Sentences with phrase «as a credit risk»

For income funds, if other risk factors were considered, such as credit risk, interest - rate risk, or inflation risk, rankings on the ribbons would vary.
To seek this challenging job as a Credit Risk analyst and implement my skills for company's benefits.
Banks may simply change the guidelines for what number they see as a credit risk, and they can do it on the fly.
As well as credit risk there's also interest risk.
A corporate bond also comes with the risk that the company will not make good on its obligations, known as credit risk.
Instead, your bad credit could mean that you pay a higher interest rate, due to your status as a credit risk.
You will be noted as a credit risk and find it hard to get credit for many years to come.
Insurance risk scores are not the same as credit risk scores, but they are similar.
As far as credit risk is concerned, let me throw some further insight.
The «educational» score shows you how scoring works and how you rate as a credit risk.
If you are looking forward to working as a credit risk analyst, below is an example of the likely job description you will be asked to work with.
As the Credit Risk Review Manager you will conduct credit reviews of loans, borrower relationships and credit risk controls.
If you've failed to make payments on time or have a history of defaulting on any credit accounts in the past seven to 10 years, these may be dragging down your credit score and causing you to be labeled as a credit risk.
Our credit teams include advisers who help clients to identify and obtain borrowing facilities that meet their needs, as well as credit risk specialists
Tobacco settlement bonds tracked by the S&P Municipal Bond Tobacco Index are down nearly 9 % year to date as yields have risen by over 255bps as the credit risk of these long duration bonds is questioned.
She began her career on Wall Street in 2002 at age 17 in Citigroup's Corporate and Investment Banking division as a credit risk analyst.
Based on his experience as a credit risk specialist, Mike Morley says the error rate may be as high as 40 %.
A market that treated all contracts equally was now exposed to the concept that there is such a thing as credit risk, and that the highest yielding contract is not necessarily the one that should be bought.
Discover some of the typical questions asked in interviews for a position as a credit risk analyst — along with suggestions for good answers.
Along with the benefits and risks of physical ETFs, synthetic ETFs have additional risks such as the credit risk associated with the derivative counterparty.
Additionally, since some lenders view people enrolled in DMPs as a credit risk, it could impact your ability to open and use additional credit lines.
As with most employment processes, you will need to send a resume to hiring managers or employers for them to consider you for hiring as a credit risk analyst in their company if the position exists.
Over the years, Fannie and Freddie have been incredibly adept at meeting their public mission, introducing innovations, such as credit risk management technologies, that en sure a smooth supply of reasonably priced mortgage credit and allow homebuyers to manage their interest rate risk.
FICO scores are only part of the picture - your history as a credit risk, your employment, and debt ratio will all factor into the lender's thought processes when it's time to approve or deny a loan.
Rental prices across the U.S. increased in 2013, even as the credit risk of residents in those properties improved, according to the latest TransUnion Rental Screening Solutions industry report.
Because of the added risk that the lender takes out when granting credit to you regardless of your payment history, you can expect to pay a tad more interest than a traditional borrower with good credit who is not seen as a credit risk to the lender.
GRB has had great success within Banking, placing graduates into a number of fantastic graduate roles such as Credit Risk Analysts, Primary Debt Markets Banking Internship, and Fixed Income Sales, Trading and research.
This could mean you lose some or all of your money because the company can't afford to pay all of the money owed to its creditors, including you (this is known as credit risk).
Sad to say, exporters need to protect themselves against currency risks as well as credit risks — even when their customers are in countries that seem safe.
As a credit risk analyst, whether we are dealing with large corporate loans, mortgages, personal loans, etc), the principles are the same:
Personal loan interest rates are generally a reflection of how the lender views you as a credit risk — or how likely you are to default on the loan.
It is mark that will drop your credit score and present you as a credit risk for future financing.
The majority of lenders will look at you as a credit risk once you have filed; those who do offer to extend credit to you will charge you the highest legal interest rates in the industry on low lines of credit that will not cover major expenditures like a new car or a home.
Even if you have enough income to pay off your debts at the end of the money, running up credit lines may mark you as a credit risk with mortgage lenders.
As credit risk and interest rates change, bonds can be bought or sold at a discount or premium to par value.
The short positions are not intended to mitigate other factors influencing the price of high yield bonds, such as credit risk, which may have a greater impact than rising or falling interest rates.
Any increases in the payment could cause you to default, labeling you as a credit risk.
Once a lender has labeled you as a credit risk, it can be hard — if not impossible — to qualify for certain types of loans or credit card offers.
Investments in currency involve additional special risks, such as credit risk, interest rate fluctuations, derivative investment risk which can be volatile and may be less liquid than other securities and more sensitive to the effect of varied economic conditions.
According to the SEC (2013) the key risks of corporate bonds are default risk (also referred to as credit risk), interest rate risk, economic risk, liquidity risk and other significant risks including call and event risk.
If it's between 37 % and 49 %, some creditors might view you as a credit risk but may still lend to you.
Investments in currency involve additional special risks, such as credit risk, interest rate fluctuations, derivative investment risk which can be volatile and may be less liquid than other securities and the effect of varied economic conditions.
What's more, they are likely to be more cautious in their lending practices, as credit risks have materially increased with the deterioration in activity.
If that bank checks your credit report, as part of their business practice, they may close your account when they see that you're settling accounts because they now see you as a credit risk.
Plus, it may impact your ability to open and use additional credit lines, as some lenders may view you as a credit risk.
We identify you as a credit risk and choose to complete all your payments by paper means, or to terminate your use of the Services.
The index does not attempt to mitigate other factors influencing the price of high yield bonds, such as credit risk, which may have a greater impact on high yield bond prices than changes in interest rates.
The lender's goal is to vet you as a credit risk and know what your collateral is worth.
The short positions are not intended to mitigate other factors influencing the price of investment grade bonds, such as credit risk, which may have a greater impact than rising or falling interest rates.
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