Sentences with phrase «as a disability waiver»

Both Term and whole life insurance policies have optional riders such as disability waivers, spouse riders, children's riders, additional accidental coverage, and so forth.

In the following article covering the waiver of premium rider, also known as the disability waiver of premium rider, we will define what it is, talk about the benefits of including it with your policy and how to make a claim to your insurance company if the need arises.

Not exact matches

Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.

«The vesting of each executive's awards will accelerate upon termination of his employment for any reason (including a resignation for good reason) other than cause, death or disability (as such terms are defined in such executive's employment agreement) if such termination takes place upon or within two years following a change in control (as defined in such executive's employment agreement) that occurs during the term of his employment agreement and such executive signs a general waiver and release that has become effective.»

As a result of the testimony given, the report recommends the state Department of Education immediately address several concerns, such as expediting waivers from the U.S. Department of Education «to relax onerous and rigid testing restrictions placed on certain students,» especially with English as a Second Language students and students with disabilities; producing all missing or incomplete curriculum modules; aligning assessments proportionally to curriculum actually implemented; and increasing funding for the professional development of teacherAs a result of the testimony given, the report recommends the state Department of Education immediately address several concerns, such as expediting waivers from the U.S. Department of Education «to relax onerous and rigid testing restrictions placed on certain students,» especially with English as a Second Language students and students with disabilities; producing all missing or incomplete curriculum modules; aligning assessments proportionally to curriculum actually implemented; and increasing funding for the professional development of teacheras expediting waivers from the U.S. Department of Education «to relax onerous and rigid testing restrictions placed on certain students,» especially with English as a Second Language students and students with disabilities; producing all missing or incomplete curriculum modules; aligning assessments proportionally to curriculum actually implemented; and increasing funding for the professional development of teacheras a Second Language students and students with disabilities; producing all missing or incomplete curriculum modules; aligning assessments proportionally to curriculum actually implemented; and increasing funding for the professional development of teachers.

First, earlier this month as part of a «waiver» application to the federal government, New York proposed an additional way to assess some students with disabilities, known as «out - of - level» testing.

Last month I explained my concerns with this waiver as a mom of a son with significant disabilities.

Will the waiver permit academic accountability that sets different goals for students in math and reading based on their race, economic status, ability to speak English and disabilities such as Florida and Alabama have?

ANICO Whole Life offers several different riders, such as Accelerated Benefit Riders, Guaranteed Insurance Option Rider, Paid up Additions Rider, Disability Premium Waiver, ANICO Signature Term Rider and Children's Term Rider.

Other benefits include accidental death, which provides benefits when death occurs as a result of an accident, family plan for insured spouse and children, disability waiver of premium, which waives the premium payments if the insured becomes disabled for more than 6 months and mortgage payment disability benefit which offers money to continue making payments if the insured individuals becomes disabled for 60 days or longer.

Policies can be customized with riders such as children's term rider, accidental death benefit, disability waiver of premium and more to suit your individual needs.

Persons with disabilities may request a reasonable accommodation, such as a waiver of a «no pets policy,» for any assistance animal, including an emotional support animal, under both the FHAA and Section 504.

These options include a disability waiver (available on the CPA Plan, but not on the Spouse Life plan), as well as an Accidental Death and Dismemberment (AD&D) coverage, and an accelerated death benefit option feature for terminal illness.

Additionally, most companies that underwrite ROP term policies offer policy riders such as accidental death and dismemberment (AD & D), children's term insurance, and waiver of disability and accelerated death benefits.

Waiver of Monthly Deduction A rider that waives monthly cost of insurance charges in an Adjustable, Universal, or Variable Universal life insurance policy for a period of disability as outlined and defined in the policy.

In Oregon, the rider form numbers are as follows: Accidental Death Benefit: 208 - 200; Children's Insurance: 208 - 247; Chronic Care Rider: ICC13 -231-72; Disability Waiver of Premium: 208 - 225; Living Benefits: 206 - 496.27; and Spouse's Paid - Up Insurance Purchase Option: 205 - 375.

Waiver of monthly deduction - An optional life insurance policy rider that waives the monthly Cost of Insurance charges on a universal life or variable universal life policy for the length of a qualified disability as outlined in the policy contract.

Waiver of Specified Premium - An optional life insurance policy rider that waives a specified premium on a traditional product for the length of a qualified disability as outlined in the policy

It's worth noting many insurance companies will include a periodic review of the insured's disability status as part of the conditions of the disability waiver of premium rider.

Insurance riders are also available to enhance your protection such as a ROP Rider (Return of Premium), Waiver of Premium Rider, Total Disability Rider, Disability Income Rider, or Family Accidental Death Rider.

The term life insurance coverage that is provided via the Hartford's voluntary benefits can include a living benefit option / accelerated death benefit, as well as accidental death and dismemberment (AD&D), and a disability waiver of premium.

This plan can also be further «customized» by adding various riders such as the children's term rider the disability waiver of premium rider, the accidental death benefit rider, and / or a travel accident rider that provides an additional amount of coverage if the insured dies as the result of a travel related accident.

This plan comes with many benefits already included such as recurrent disabilities, transplants benefits, presumptive benefits and waiver of premium.

Life insurance companies writing term insurance usually offer policy riders such as spousal term, children's insurance, waiver of disability, accidental death and dismemberment (AD & D) and accelerated death benefits.

It comes with other benefits that Term Essential and Term Elite don't have, such as: — Waiver of Premium for specific periods of disability and unemployment.

The wait time to qualify for this benefit (known as an elimination period) in traditional disability insurance) can be shorter than for waiver of premium, sometimes only 90 days.

The waiver of a premium rider is an optional policy provision that provides for the life insurance policy's premium payment in case of the total disability of the insured to pay; age restrictions and coverage maximums apply as per usual.

Not only does an endowment plan acts as an investment or life cover but the policyholder can opt for various riders like disability, critical illness, waiver of premium, etc. among others.

Disability Waiver of Premium Rider: Ensures your premiums will be waived while you are disabled, as defined in the policy.

A child policy must be offering many types of child insurance policies such as Premium Waiver Benefit, Accidental Death and Disability Benefit, Critical Illness Rider Benefit and much more just look for that.

The LB policy series also offers an Income Protection Option endorsement, as well as the Waiver of Premium, the Monthly Disability Income, the Accident Indemnity, and the Children's Insurance Riders.

Disability Waiver of Premium Rider: Ensures your premiums will be waived while you are disabled, as defined in the rider.

You can also enhance the protection with riders such as BSLI Accidental Death and Disability Rider, BSLI Critical Illness Rider, BSLI Waiver of Premium and others.

Also, a majority of exclusive online term plans will not have the option to select riders, such as accidental disability benefit, critical illness or premium waiver covers.

Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.

Shield Super - The variant Shield Super offers life coverage as well as Accidental death benefit cover, Accidental total permanent disability cover and the waiver premium benefits.

A waiver of premium rider is typically available with life insurance and requires a total disability as defined in the policy that lasts for a specified continuous period.

A «waiver of premium» is worth getting on your policy as well, as it goes hand in hand with the disability income rider.

They now offer a variety of options, such as monthly instead of a one - time lump sum payout option to increase sum assured, premium waiver in case of critical illness or total and permanent disability, and cover for whole life.

Several policy riders are available: The Enrichment Rider (option to add more coverage and cash value over time as you need it); Accident Death Benefit (additional payment for a death as the result of an accident); Child Term Rider (coverage added for your children); Enhanced Care (cash value available for prolonged illness with access to up to 90 percent of the policy value); Flex Term Rider (a term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six monthsDisability Waiver (premium is waived for a disability of six monthsdisability of six months or more).

With this, you receive a monthly income (or just a waiver of premium as seen in the next section) as long as you meet the requirements for disability in your policy.

You can opt for inbuilt riders such as Waiver of Premium Benefit on Permanent Disability, Accidental Death Benefit, & Critical Illness (CI) Benefit.

With the exception of California, under Waiver of Premium, total disability is defined as: (1) during the first two years of total disability, the insured is unable, due to sickness or injury, to perform any of the duties of his or her regular occupation; (2) after the first two years of total disability, the insured is unable, due to sickness or injury, to perform any gainful work for which he or she is reasonably fitted by education, training, or experience.

Death Benefit + Terminal Illness + Waiver of Premium for Accidental Total Permanent Disability + Regular Income to the nominee (as per plan specifications)

You may take add on coverage known as Riders which offer Accidental death benefit, waiver of premium benefit, Disability benefit, critical illness coverage benefit, etc. at a nominal cost to enhance protection

In case of permanent disability due to the accident, benefits such as waiver of future premiums are also offered.

Common life insurance riders include such things as a waiver of premium rider which cancels premiums on the policy if you become seriously ill, or the similar disability rider which will cover your premiums if you should become disabled.