In addition to returns and rewards, you can also receive travel statement credits
as a cardholder benefit.
But while you can redeem certain points and miles as statement credits towards any travel purchase, the statement credits that are given out
as a cardholder benefit can have some restrictions.
Not exact matches
If the primary
cardholder has a good payment history, you'll reap the
benefits as soon
as the credit card company starts reporting the account on your credit report.
Primary
cardholders will also receive access to
benefits such
as complimentary premium in - room internet and access to Sheraton ® Club Lounge.
In the fourth quarter, AmEx ramped up its spending on rewards, increasing 12 % year - over-year to $ 1.98 billion,
as more
cardholders took advantage of rewards
benefits — such
as airport lounge access and the new $ 200 credit for Uber rides.
Visa ® also offers a variety of
benefits to
cardholders, such
as zero liability on unauthorized purchases, discounts at select retailers and rental car insurance.
Throughout the year, Mastercard
cardholders receive unique
benefits and Priceless experiences at Pebble Beach Resorts, such
as The Spa at Pebble Beach, golf and culinary programs, and VIP access to events including Pebble Beach Food & Wine.
The point is that most banks offer Price Protection programs
as a credit card
benefit available to almost any
cardholder.
Cardholders benefit from a free first checked bag at American Airlines
as well
as 25 % off in flight purchases.
A feature such
as this can be of great
benefit to AMEX Gold
cardholders who want a little bit more buying flexibility than they can get out of traditional credit cards.
American Express Platinum
cardholders can enjoy features such
as 25,000 membership rewards points earned after spending $ 2,000 during the span of your first three months of membership, access to lounges via the Priority Pass, no foreign transaction fees, a free $ 200 annual credit for miscellaneous fees, entertainment
benefits, and more.
Cardholders do get a pretty wide range of
benefits such
as automatic hotel room and flight upgrades, plus discounts on cruises and luxury car rentals.
It's unclear
as of press time whether this is a one - time
benefit, or a per trip
benefit for National Geographic credit
cardholders.
One of the best
benefits of this card is that all of the rewards you earn in your first year
as a
cardholder will be doubled thanks to Discover's Cashback Match.
In 2015, American Express joined a growing group of credit card companies that offered the highly coveted credit score
as a
benefit to their
cardholders.
Billed
as the card to establish credit and reap the
benefits, the U.S. Bank Secured Visa ® Card is for
cardholders who want to boost their credit score and earn some interest, since your security deposit is held in an interest - bearing U.S. Bank savings account.
Bottom Line: You'll want to become familiar with all of the added
benefits available to you
as a
cardholder.
As noted in our
benefits analysis, the Premium Rewards Gold charge card gives
cardholders better point to dollar rations — 3:1 on travel, 2:1 on gas, groceries and Uber, and 1:1 on all other spending.
There's fine print to read, potentially hidden fees to pay, marketing tactics masked
as benefits — all pitfalls of credit cards that every
cardholder should address before selecting one.
This
benefit applies to the
cardholder, spouse / domestic partner and dependents up to 23 years old (or 26 if a full - time student)... although any beneficiaries have to be traveling on the same itinerary
as the
cardholder.
Not only does U.S. Bank have cards that offer attractive sign - up bonuses, but they include some other great
cardholder benefits as well.
If you've been using the same small business credit card for a while, you might not be tapping into all the
benefits and rewards available to you
as a
cardholder.
For example, Green
cardholders can take advantage of premium travel
benefits, such
as car rental and damage protection, roadside assistance, global assistance and baggage insurance,
as well
as standard card perks, such
as purchase and return protection.
In fact, you won't get any special
benefits in the program or earn more
as a
cardholder.
Followers of the CreditCardForum blog will receive a myriad of tools and tips to maximize
cardholder benefits,
as well
as master credit management.
As a standard Visa card, the Chase Freedom does not have the full suite of
cardholder benefits that you'd find with a Visa Signature.
As a new
cardholder, the
benefit is even bigger when you celebrate your one - year anniversary with the company.
In 2014, issuers will be looking to
benefit from growth in consumer spending
as the economic recovery takes shape, so we should expect a continuation of tiered earnings in rewards programs,
as well
as communications and offers targeted at key stages of the
cardholder life cycle (card acquisition, activation, retention and ongoing card usage).
Another special
benefit is Personalized Travel Service which helps the
cardholder with any travel needs such
as making hotel reservations or booking tour packages.
As it is, certain myths and misinformation have led some cardholders to treat these offers as licenses to spend irresponsibly, while other consumers — often those who could most benefit — are afraid to touch the
As it is, certain myths and misinformation have led some
cardholders to treat these offers
as licenses to spend irresponsibly, while other consumers — often those who could most benefit — are afraid to touch the
as licenses to spend irresponsibly, while other consumers — often those who could most
benefit — are afraid to touch them.
The Sustain: Green MasterCard issued by Commerce Bank is a new credit card whose rewards aim to
benefit not just the
cardholder, but the environment and planet Earth
as a whole.
These
cardholder benefits can be valuable and return
as much
as 15 percent back on a purchase.
This
benefit is applicable for up to six people in the
cardholder's party
as long
as they are traveling under the same reservation.
Finally,
as with most credit cards by the issuer, the Wells Fargo Secured credit card can also provide
cardholders with protection for their cell phone — a
benefit we explain in more detail below.
Cardholders of the current co-branded products between Fidelity and FIA Card Services may continue to use their card
as usual and enjoy all the associated
benefits.
One of the great
benefits of a small business credit card is the ability to add employees
as additional authorized
cardholders.
Δ
As a cardholder with an eligible and valid World Elite Mastercard card, a complimentary Boingo Wi - Fi account is being provided to you as a benefit («Benefit»
As a
cardholder with an eligible and valid World Elite Mastercard card, a complimentary Boingo Wi - Fi account is being provided to you
as a benefit («Benefit»
as a
benefit («Benefit&r
benefit («
Benefit&r
Benefit»).
† † Mastercard Airport Experiences, provided by LoungeKey, are being provided
as a
benefit to
cardholders with eligible and valid World Elite Mastercard cards.
10) Mastercard Airport Experiences, provided by LoungeKey, are being provided
as a
benefit to
cardholders with eligible and valid World Elite Mastercard cards.
Aside from these two features, the Slate card works like any other, with
cardholder benefits like Price Protection and Extended Warranty Protection, a standard viable rate
as low
as 16.49 % and no annual fee.
Editor's Note:
As of August 1, 2015, Discover
cardholders lost «Baggage Delay» insurance, MyConcierge service, and the 24/7 travel assistance
benefits that came with Discover cards.
Cardholders should read the information that comes with their cards to identify useful
benefits such
as these.
You also get other
benefits as well, most of which are automatically added
as a
cardholder (like the free checked bag).
** The Concierge Service («Service») and Mastercard Airport Experiences, provided by LoungeKey, are being provided
as benefits to eligible RBC World Elite Mastercard («Card»)
cardholders.
Not just because it earns valuable Ultimate Rewards points, but due to the fantastic (and for a lot of
cardholders, yet undiscovered) perks like Primary Rental Insurance and Trip Cancellation / Interruption Insurance included
as benefits for
cardholders.
Cardholders not only get the service member
benefits offered to USAA members, but also includes many of the card
benefits that you would find on unsecured credit cards, such
as car rental insurance, travel insurance, and extended warranties.
Cardholders receive business
benefits such
as their company name embossed on the card and free employee cards.
Authorized users have the same
benefits as the original
cardholder, and this sometimes comes with an additional bonus.
This status is complimentary
as long
as you are a
cardholder and comes with
benefits such
as free parking, spa credits, complimentary food and drink, and room upgrades or preferred rooms.
The national telephone survey of 1,003 adults revealed 55 million
cardholders rank rewards and cash back
as the best
benefits of the card they use the most.