Sentences with phrase «as a convertible term»

«Participating life insurance» is only possible with a cash value life insurance policy as distinguished with other types of life insurance that do not accrue cash value such as convertible term life insurance or most guaranteed universal life insurance policies.

In other words, its term life is actually universal life that doubles as convertible term insurance.

When you are ready to compare term life insurance quotes, Quotacy is here to teach you about your options, such as convertible term life insurance and the multiple riders you can add to your policy.

Because term conversion riders are so common and usually automatically included, these policies are just referred to as a convertible term policy.

This is commonly known as Convertible Term Life Insurance, Convertible Term, or Term Conversion Rider, let's discuss what it is, how it works, and all your options.

If you can satisfy your insurance needs with a simple product, such as convertible term insurance, you can keep your options open to buy complicated products later.

«A situation where the insurer is to renew a policy for a certain period of time regardless of any health changes to the health of the insured is known as CONVERTIBLE TERM INSURANCE»

Term life insurance policies often include a conversion privilege and are also known as convertible term life policies.

«Participating life insurance» is only possible with a cash value life insurance policy as distinguished with other types of life insurance that do not accrue cash value such as convertible term life insurance or most guaranteed universal life insurance policies.

Not exact matches

Except as expressly provided in the Plan, no issuance by Google of shares of stock of any class, or securities convertible into shares of stock of any class, shall affect, and no adjustment by reason thereof shall be made with respect to, the number of shares or amount of other property subject to, or the terms related to, any Incentive Award.

Except as expressly provided in the Plan, no issuance by Alphabet of shares of stock of any class, or securities convertible into shares of stock of any class, shall affect, and no adjustment by reason thereof shall be made with respect to, the number of shares or amount of other property subject to, or the terms related to, any Incentive Award.

The slated deal comes as Lynas progresses talks with Mt Kellett and the other 9 convertible bond holders, including Fortress Investment Group, about amending the terms of the bond facility and extending the maturity.

Except as expressly provided in the Plan, no issuance by J. Crew Group, Inc. of shares of stock of any class, or securities convertible into shares of stock of any class, shall affect, and no adjustment by reason thereof shall be made with respect to, the number of shares or amount of other property subject to, or the terms related to, any Incentive Award.

The Series A Preferred shall also be convertible into any future series of Preferred Stock (the «Future Preferred») under either of the following circumstances: (a) if such conversion is approved by the Board or (b) if such conversion is in connection with a future Preferred Stock equity financing in which the Company's fully diluted pre-money valuation is greater than the Company's fully diluted post-money valuation immediately following the Series A Financing contemplated by this term sheet (a «Future Financing»), in either case, on a one - for - one basis (subject to anti-dilution adjustment) at the option of the holder; provided however, if such conversion is in connection with a Future Financing, that the holder may convert into shares of Future Preferred only in the event that all of such shares of Future Preferred received by the holder upon conversion are sold to an Approved Investor (as defined below) no later than 90 days following the first closing of the Future Financing at a price per share no lower than the price per share at which the Company sells shares of such Future Preferred in the Future Financing and, provided further, that such Approved Investor is not an affiliate, family member, or related party of the holder.

As the yuan progressively reaches full consolidation in trade settlement, the petro - yuan threat to the US dollar, inscribed in a complex, long - term process, will disseminate the Holy Grail: crude oil futures contracts priced in yuan fully convertible into gold...

As expected with any BMW 3 Series, the Convertible delivers in terms of power, agility and control.

In terms of selling, most buyers should recoup a decent amount of their money, as convertible cars are usually desirable, particularly in the summer months.

With even more grace, athleticism and sharpness about its design, clear advances in terms of performance as well as efficiency, and improvements in the driving comfort, functionality and innovative equipment features it offers, the BMW 2 Series Convertible takes the qualities displayed by its predecessor to a new level.

The Golf GTI donates the turbo powerplant and front suspension, but the Eos is more Passat - plush in terms of ride and handling and is best described as competent and fun; in keeping with the laidback lifestyle a convertible implies.

Many term policies are also convertible, which means they may be exchanged for another type of policy, such as whole life.

As having a convertible policy doesn't change the insurer's risk while you maintain the term policy, it shouldn't increase your premiums and is generally just beneficial as it offers convenience should your financial situation changAs having a convertible policy doesn't change the insurer's risk while you maintain the term policy, it shouldn't increase your premiums and is generally just beneficial as it offers convenience should your financial situation changas it offers convenience should your financial situation change.

Because we advocate using permanent life insurance for tax advantaged cash value accumulation through paid up additions AND other approaches, we suggest that convertible term will allow you increase your base of permanent life insurance as your needs and budget increase.

Yes, as long as you've purchased a convertible term life insurance policy.

This is why we often refer to term life insurance as «renting a death benefit» and highly recommend purchasing convertible term life insurance if you choose to go this route.

Investors typically view convertible securities as long - term options.

Convertible term life insurance is typically a normal level term policy that has the option to convert the policy into permanent insurance by the end of the term or by a specified age, such as 70.

Companies such as MassMutual, Penn Mutual, North American, New York Life, Ameritas, and American United Life, all offer convertible term life insurance with the option to convert to excellent cash value policies.

Buy simple plans, no bells and whistles Buy from reputable company Buy Term with Renewable and Convertible options Do your research and shop around Review annually and modify as needed Insurance is a PROTECTION tool, NOT a wealth creation tool

In Oregon, the policy form numbers are as follows: Yearly Convertible Term: 210 - 135.27; New York Life Insurance Company One Year Non-Renewable Term: 209 - 125.27; NYLIAC One Year Non-Renewable Term: 309 - 125.27; Level Premium Convertible Term: ICC15 -216-60P; New York Life Family Protection: 206 - 110.27; and Whole Life: ICC15216 - 50P.

The managers invest, primarily, in high - yield, dollar - denominated debt though they define that term broadly enough to incorporate both high - yield bonds and debt - related instruments such as convertible bonds, hybrids and derivatives with fixed income characteristics.

(3) Black - Scholes calculation based upon certain assumptions for Convertible Security including: MNOV stock price of $ 1.59 as of March 13, 2009; convertible security exercise price of $ 4.00; assumed risk - free interest rate of 0.44 %; one - year term for convertible security; and standard deviation volatility assumption of 69 % based upon MediciNova's 10 - K filed MarcConvertible Security including: MNOV stock price of $ 1.59 as of March 13, 2009; convertible security exercise price of $ 4.00; assumed risk - free interest rate of 0.44 %; one - year term for convertible security; and standard deviation volatility assumption of 69 % based upon MediciNova's 10 - K filed Marcconvertible security exercise price of $ 4.00; assumed risk - free interest rate of 0.44 %; one - year term for convertible security; and standard deviation volatility assumption of 69 % based upon MediciNova's 10 - K filed Marcconvertible security; and standard deviation volatility assumption of 69 % based upon MediciNova's 10 - K filed March 17, 2008.

His experience encompasses a wide range of disputes, including disputes arising out of joint venture agreements, large scale and complex building and engineering contracts, natural gas pipelines, long - term distributorship agreements, shareholder agreements and financial instruments, such as loan agreements and convertible bonds.

This can be easy for the insured to accomplish, as most of the convertible term life insurance options through Mass Mutual will not require the insured to pass a medical examination — and in some cases, to even prove evidence of insurability.

The policy is also convertible term life allowing you to convert all or a portion of the policy into permanent life insurance, such as universal life.

Selling a term life insurance policy isn't as easy as selling a permanent policy, but is possible if it is convertible to a permanent policy.

Some term life policies, known as «convertible» policies, can be converted it to a permanent life insurance policy in the future.

For most people, Convertible Term insurance is not a bad option as it is flexible enough to ensure our loved ones.

Generally speaking, convertible term insurance is a guaranteed renewable insurance coverage that entails that as long as the payments are made on time, the option to convert the policy would remain possible and the termination of the policy would be impossible.

This convertible term insurance can be made of use when the person insured is still at a young age where the insurance could still cater for small expense and premature death but as time comes everyone gets older, this convertible term insurance might not be enough to cater the long term needs of the insured so it is of best interest that the policy holder should convert their policy to a more permanent type of insurance such as Universal Life.

Furthermore, term insurance is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

Later on, you'll be able to convert all or part of a Level Premium Convertible Term policy into a permanent, cash value policy, such as a Custom Whole Life insurance policy.

Convertible term policies allow you to convert your term plan into a permanent form of life insurance, such as universal or whole life.

Most term policies are convertible life insurance and can be converted to permanent life insurance, such as whole life.

If you have an increasing need for permanent life insurance, but can not afford the premium cost of permanent life insurance right now, the convertible insurance policy allows you to «ease» into a permanent life insurance policy over time by converting term to permanent insurance using a permanent life insurance policy as the base policy.

Convertible Term Insurance is sometimes offered as a supplement to a Renewable Term Insurance policy allowing you to upgrade to a permanent policy without any medical examination or increased premium payments when your regular term payments become too expensive if your health deterioraTerm Insurance is sometimes offered as a supplement to a Renewable Term Insurance policy allowing you to upgrade to a permanent policy without any medical examination or increased premium payments when your regular term payments become too expensive if your health deterioraTerm Insurance policy allowing you to upgrade to a permanent policy without any medical examination or increased premium payments when your regular term payments become too expensive if your health deterioraterm payments become too expensive if your health deteriorates.

There are other AIG term products out there and those are convertible as well, but 95 % of the AIG policies we've converted were the Select - A-Term product.

Convertible Term Insurance allows the policyholder to change the face value of the term policy in force into a permanent form of Life Insurance, such as Whole Life, Universal Life or Variable Life, without any penalties or evidence of insurabilTerm Insurance allows the policyholder to change the face value of the term policy in force into a permanent form of Life Insurance, such as Whole Life, Universal Life or Variable Life, without any penalties or evidence of insurabilterm policy in force into a permanent form of Life Insurance, such as Whole Life, Universal Life or Variable Life, without any penalties or evidence of insurability.

For many people Convertible Term Insurance becomes a viable option as it provides enough flexibility with investment and ensures a decent future for your dearest and nearest.

Many term policies are also convertible, which means they may be exchanged for another type of policy, such as whole life.

Convertible Term: As the name indicates, this type of policy can be changed to one of the higher premium policies.