A wide range of cash back credit cards offer grocery
stores as a bonus category, providing 3 %, 5 %, or even 6 % cash back on grocery store purchases.
It'll take you longer to earn the same amount of
rewards as a bonus category cash back card, but you have the flexibility of using whenever, and however you want.
It'll take you longer to earn the same amount of rewards
as a bonus category cash back card, but you have the flexibility of using whenever, and however you want.
Additionally, you should keep your eye out for credit cards that offer
dining as a bonus category so you can cash in on even more points!
When comparing travel rewards cards, consider the rate at which you will earn rewards, as
well as any bonus categories in which you may spend frequently.
For example, it might be in your best interest to use a cash back card for purchases that won't
code as a bonus category on your travel rewards card in order to maximize your earnings.
Having «gas»
as a bonus category on the Citi ThankYou Premier card is a very nice perk for that card to offer and it one of the reasons I'm seriously considering ditching my Prestige card in favor of the Premier card.
Plus, 5 % cards often have
gas as a bonus category, too, which means that for three months of the year you could bump your rewards at the pump from 3 % on the Blue Cash Preferred ® Card from American Express to 5 %.
While not
touted as a bonus category partner, there are a few additional partners where you will earn extra points with OPEN Savings: FedEx, HP, 1800Flowers, and Hertz.
While drug stores are — in many markets — easier locations to manufacture spend, perhaps as a consequence they've largely
disappeared as bonused categories, with the exception of certain smaller card issuers.
Keep in mind that the Citi Prestige Card will not earn 3X points per dollar spent,
as its bonus category only covers air travel and hotels.
I can't think of any credit cards that have general retailers
as a bonus category so, in most cases, the best you can hope to earn is 1 point or mile per dollar spent at stores like Macy's, Nordstrom, Barnes & Noble etc... but, once again, gift cards can be the answer.
Grocery stores split this difference by being somewhat less convenient than drug stores but much more consistent across markets and quite frequently
offered as bonus categories.
Don't forget to use a credit card that gives you the most points at groceries stores such as Blue Cash Preferred, Old Blue Cash or Chase Freedom that has grocery
stores as a bonus category this quarter.
Any time a purchase is unexpectedly
coding as a bonus category or a category that applies to a travel credit, I always assume it's going to be available on a limited time basis.
As with other types of credit card rewards, the way you earn rewards points will depend on the specific card, and many will provide flat - rate rewards as
well as bonus categories.
The Business Gold Rewards Card from American Express OPEN does earn 3x points for advertising (when you select «US purchases for advertising in select media»
as your bonus category).
The Business Gold Rewards Card from American Express OPEN does earn 3x points for advertising (when you select «US purchases for advertising in select media»
as your bonus category).
If you spend a large chunk of your budget on office supplies, restaurants, and gas the 2 % to 5 % cash - back can be a huge plus because the Ink Business Preferred ℠ Credit Card doesn't include
them as bonus categories (although it does earn 3x points for shipping).
The Business Gold Rewards Card from American Express OPEN does earn 3x points for advertising (when you select «US purchases for advertising in select media»
as your bonus category).
If you spend a large chunk of your budget on office supplies, restaurants, and gas the 2 % to 5 % cash - back can be a huge plus because the Ink Business Preferred ℠ Credit Card doesn't include
them as bonus categories (although it does earn 3x points for shipping).
Wholesale Clubs is a bonus category in the second quarter as well, but Chase will offer
it as a bonus category until the end of the year.
Make sure you use a credit card that earn you the most points at groceries stores such as Blue Cash Preferred, Old Blue Cash or Chase Freedom that has grocery stores
as a bonus category this quarter.
Sometimes, one of the quarters will have department stores
as a bonus category.
Use a credit card that gives you the most points at groceries stores such as Blue Cash Preferred, Old Blue Cash or Chase Freedom that has grocery stores
as a bonus category this quarter.
It may be in your best interest to have several of these cards so you can switch between
them as the bonus categories change.
If, for instance, you never shop at wholesale clubs like Costco and Sam's Club, you'll probably want to skip a card that often features that
as a bonus category.
You don't get many credit card providers offer «entertainment»
as a bonus category (this includes things like movie / theatre tickets, sports events and even amusement parks) so this is a definite positive feature some of the Citi cards offer.
Card issuers are rolling out more cards with
this as a bonus category.
Don't forget to use a credit card that gives you the most points at groceries stores such as Blue Cash Preferred will give you 6 %, Old Blue Cash 5 % and Chase Freedom that has grocery stores
as a bonus category this quarter will also earn you 5 %.