in the same risk class
as tobacco
smokers.
In fact,
smokers are going to pay around twice
as much
for life insurance protection versus what a non-smoker would pay
for the same sized policy.
In fact,
smokers are going to pay twice
as much
for their
life insurance versus what non-
smokers are going to pay
for the same sized plan.
In most cases,
smokers are going to pay twice
as much
for life insurance, but with some companies, they could pay even more than that.
Smokers are going to pay at least twice
as much
for life insurance versus what a non-smoker is going to pay
for the same sized plan.
In fact,
smokers are going to pay around twice
as much
for life insurance coverage versus a person that doesn't smoke.
Smokers are going to pay around twice
as much
for life insurance versus what a non-smoker is going to pay.
Now that we've established term
life insurance as the most affordable
life insurance for smokers, you want to factor in any other health or lifestyle issues, besides your smoking.
In fact,
smokers are going to pay around twice
as much
for life insurance versus what a non-smoker is going to pay
for the same sized coverage.
If you're listed
as a
smoker when you're shopping
for life insurance, then you should expect to pay much higher premiums
for your
insurance coverage.
Since the goal of a
life insurance company is to insure people who are in good health and will
live for a long time,
insurance underwriters see
smokers as high risk applicants.
In fact,
smokers pay twice
as much
for their
life insurance coverage versus what a non-smoker pays
for the same size policy.
If you're listed
as a
smoker on your
life insurance application, you can expect to pay higher premiums
for your plan, which is going to diminish the value of the tax advantages.
In fact,
smokers are going to pay twice
as much
for life insurance coverage versus what a non-smoker is going to pay.
The rate
for smokers life insurance is higher than non-
smokers, sometimes by
as much
as $ 100 per month, or more.
Smokers are going to pay twice
as much
for life insurance protection
as a non-smoker is going to pay.
Smokers are going to pay around twice
as much
for their
life insurance plan versus what a non-smoker is going to pay
for the same plan.
As a
smoker, you can expect to pay much more
for your
life insurance policy versus what a nonsmoker is going to pay
for the same amount of
life insurance.
Another reason this company is so fantastic is it consistently ranks
as one of the most affordable
life insurance companies
for smokers and non tobacco users alike.
Smokers can expect to pay 3 to 4 times
as much
for life insurance than nonsmokers.
In fact,
smokers pay twice
as much
for life insurance coverage, versus what a non-smoker is going to pay.
In fact,
smokers are going to pay around twice
as much
for life insurance versus what a non-smoker is going to pay
for the same sized plan.
Smoker are going to pay at least twice
as much
for their
life insurance compared to non-smokers.
So while you will pay a higher
life insurance premium
as a
smoker than a non-
smoker will, you'll still pay less
for a policy with Banner than just about any other top 10
life insurance companies.
Just a little weight gain, gaining a
smoker's cough or even slight variances in your blood pressure can drastically raise the amount of money you pay
for a premium
as opposed to a No Medical Exam
Life Insurance policy.
If you're listed
as a
smoker on your application, then you will be facing much higher premiums
for your
life insurance plan.
Smokers are going to pay at least twice
as much
for their
life insurance coverage versus what a non-smoker is going to pay
for the same plan.
If you're listed
as a
smoker on your application, you can expect to pay much higher premiums
for your
life insurance plan.
In fact,
smokers pay at least twice
as much
for life insurance protection versus what a non-smoker is going to pay
for the same sized policy.
As we mentioned,
smokers are going to pay much more
for their
life insurance.
Life Insurance for Smokers — Smoking is a major health hazard and, as a result, causes your life insurance rates to go
Life Insurance for Smokers — Smoking is a major health hazard and, as a result, causes your life insurance rates
Insurance for Smokers — Smoking is a major health hazard and,
as a result, causes your
life insurance rates to go
life insurance rates
insurance rates to go up.