The American Express Everyday card really shines
as a grocery store card.
Not exact matches
Stuart Reid, executive director of the Food Co-op Initiative, a Minnesota - based nonprofit foundation that advises cooperative
grocery stores, says he thinks Howard's Organics move to accept credit
cards is a smart one —
as most shoppers in today expect that from
grocery stores, whether large or small.
The packaging will come in two formats; premium
card which will be available at
grocery outlets, and a light - weight metal available within department
stores and via e-commerce, such
as Harvey Nichols and Ocado respectively.
Take out is a welcome gift,
as is a
grocery gift
card (particularly if the
store delivers!).
It's a good rewards
card which allows you to earn up to 3 % cash back on many spending categories such
as supermarkets, gas,
groceries and department
stores.
As you can see, the JetBlue Plus
Card and the business version only differ inside the 2x category - the business card trades earning extra points on groceries for office supply sto
Card and the business version only differ inside the 2x category - the business
card trades earning extra points on groceries for office supply sto
card trades earning extra points on
groceries for office supply
stores.
Purchase Walmart gift
cards (which can be used at Sam's) using your 2 % «Schwab» Visa, the 2 % Fidelity Amex, or another
card that gives you at least 2 % on such purchases (FYI, if your Walmart is set up in the credit
card's system
as a
grocery store you can easily earn more than 2 % since many
cards give even higher levels of cash back for
grocery purchases.)
It is important to be mindful that many of these different types of
stores are not categorized
as grocery stores by many rewards credit
card programs.
«Everyday» Non-recurring Debit
Card Transactions - everyday purchases using your Debit
Card such
as purchases at the gas station or the
grocery store
There is nothing paying better than 2 % for say going to walmart (except for the wacky ones that count
as grocery stores for some
cards).
Typically, these rewards are worth around 1 % of the amount you spend, though some
cards give
as much
as 2 % and others have rotating categories where you can earn extra rewards, such
as 5 % cash back on restaurants or
grocery store purchases.
The Discover it
card earns 5.0 percent cash back in popular quarterly rotating categories, such
as grocery stores, drug
stores, restaurants, gas stations and movie theaters.
You will also get double the FlexPoints when you use your
card in a particular category of your choosing, such
as grocery stores, gas stations, and airline companies.
If you have significant spending on other things, such
as groceries, entertainment, department
stores, the Citi ® Double Cash Credit
Card will be the card to
Card will be the
card to
card to use.
Actually, the multiple - Chase
card strategy would have served me well last month,
as my wife charged $ 585 in drug -
store purchases, which meant that effectively only the first $ 15 in
grocery purchases got 3 % cash - back, and none of my ($ 75 +) in telephone bills got 3 %.
My wife prefers this
card since we get the rebate checks and she can spend them like cash at the Kroger
store where we do all of our
grocery shopping...
as opposed to the AMEX Blue Cash that just credited our statement once a year.
So if you're a regular customer at one of these
stores / restaurants, the giftcards can serve
as your currency... bought at a
grocery store, and earning you a bonus rebate (3 - 5 % with a g / g / d
card), whereas using your g / g / d
card directly at these businesses will likely only get you 1 %.
Every rewards
card issuer spells out its own program, such
as more points for
grocery store purchases, or a bonus offer for qualifying new members.
How your charges are allocated (whether they are assigned
as a
grocery transaction, a gas station transaction, etc.) is based on the category the
store uses in processing its
card transactions.
Large chains such
as Walmart, Walgreens Drug
Stores, and many grocery stores all sell prepaid
Stores, and many
grocery stores all sell prepaid
stores all sell prepaid
cards.
There are other
cards available that offer
as good or better cash back at
grocery stores and for other purchases, so it's definitely worthwhile to see what other options are available before you apply for the Fred Meyer Rewards credit
card.
ATM withdrawals and everyday, non-recurring debit
card transactions (individual debit
card purchases such
as at the
grocery store or a one - time online purchase), will only be authorized when we determine you have enough available funds in your eligible account or in your eligible linked Overdraft Protection account at the time of the transaction.
In the long - term, this credit
card will be the better choice on purchases than
cards that earn you 3 % and 2 % in specific categories such
as grocery stores.
Discover it
Card earns 5.0 percent cash back in popular rotating categories, such
as grocery stores, drug
stores, restaurants, gas stations and movie theaters.
It's fun to find ways to maximize your cash back, such
as buying gift
cards at
grocery stores, to take full advantage of the many great
grocery cash back
cards out there.
The
card provides excellent rewards at the chain's affiliated
stores,
as well
as at gas stations and
grocery stores.
The Best Buy credit
card produces fantastic rewards rates on in -
store purchases,
as well
as good returns on dining and
grocery purchases.
These farmers» - market — focused
grocery stores are popping up in neighborhoods across the country, offering healthy merchandise
as well
as the convenience of credit
cards with cash back on
groceries.
The fact that Visa versions of this credit
card also earn points in categories outside of Best Buy (like dining,
groceries, gas, etc.) is a big win
as most
store - branded credit
cards don't offer this.
With our Standard Overdraft Service Plus Debit Coverage, in addition to checks, automatic bill payments and other transactions using your account number that are considered with our Standard Overdraft Service, we will also consider for payment ATM transactions and everyday non-recurring debit
card transactions such
as grocery store or one - time online purchases.
We may pay overdrafts for checks and other transactions using your account number and for automatic bill payments (ACH and recurring debit transactions), and if you give us permission, we may authorize and pay overdrafts for ATM transactions and everyday non-recurring debit transactions (individual debit
card purchases such
as grocery store or one - time online purchases).
To take full advantage of the Blue Cash Preferred ®, purchase gift
cards from the
grocery store as birthday gifts or to your favorite places to eat and shop.
Most
grocery stores sell money orders with debit
cards with a specific maximum value, typically $ 500 to $ 1000, with fees
as low
as 70 - 75 cents.
Both Schnucks and Gerbes
grocery stores will donate a portion of your purchase when you enroll your shoppers
card on their website and select CMHS
as your chosen non profit.
The Discover it
card earns 5.0 percent cash back in popular quarterly rotating categories, such
as grocery stores, drug
stores, restaurants, gas stations and movie theaters.
The rewards are even better if you use your
card on drug
stores,
grocery stores, gas stations
as well
as any other purchases that you make on aircanada.com apart from the Air Canada Vacation packages.
There are many locations, it counts
as a
grocery store for bonus purposes, and it has no problem taking credit
cards.
Bottom Line: The Chase Amazon.com Rewards Visa
Card earns fairly well for the typical Amazon user, but shifting more of your purchases (such
as groceries) to the Amazon
store can really boost your cash - back.
Many
grocery stores have cracked down on purchases of gift
cards with credit
cards to reduce fraud, especially with prepaid
cards that are not company - specific, such
as general Visa gift
cards.
As I mentioned last month in my post on product changes, I recently changed one of my two US Bank Flexperks Travel Rewards
cards into a US Bank Cash +
card (apply in - branch only, or ask for a product change), which has no annual fee and offers 5 % cash back on up to $ 2,000 in spending per quarter in two categories of your choosing (and 2 % cash back in your choice of gas stations,
grocery stores, or drug
stores).
This option is great for gifts or for purchasing gift
cards in categories the
card does not earn in, such
as grocery stores, home improvement
stores, and department
stores.
Discover it
Card earns 5.0 percent cash back in popular rotating categories, such
as grocery stores, drug
stores, restaurants, gas stations and movie theaters.
Don't forget to use a credit
card that earns most points at supermarkets and
grocery stores to get
as much
as 6 % back.
The most common bonuses are for spending in categories such
as gas, restaurants and travel, though other bonus categories might include
grocery stores, office - supply
stores and certain retailers or travel providers, particularly if it is a co-branded
card with that retailer or travel provider.
Their high - end
card even earns 3X points per $ 1 spent in categories such
as grocery stores, restaurants, and drug
stores.
When Kroger is running a 4x Fuel Points promotion on gift
card purchases, I have stocked up on gift
cards to places we regularly shop and dine, such
as Jason's Deli, Macy's, Nordstrom, Panera, Outback and more to earn not only in -
store Fuel Points that will save us up to $ 1 per gallon of gas, but also
as many
as 5x points per dollar for a «
grocery» purchase on one of my rewards
cards.
An additional way to earn a bonus on Amazon purchases with an outside credit
card is to purchase Amazon gift
cards at
stores where your
card offers a category bonus, such
as office supply and
grocery stores.
Here the $ 75 - annual - fee Blue Cash Preferred
card seems to have a huge advantage over the no - annual - fee Everyday
card, since its earning rate at
grocery stores is literally twice
as high.
If a
card was offering bonus points for being used to buy
groceries, but the payment was recorded
as going to the app instead of the
grocery store, those extra points weren't awarded.
A lucrative
card for families — especially those with school - age kids — the Blue Cash Everyday
card makes it easy to earn a substantial amount of cash back on everyday expenses such
as food, back - to - school clothes and gas by offering 3 percent cash back on the first $ 6,000 spent at U.S.
grocery stores, 2 percent cash back on department
store purchases and gas, and 1 percent on other purchases.