Outside of a mortgage or rent the only big everyday spend that isn't included
as a bonus category on any of these cards are groceries....
Not exact matches
Tons of other perks are available
as well, including
bonus -
category cash back of 3 %
on gas and 2 % at grocery stores and wholesale clubs (
on the first $ 2,500 quarterly in combined
bonus category purchases), a 0 % intro APR offer, and your FICO ® Score for free.
You should still use a card such a the Chase Sapphire Preferred ® Card that earns more valuable points
on bonus categories such
as dining and travel when abroad.
Previous
bonus categories have included budget essentials such
as groceries, restaurants, and gas, making it a god option for earning premium rewards
on everyday needs.
Possible
bonuses range from
as much
as $ 50,000 for principals based
on results in 10
categories, to $ 25 for the assistant dean of discipline for each locker sweep.
Simply enter your company's estimated monthly expenditures by
category, and our calculator will output our estimates for each card's 2 - year value — this is based
on factors such
as point / mile value,
bonuses, and annual fees charged.
Additionally, Credible has selected (and reviewed) the best credit cards in each
category based
on a number of relevant factors, including clarity in Terms and Conditions, fees, promotions and offers such
as sign - up
bonuses, rewards rates, and ease of redeeming rewards
as well
as APR..
However, at times in the past the Blue Cash cards have been offered with sign - up
bonuses as high
as $ 250 with just a $ 1,000 spending requirement plus the possibility of earning 10 % cash back
on up to $ 2,000 in spending in
categories like restaurants, wireless phone, and Amazon.
You should still use a card such a the Chase Sapphire Preferred ® Card that earns more valuable points
on bonus categories such
as dining and travel when abroad.
We prefer the Sallie Mae credit card
as an option,
as it offers spending
on more
categories and the same cash back
bonus on Amazon.
Past
categories have included such common merchants
as gas stations, restaurants, home improvement stores and Amazon.com, so there's a good chance of earning
bonus cash back
on spending you were going to do anyway.
The savings is even better
on bonus categories,
as you can earn up to 10 % back
on the first $ 1,500 in purchases each quarter.
Therefore, the Discover it ® — Cashback Match ™ effectively acts
as a 2 % card
on all purchases during the first year, and 10 % in
bonus categories, up to the first $ 1,500 in combined purchases each quarter whenever you sign up.
Tons of other perks are available
as well, including
bonus -
category cash back of 3 %
on gas and 2 % at grocery stores and wholesale clubs (
on the first $ 2,500 quarterly in combined
bonus category purchases), 1 %
on all other purchases, and access to your FICO ® Score for free.
It gives 5 % cash back
on rotating quarterly
categories and 1 %
on everything else,
as well
as a $ 150 cashback sign - up
bonus after a $ 500 spend within 3 months.
We'd recommend the Ink Business Cash ℠ Credit Card for small businesses -
as long
as your company spends $ 25k or less
on bonus categories, you will find some of the highest savings with the Ink Business Cash ℠ Credit Card over any other business card.
There are several cash back credit cards that also offer 5 % cash back
on rotating spending
categories and typically reward holiday shopping
as the 4th quarter
bonus.
If you're up for that, I'd say go for it; get
as many cards with cash back
on specific
categories as you can use, like the Discover (5 %
on the quarterly
bonus category), PetRewards (4 %
on pet - related purchases), CostCo AmEx (5 %
on gas, 3 %
on dining), Orchard Bank (2 %
on everything).
Like many cards, it offers a straightforward cash
bonus for spending
on the card
as soon
as you receive it, but it also has purchase
bonuses on the first $ 10,000 you spend in certain
categories.
Besides its $ 150 sign - up
bonus (same requirements
as the Chase Freedom Unlimited), its biggest selling point is its cash back rate of 5 %
on select
categories of purchases which rotate quarterly, and 1 % back
on everything outside of those
categories.
Earn 5 % Cashback
Bonus on up to $ 1,500 in purchases at Department Stores and
on ALL online shopping through December,
as well
as in
categories that change throughout the year like gas, restaurants, and department stores up to the quarterly maximum.
If you are a big spender remember to go back to using your Citi ® Double Cash Credit Card
as soon
as you've exhausted the $ 1,500
bonus category spending limit
on a
category — otherwise you will fall back down to gaining 1 % back.
As a
bonus in the first 90 days, new cardholders will earn 2 % instead of just 1 %
on purchases outside of the 5 %
category.
It is important to maximize «
bonus categories» that cards offer such
as dining
on restaurants, travel, and more.
While the welcome
bonus offer is generous, you might not get
as much bang for your buck from the flat rewards structure
on small purchases
as you would with a card with multiple reward
categories.
As with cash back rewards, most rewards points credit cards will provide an unlimited flat rate on all purchases, typically 1X point per $ 1, as well as offering bonus points on purchases made in specific categorie
As with cash back rewards, most rewards points credit cards will provide an unlimited flat rate
on all purchases, typically 1X point per $ 1,
as well as offering bonus points on purchases made in specific categorie
as well
as offering bonus points on purchases made in specific categorie
as offering
bonus points
on purchases made in specific
categories.
I love that my AMEX Everyday can get me 1.5
on everything I buy plus
category bonuses but I'm struggling
as to where I might transfer them.
Chase tends to choose
bonus categories that customers spend a lot
on, such
as gas and groceries, but that may not always be the case for you.
There are no
bonus categories and the card doesn't offer a sign - up
bonus, but
as a prudent consumer, you'll be earning 2.0 percent back
on every purchase.
The Discover it cash rewards card is a good no - fee cash back card with a generous 5 percent
bonus rate for quarterly rotating
categories —
as long
as you log in to your account to activate your
category each quarter, you can earn 5 percent cash back
on up to $ 1,500 in purchases per quarter for the following
categories:
As part of its
bonus offer for business
categories, the CitiBusiness ® / AAdvantage ® Platinum Select ® World Mastercard ® offers 2x points
on car rentals.
Tons of other perks are available
as well, including
bonus -
category cash back of 3 %
on gas and 2 % at grocery stores and wholesale clubs (
on the first $ 2,500 quarterly in combined
bonus category purchases) and your FICO ® Score for free.
Though it depends
on your spending habits, these
bonus earning
categories probably won't be
as lucrative
as Chase's.
This means you will still get the full
bonus points
on the money you spend within a
category for the entire quarter
as long
as you activate prior to the deadline.
Bonuses you may receive with your Card on other purchase categories or in connection with promotions or offers from American Express may not be combined with this offer, such as 5X bonuses for Platinum and Business Platinum Card M
Bonuses you may receive with your Card
on other purchase
categories or in connection with promotions or offers from American Express may not be combined with this offer, such
as 5X
bonuses for Platinum and Business Platinum Card M
bonuses for Platinum and Business Platinum Card Members.
If you spend a large chunk of your budget
on office supplies, restaurants, and gas the 2 % to 5 % cash - back can be a huge plus because the Ink Business Preferred ℠ Credit Card doesn't include them
as bonus categories (although it does earn 3x points for shipping).
While this is pretty average for an airline card, many general travel rewards cards offer higher overall rewards rates,
as well
as greater opportunities for earning extra points by providing more comprehensive
bonus categories, such
as double points
on entertainment, dining and gas purchases.
Like many cards, it offers a straightforward cash
bonus for spending
on the card
as soon
as you receive it, but it also has purchase
bonuses on the first $ 10,000 you spend in certain
categories.
Our research shows that most consumers don't allocate a large percentage of their budgets to Amazon purchases and — while the card does offer a 2 percent
bonus on lucrative
categories such
as restaurant, gas station and drugstore purchases — this isn't enough to recommend the Prime card above cash back cards that offer general rewards rates of 1.5 percent or more.
On the other hand, The Business Gold Rewards Card from American Express OPEN focuses on trying to help the business owner earn as many points as possible by offering 2 - 3x bonus points in five different categorie
On the other hand, The Business Gold Rewards Card from American Express OPEN focuses
on trying to help the business owner earn as many points as possible by offering 2 - 3x bonus points in five different categorie
on trying to help the business owner earn
as many points
as possible by offering 2 - 3x
bonus points in five different
categories.
It is usually advertised
as a cash back card, but when used to its full potential, it can earn 1X Ultimate Rewards point
on all purchases and most importantly, 5X Ultimate Rewards points per dollar
on rotating quarterly
bonus categories.
Though it depends
on your spending habits, these
bonus earning
categories probably won't be
as lucrative
as Chase's.
Though some Ultimate Rewards cards — such
as the Chase Freedom card — may enforce a cap
on the number of points you can earn
on bonus categories, there are no overall limits to the number of Ultimate Rewards points that you can earn in a year or over the lifetime of your Ultimate Rewards membership.
An additional way to earn a
bonus on Amazon purchases with an outside credit card is to purchase Amazon gift cards at stores where your card offers a
category bonus, such
as office supply and grocery stores.
By offering
bonus points
on popular
categories such
as dining, travel and online shopping, the Uber Visa attempts to cater to the spending habits of Uber customers.
If you don't mind keeping tabs
on a list of
bonus categories that rotate quarterly, 5 percent cash back cards, such
as the Chase Freedom and the Discover it, can be a helpful addition to your wallet.
While there are some scattered reports of success having convenience store purchases coded
as gas stations or grocery stores
on American Express cards that
bonus those
categories, I am simply too skeptical to be able to make that recommendation to my readers.
The Discover it cash rewards card is a good no - fee cash back card with a generous 5 percent
bonus rate for quarterly rotating
categories —
as long
as you log in to your account to activate your
category each quarter, you can earn 5 percent cash back
on up to $ 1,500 in purchases per quarter for the following
categories:
There are several cards
on the market that can give you a better cash back rate than 1.5 percent through the
bonuses they offer in
categories such
as grocery and gas station purchases.
Most cashback cards offer no annual fee, yet they can have sign - up
bonuses of up to $ 200, such
as the Wells Fargo Cash Wise, and a couple offer 5 % rotating
categories, such
as the Chase Freedom and the Discover it Cashback Match (enroll each quarter to earn 5 % cash back
on up to $ 1,500 in purchases made in various
categories throughout the year).