Sentences with phrase «as a financial planner with»

Dan founded New Heights Financial Planning, where he works as a financial planner with clients all over the country.

Not exact matches

Bell was hired as a senior vice-president of sales and syndication, which involved co-ordinating meetings for O'Leary, assisting in raising funds and building relationships with brokers and financial planners.

Clients are unaware that they should keep their overall debt ratio — as well as within each credit account — below 30 percent of their credit limits, said Paul Stagias, certified financial planner with Francis Ffinancial planner with Francis FinancialFinancial.

Financial planners think the need for growth is just as important for retirees as younger investors, with 76 percent of respondents recommending that an allocation of between 51 percent and 75 percent of a retiree's portfolio be in stocks.

There are other options that extend the sales conversation with a customer such as this: You can offer to get a customer's financial planner on a conference call allowing you to discuss the purchase as a group.

While the nature of every meeting is unique, as the needs of every client will vary, here's a typical outline of what your conversation with a financial planner may look like:

As rates rise, it might be better to hold individual bonds instead of bond mutual funds, said James Shagawat, a certified financial planner with the Baron Financial Group in Fair Lawn, Nefinancial planner with the Baron Financial Group in Fair Lawn, NeFinancial Group in Fair Lawn, New Jersey.

The first thing to emphasize with clients, said Roger Ma, certified financial planner and founder of financial planning firm lifelaidout, is not only their new home state's income taxes — if there are, indeed, any — but all its other taxes, such as property taxes, sales taxes, inheritance and estate taxes.

Taxes are an important consideration, as well, when developing a retirement budget, said Bob Adams, a certified financial planner with Armstrong Financial financial planner with Armstrong Financial Financial Planning.

«A lot of it comes down to time and convenience, and what's best for you as a consumer or business,» says Jeffrey Hausinger, a Certified Financial Planner and senior financial adviser with Merrill Lynch in TamFinancial Planner and senior financial adviser with Merrill Lynch in Tamfinancial adviser with Merrill Lynch in Tampa, Fla..

The company will work with networks of financial planners who want to help their clients diversify and perhaps mortgage bankers as well, Weiss said.

The conference attracts representatives of investment management and advisory firms, research firms, financial planners and advisors, broker - dealers, community development institutions and asset owners such as pension funds and foundations, along with policymakers and corporate leaders.

With a total 125 planners in 42 offices serving 30,000 - plus clients, Edelman has long positioned itself as the Starbucks of financial planning: the firm's framework for providing investment advice is highly consistent and systematized.

Allan Roth, a financial planner at Wealth Logic in Colorado Springs, Colo., says he recently met with three new clients, each holding between $ 8 million and $ 30 million in cash — all in bank or brokerage money - market accounts earning as little as 0.01 % annually.

Also, I can not give you official investment advice because I am not an investment adviser registered with the SEC and I am not a CFP (certified financial planner), so if you watch the videos and you see me trading a certain ETF or stock please do not interpret it as a recommendation.

Financial planner Benjamin S. Offit, partner with Clear Path Advisory in Pikesville, Maryland, said it is ideal for retirees to have all debt paid off by retirement, but especially «bad debt» such as high interest credit cards.

«Big national banks have armies of salespeople trying to sell portfolio management services to their customers, with sexy sounding names like «Private Client Services» and fees that start as high as 1.35 % or greater,» says Randy Bruns, a certified financial planner in Downers Grove, Illinois.

We are both Certified Financial Planners (CFP) as well as Enrolled Agents (EA) with the Internal Revenue Service.

Finally, do not be afraid to turn to a professional for help when you need to, especially, if you are already working with a financial planner as he or she can help you review your plan options and choose reallocations when necessary.

When you work with a Fee - Only Financial Planner, the result is unbiased financial advice from a professional who is committed to acting as a fiduciary in a client - centered relaFinancial Planner, the result is unbiased financial advice from a professional who is committed to acting as a fiduciary in a client - centered relafinancial advice from a professional who is committed to acting as a fiduciary in a client - centered relationship.

Further to acting as President, Joe is also the Pure Financial's advanced planner with extensive experience in estate planning, advance tax planning, portfolio analysis and investment management.

day of August, 2017 when the trucks were seized by the police, to 25th of August 2017 which is the date of this letter, our client has already incurred financial obligations to Engineers and Planners in the sum of Three Hundred and Eight Thousand Seventy Four Cedis (GHS 308,074.00) which continues to accumulate as the trucks remain with the police custody.

You start following your heart into something, as Marjory did with her transition from a financial planner to personal food growing, (which I could also call personal liberty.)

As a Certified Financial Planner, Hutchinson has seen this real life Michelle and Robert situation, when a client's finances were affected because the spouse who had agreed to pay the remainder of the loan in her name became unhappy with the rest of the divorce process and stopped making payments.

«When incomes go up, expenses go up as well,» says Ayana Forward, a Certified Financial Planner with Ryan Lamontagne in Ottawa.

You might need to sit down with a family lawyer as well as a fee based financial planner, to make sure you have addressed all the relevant details.

If you've not discussed these things with a financial planner, now is as good a time as any, especially in light of the still - surging stock market.

Dave Grant CFP ® of Retirement Matters said he has a friend who considered hiring him as a financial planner, but chose to go with a robo advisor instead.

As a financial planner who specializes in working with doctors and their families, I've realized over time that many doctors do have high credit scores.

Jason Heath, a fee - only financial planner with Objective Financial Partners, says robo - advisors are a great choice for young investors who only require portfolio management for a specific savings goal and don't need to get into the more personal aspects of wealth management such as taxes and retirement or estate financial planner with Objective Financial Partners, says robo - advisors are a great choice for young investors who only require portfolio management for a specific savings goal and don't need to get into the more personal aspects of wealth management such as taxes and retirement or estate Financial Partners, says robo - advisors are a great choice for young investors who only require portfolio management for a specific savings goal and don't need to get into the more personal aspects of wealth management such as taxes and retirement or estate planning.

As usual there are lots of ifs, ands or buts, so you'll need to explore this with an accountant or financial planner at your side.

Part - time work provides benefits, such as social contacts and stimulation, that go beyond money, says Wayne Taylor, a financial planner with Taylor Financial Group in financial planner with Taylor Financial Group in Financial Group in Edmonton.

Certified financial planner Jason Heath says Biner's defined benefit pension plan with his employer can serve as the fixed income portion of his pension.

But as Lenore Davis, a registered financial planner with Dixon, Davis & Co. in Victoria, points out, «your mortgage is probably the largest financial obligation you will ever have and payments come out of after - tax dollars, so it's very expensive debt.»

With that much money at stake you should talk to a fee - only financial planner for some advice, and probably an accountant as well.

As only 50 % of capital gains are considered taxable income, some financial planners question the value of RRSPs and suggest that Canadians save for their retirement with non-registered investments.

What Wealthsimple offers American investors is robust socially responsible investment offerings, as well as halal investing products, which comply with Islamic law; free tax - loss harvesting, which is ideal for investors with large taxable accounts; clear pricing; stripped - down, beginner - friendly customer experience (earning the «simple» in Wealthsimple's name); and unfettered access to financial planners.

«As interest rates start to go up, it effects how much house people can afford, and therefore the price of homes will come down or stagnate,» said Neil Maxwell, a Certified Financial Planner ™ professional with Maxwell Wealth Planning in Parker, Colorado, noting interest rate fluctuations help keep the economy healthy.

Most financial planners are most familiar with mutual funds, which qualify as one of the IRA investment options.

Typically speaking, an expert financial planner will define an affordable house as one with monthly payments that are less than a quarter of of your after - tax monthly income.

Brett Wilder «is a Certified Financial Planner ® with over forty years of professional experience as a personal and business financialFinancial Planner ® with over forty years of professional experience as a personal and business financialfinancial adviser.

As always, consult with a financial or estate planner when making important decisions like these.

«They strike me as being two very capable people who are surrounded by a lot of noise which leaves them feeling scattered,» says Julia Chung, a certified financial planner with JYC Financial in Vfinancial planner with JYC Financial in VFinancial in Vancouver.

A recent article by academic Wade Pfau and financial planner Michael Kitces in The Journal of Financial Planning suggests you can increase the odds of sustaining your nest egg by starting with an unusually high fixed - income allocation when you retire, and then gradually lowering it as you get through the danfinancial planner Michael Kitces in The Journal of Financial Planning suggests you can increase the odds of sustaining your nest egg by starting with an unusually high fixed - income allocation when you retire, and then gradually lowering it as you get through the danFinancial Planning suggests you can increase the odds of sustaining your nest egg by starting with an unusually high fixed - income allocation when you retire, and then gradually lowering it as you get through the danger zone.

As your financial planner, I will also act as a liaison with other specialists (attorney, accountant, realtor or insurance agent) who play an important part in your financeAs your financial planner, I will also act as a liaison with other specialists (attorney, accountant, realtor or insurance agent) who play an important part in your financeas a liaison with other specialists (attorney, accountant, realtor or insurance agent) who play an important part in your finances.

«It feels really, really good to do for clients with $ 3,000 in their account what I used to do [as a financial planner] for those with $ 3 million in their account.»

He had missed payments on an old loan after his mother and stepfather were both diagnosed with cancer and his income as a self - employed financial planner wasn't enough to make ends meet.

By the time I was a mere 20 years old, I was establishing myself as a financial planner, having already started working with a local firm in my home town of Binghamton, New York.

Immediately after joining us as a client here in Motley Fool Wealth Management, you'll be given the opportunity to schedule a complimentary one - on - one onboarding phone session with one of our highly experienced financial planners.

Brian Sauter, CERTIFIED FINANCIAL PLANNER ™ with Pure Financial Advisors, explains the total cost of the financial advice you're receiving by breaking down commissions of annuities, loaded mutual funds, non-traded REITS as well as internal costs with mutual funds, annuities and advisFINANCIAL PLANNER ™ with Pure Financial Advisors, explains the total cost of the financial advice you're receiving by breaking down commissions of annuities, loaded mutual funds, non-traded REITS as well as internal costs with mutual funds, annuities and advisFinancial Advisors, explains the total cost of the financial advice you're receiving by breaking down commissions of annuities, loaded mutual funds, non-traded REITS as well as internal costs with mutual funds, annuities and advisfinancial advice you're receiving by breaking down commissions of annuities, loaded mutual funds, non-traded REITS as well as internal costs with mutual funds, annuities and advisory fees.