Additionally, you should keep your eye out for credit cards that offer dining
as a bonus category so you can cash in on even more points!
I can't think of any credit cards that have general retailers
as a bonus category so, in most cases, the best you can hope to earn is 1 point or mile per dollar spent at stores like Macy's, Nordstrom, Barnes & Noble etc... but, once again, gift cards can be the answer.
Not exact matches
Currently the
bonus categories for More are gas and hotels
so the card has been doubling up
as a gas card for me too.
Past
categories have included such common merchants
as gas stations, restaurants, home improvement stores and Amazon.com,
so there's a good chance of earning
bonus cash back on spending you were going to do anyway.
So long
as at least 25 % of your annual purchases fall in these
bonus categories, you will be getting an amazing deal with the Chase Freedom ®.
It may also be worth considering credit cards that offer dining
as one of their
bonus categories so you can earn even more points.
Of course, the fact that US Bank advertises Kiva
as one eligible merchant that's eligible for the «Charity»
category bonus right now doesn't mean they will do
so forever, or even that «Charity» will return
as a
bonus category next quarter, since these
categories are regularly changed and reshuffled.
This is a business card that's very hard to beat with a huge sign up
bonus,
as well
as earnings of 3 points per $ 1 on the first $ 150,000 in
so many various business
categories.
It may be in your best interest to have several of these cards
so you can switch between them
as the
bonus categories change.
I find myself having to constantly remind him which card to use for gas vs restaurants vs flights and
so on and
so forth which is also constantly changing based on
category bonuses as with the Chase Freedom card
so I can understand from his perspective how it can be confusing.
MPX purchases generally code correctly (i.e. a Red Robin purchase through the MPX app should code
as a restaurant purchase),
so if you pay using a card that earns a
category bonus, you should still receive that
bonus.
So not only do you need to remember yet another temporary bonus category, but this one has a cap on it, so you've got to keep track of exactly how much you've already spent in the category lest you go over and end up with the dreaded 1x multiplier, which is also known as the «I completely wasted that spend I'm so stupid» multiplie
So not only do you need to remember yet another temporary
bonus category, but this one has a cap on it,
so you've got to keep track of exactly how much you've already spent in the category lest you go over and end up with the dreaded 1x multiplier, which is also known as the «I completely wasted that spend I'm so stupid» multiplie
so you've got to keep track of exactly how much you've already spent in the
category lest you go over and end up with the dreaded 1x multiplier, which is also known
as the «I completely wasted that spend I'm
so stupid» multiplie
so stupid» multiplier.
You don't get many credit card providers offer «entertainment»
as a
bonus category (this includes things like movie / theatre tickets, sports events and even amusement parks)
so this is a definite positive feature some of the Citi cards offer.
It may also be worth considering credit cards that offer dining
as one of their
bonus categories so you can earn even more points.
Keep in mind that Discover also has Warehouse Clubs
as a 5 %
Bonus category this quarter,
so you should put your first $ 1,500 on your Discover card and then jump on your Navy Federal cards if you have them.
Earning 5x is
as good
as you can get on any card,
so use the Freedom card for anything within the
bonus categories each quarter, but only up to the $ 1,500 limit.
So if possible, go through Office Depot so you can receive 10X in addition to 5X as an Ink Bold bonus categor
So if possible, go through Office Depot
so you can receive 10X in addition to 5X as an Ink Bold bonus categor
so you can receive 10X in addition to 5X
as an Ink Bold
bonus category.
The Ink Bold Business Card offers a 5X
bonus for «merchants that classify their merchant location for Visa / MasterCard in any of the following
categories: wireless / telecommunicatioins services (excluding equipment such
as phones and fax machines), cable and satellite television and radio services...»
so you want to make sure you're getting the full benefit of this 4X
bonus as soon
as possible after receiving and activating your card.
That said, when you buy American AAdvantage miles, these are processed by American Airlines itself,
so you * do * earn the 3X
bonus for these purchases, if you chose airfare
as your 3X
category.
Now, though, there are
so many different cards that offer what are known
as «
category bonuses» that it a wise strategy may be to divide your spending to earn additional reward points, frequent flier miles or cash.
We don't have frequent flyer status with any airline, or any hotel elite status (since the best luxury hotels, such
as Aman Resorts, Four Seasons, Mandarin Oriental and luxury boutique hotels don't belong to loyalty programs),
so our primary miles and points earning is from credit card signup
bonuses,
category bonuses, and credit card spend.
Past
categories have included such common merchants
as gas stations, restaurants, home improvement stores and Amazon.com,
so there's a good chance of earning
bonus cash back on spending you were going to do anyway.